Lacs vide Loan Applications dated 12.01.2023, which are Annexures A2 & A3 to this OA. 3. The applicant sanctioned the Term Limit of Rs.29,07,384.00 Lacs vide Sanction Letter dated 09.02.2023, which is Annexure A4 to this OA and the terms and conditions were duly accepted by the defendants. 4. Defendant no.1 had hypothecated the moveable properties i.e. vehicle namely JCB 3DX Plus-2WD bearing Registration no.PB06BD6458, Engine no. H00364507 and Chassis no. HAR3DXS4K03196684 vide Registration Certificate of Hypothecated Vehicle, which is Annexure A5 to this OA. Documents executed:- Recall Notice dated 12.01.2024, which is Annexure A6 to this OA; Foreclosure Letter, which is Annexure A7 to this OA and statement of account along with certificate under Bankers Books Evidence & Account Statement, which are Annexures A8 & A9 to this OA. 5. The loan account became irregular and was classified as NPA and after adjusting debit and credit entries in loan account there was a debit of Rs.29,99,222.66p, which is recoverable and the defendants were served recall notices but they did not repay the outstanding amount, therefore, the applicant requested to accept the application and to issue Recovery Certificate accordingly. 6. The defendants were served notices to appear before this Tribunal but no one appeared on behalf of defendants and they were proceeded ex-parte on 02.01.2025. 7. In support of the OA, affidavit of Sh. Aditya Arya, Branch Manager , YES Bank Ltd., has been filed. 8. Ld. proxy Counsel for applicant present has not advanced any argument. Perused record. 9. In view of the documentary evidence brought on record which had gone unrebutted, the applicant had proved its case. From the perusal of all the Annexures A1 to A9 to this OA, it is proved that the defendants approached applicant for availing of the loan facility which was granted to them and for that they had executed all the relevant documents in
