respondent/defendant will make arrangements for the allottee to take loan from the financial institutions but the allottee will be required to be a member of a society, and it is not shown to this Court that appellant/plaintiff has become member of a society. The clause also requires furnishing of requisite documents for the appellant/plaintiff to apply for the loan and it is not shown that the appellant/plaintiff has applied for the loan with the requisite documents. Therefore as of date there does not arise an issue of grant of the loan to the appellant/plaintiff because appellant/plaintiff is in the quagmire created by himself that he should get two alternative plots and not one plot, and therefore, the issue of loan really has not arisen. The courts below have also rightly held that there is no policy for grant of loan as no policy was filed, and if I take a benevolent interpretation of the letter Ex.PW1/G then in my opinion, the issue of grant of loan will only arise after the appellant/plaintiff has become a member of the society and has applied with the necessary documentation for grant of loan, and which aspects have not been proved and established before the trial court. Once the requisite ingredients of the alleged policy for grant of loan are not satisfied, and in fact, the stage of grant of loan has not come because there is no alternative allotment of the plot to the appellant/plaintiff, there does not arise an issue of appellant/plaintiff