Reliance General Insurance Co. Ltd. v. Mast. Soheb Altaf Shaikh (Minor) Thr. His Father and Natural Gaurdian Mr. Altaf Abdulla and Anr.
Motor Accident Compensation – Package policy vis-à-vis Act policy – Occupant coverage
Case brief
What is this about?
Bombay High Court, Civil Appellate Jurisdiction (R.M. Joshi, J.), First Appeal Nos. 179 of 2024, 292 of 2023, 1056 of 2025 and 293 of 2023 — Reliance General Insurance Co. Ltd. v. Mujavar / Muzawar / Sayad / Shaikh / Shelod (claimants). Motor accident compensation; total package policy versus Act policy; entitlement of occupants to compensation; additional premium for occupant cover; burden/onus of proof shifting to insurer; insurer's manager-witness Vivek Karve; no notice repudiating liability; pay compensation first and recover from Insured; MACP Nos. 1733, 1763 and 1810 of 2017; accident dated 19.04.2017; Maruti Car MH-02-MA-0825; Crime No.47/2017 Rasayani Police Station; quantum/disability challenge; appeals dismissed on 20.11.2025.
What did the court decide?
No relief to the Appellant-Insurer; the impugned judgment and award dated 15th October 2022 was upheld and the appeals dismissed; all pending Applications disposed of.