Allowed

Punjab Gramin Bank v. Sh. Manjinder Singh Dhillon

DRT27 Aug 2026OA/1336/2023

Case brief

AI extract

What is this about?

The Presiding Officer of the DRT-I, Chandigarh allowed the applicant bank's application under Section 19 of the RDB Act. The court found that the defendant failed to repay a loan of ₹15Lacs, leading to a dues of ₹22,070,90/- with interest. The application was allowed ex parte.

What did the court decide?

Recovery of ₹22,070,90/- with interest @10% p.a. from 30.05.2023 till payment; sale of mortgaged land and personal property; issuance of Recovery Certificate.

Punjab Gramin Bank versus Sh. Manjinder Singh… — Contract and Commercial Disputes | DRT (2026)

¶1

IN THE DEBTS RECOVERY TRIBUNAL-I, CHANDIGARH

¶2

BEFORE: A S NARANG, PRESIDING OFFICER

¶3

OA No: 1336 of 2023 Date of Institution: 30.05.2023 Date of Decision: 27.08.2026

¶4

Punjab Gramin Bank having its branches all over India and a branch at Bhogpur, District Jalandhar, Punjab.

¶5

……..Applicant Vs.

¶6

Sh. Manjinder Singh Dhillon son of Sh. Sukhdev Singh resident of Village Behram Sarishta, Tehsil Bhogpur and Distt Jalandhar, Punjab.

¶7

……….Defendant

¶8

Advocates

¶9

Sh. Karan Dev Ray proxy counsel for Sh. Bhushan Bhatia, Counsel for the applicant bank. Defendant - ex parte .

¶10

OA for the Recovery of ₹22,070,90/- with interest @10% per annum with yearly rests from 30.05.2023.

¶11

ORDER

¶12

Punjab Gramin Bank (Bank) has filed this application under Section 19 of the Recovery of Debts and Bankruptcy Act, 1993 (RDB Act) for the recovery of ₹22,070,90/- with interest against Sh. Manjinder Singh (defendant).

¶13

Bank’s case is that on 16.08.2011, it had enhanced the existing limit from ₹1.00Lacs (sanctioned on 07.04.2010) to ₹15.00Lacs to defendant in the form of K.C.C Limit for agricultural purpose. To secure the loan, Defendant had mortgaged his land (fully detailed in para No.5.6 of the application). The loan was chargeable to interest @10% per annum with yearly rests. The defendant had acknowledged the liability towards the debt on 19.02.2013, 09.09.2015, 22.11.2017 and 01.06.2020. On 15.05.2023, a sum of ₹22,070,90/- was due from the defendant.

¶14

¶15

Despite repeated requests, defendant did not make the repayment. Hence, this application.
3. On 28.08.2023, summons was sent to the defendant by registered
post, which was duly served. However, defendant did not put in
appearance. Vide order dated 04.02.2025, he proceeded was_ex parte_.
4. In order to prove its case, the Bank has placed on record the
affidavit of Mr. Deepak Mittal, Authorised Officer along with the loan and security documents and marked them as Exhibit A-1 to A-8.
5. I have perused the evidence on the record. I am of the considered view that the Bank has proved its case that it had advanced the loan of ₹15.00Lacs and on 15.05.2023, a sum of ₹22,070,90/- was due.
6. Accordingly, the application of the bank for the recovery of
₹22,070,90/- (Rupees Twenty Two Lacs Seventy Thousand and Ninety
Only) with interest @10% per annum with yearly rests from 30.05.2023,
till the date of payment is hereby allowed with costs. Bank can recover
its dues by the sale of mortgaged land fully detailed in para No.3A of the
application as well as from the personal movable and immovable
property(ies) of the defendant. 7. Pending IAs, if any, stand disposed of.
8. Recovery Certificate be issued accordingly.
9. Party is directed to appear before Recovery Officer on
28.09.2026.
10. A Copy of this order along with Recovery Certificate be sent to
the Recovery Officer as well as the party.
Pronounced in the open Court. (A S Narang) Dated: 27.08.2026 Presiding Officer DRT-1, Chandigarh

Punjab Gramin Bank v. Sh. Manjinder Singh Dhillon

Case brief

What is this about?

What did the court decide?

Punjab Gramin Bank v. Sh. Manjinder Singh Dhillon

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Statutes considered

Parties & counsel

Coram

Case details

Similar cases

Icici Bank Limited versus Shilpy

Bank of India versus Sh. Hardev Singh

Bank of India versus Amarjit Kaur

Santosh Kumari versus Central Bank of India

State Bank of India versus Mokksh

Ms Tamanna Enterprises versus Indian Bank