Hdfc Bank v. Raju Das
Case brief
What is this about?
In this Debts Recovery Tribunal order, the applicant bank was allowed its exparte recovery application. The court declared the defendants jointly and severally liable to pay the principal debt with interest and directed issuance of a recovery certificate under the RDB Act, 1993.
What did the court decide?
Ordered payment of Rs. 20,81,472.91 with interest @ 18% p.a. from 1.12.2021; issuance of recovery certificate under Section 19(22) RDB Act, 1993.
What the court decided
BEFORE THE DEBTS RECOVERY TRIBUNAL-I, KOLKATA
PRESENT: -SHRI AMBUJA MOHAN DAS PRESIDING OFFICER
O.A. No. 32 of 2022
DATE OF DELIVERY OF ORDER : 9th September,2025
HDFC Bank Limited , a company incorporated under the Companies Act, 1956 carrying on banking business under License Granted by Reserve Bank of India and registered under Banking Regulation Act, 1949, having its Registered Office at HDFC Bank House, Senapati Bapat Marg, Lower Parel (West) Mumbai – 400013 and amongst others, one of its offices at Jardine House, 1st Floor, 4, Clive Row, P.S. Hare Street, Kolkata – 700001.
..............APPLICANT versus –
- Raju Das, son of Benoy Kumar Das, the sole proprietor of proprietorship concern carrying on business in the name and style of “Sree Krishna Enterprise” at 56/4, Nabin Chandra Das Road, Kolkata – 700090, West Bengal.
- Benoy Kumar Das (Guarantor), son of Bipin Das, residing and/or carrying on business at 56/4, Nabin Chandra Das Road, Kolkata – 700090, West Bengal.
...........DEFENDANTS
Counsel for the Applicant Bank : Ms. Kuheli Deb.
Issues for consideration
2 issues framed by the court
Whether the applicant bank is entitled to recover the principal amount along with interest against the borrower and guarantor in exparte proceedings.
Whether the claim falls within the jurisdiction and limitation of the Debts Recovery Tribunal.
Parties & counsel
- applicant
HDFC Bank Limited
Coram
Ambuja Mohan Das
Case details
As recorded by the court registry
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