Smt. Seema v. Santosh Kumar
Case brief
What is this about?
Keywords: MAC appeals High Court of Chhattisgarh; Act only policy / Liability Only Policy; occupant risk not covered; comprehensive/package policy; National Insurance Co. v. Balakrishnan (2013) 1 SCC 731; Sarla Verma (2009) 6 SCC 121 multiplier 17 and 1/4th deduction; Pranay Sethi (2017) 16 SCC 40% future prospects; Magma General Insurance (2018) 18 SCC 130 consortium Rs.40,000 each; United India Insurance exonerated; minimum wages unskilled labour 2011 (Rs.3,900 / Rs.4,136 per month); enhancement of motor accident compensation; joint and several liability of driver, registered owner, dealer; Maruti Car 800 CG/04/B/7418; Tribunal award 28.08.2015 with 7.5% interest; deposit within 2 months.
What did the court decide?
Insurer's appeals (MAC Nos. 1578/2015 & 1579/2015) allowed: United India Insurance Company Limited exonerated from liability and the Tribunal's finding of primary liability on it set aside. Claimants' appeals (MAC Nos. 1577/2017 & 1592/2017) allowed in part: compensation enhanced by Rs.5,63,380/- (heirs of Jagendrapal) and Rs.6,48,934/- (heirs of Murariram) with interest as awarded by the Tribunal. Except the insurer, the other non-applicants are held jointly/severally liable and directed to deposit the compensation with interest within 2 months; rest of the conditions of the impugned awards remain intact.