As per the averments in the application, the Applicant Bank states that the defendant avaired personar roan rimit of Rs.15.oo rakhs under the scheme of xpress credit vide retter of arrangement dated 16'08'2021' The defendant executed personar roan agreement and consent form dated 16.0g.2021 in favour of Applicant Bank and agreed to repay in 72 EMIs @ Rs.27,g65/- with interest G) 10.10olo p.a with monthry rests and the rate of interest 20lo charged for period of deray. The defendant again availed personal limit of Rs.17,40,000/_ under the scheme of Xpress credit on 17.72.2022and executed personar roan agreement and agreed to repay in 72 EMIs @ Rs.33,031/_ with interest @10'g00/op.a with monthry rests and the rate of interest @ 2 0/o p'a charged for the period of deray and therefore the rate of interest @ 12.90% p.a with monthly rests. It is submitted by the Applicant bank that the Defendant has avaired the said roan facirities and faired to keep up the repayment schedure, as such the account was crassified as NPA on t7.05.2024. Inspite of demands made by Applicant the defendants have not regularized the account, and the Applicant bank issued regar notice dated 31.08.2024, but the defendants did not come forwa rd to re *:1turn". The total claim of Applicant against defendan 2/- (Rupees Twenty Seven Lakhs Sixty nd e Hundred and Two only) (Rs.1 ,740f2- Stp ;ggro, 58/-) with further interest @
