Smt. Manki Bai v. Santosh Kumar
Case brief
What is this about?
Act only policy; liability only policy; occupant in car not covered; no premium collected for occupants; exoneration of insurer; Balakrishnan (2013) 1 SCC 731 followed; Sarla Verma (2009) 6 SCC 121 multiplier 17; 1/4th personal deduction; Pranay Sethi (2017) 16 SCC 40% future prospects; Magma General Insurance (2018) 18 SCC 130 spousal parental filial consortium Rs.40,000 each; minimum wages notional income 2011 unskilled labour Rs.3,900 and Rs.4,136 per month; enhancement of compensation; Section 166 Motor Vehicles Act 1988; Chhattisgarh High Court Bilaspur; MAC Nos.1578 and 1579 of 2015 (insurer) and 1577 and 1592 of 2017 (claimants); United India Insurance Company Limited; joint and several liability; deposit within 2 months; interest 7.5% per annum.
What did the court decide?
MAC Nos.1578/2015 and 1579/2015 (insurer) allowed: United India Insurance Company Limited exonerated and the Tribunal's finding fastening primary liability on it set aside. MAC Nos.1577/2017 and 1592/2017 (claimants) allowed in part: compensation enhanced — additional Rs.5,63,380/- to the legal heirs of Jagendrapal and additional Rs.6,48,934/- to the legal heirs of Murariram, each with interest as awarded by the Tribunal — payable by the non-insurer non-applicants jointly and severally within 2 months; rest of the conditions of the impugned awards to remain intact.