3 .. Claiming t2 .. .. eligible under the Scheme, having completed 40 years of age, the respondent applied for voluntary retirement under the said Scheme. At the relevant point of time the respondent had completed only 13 years of service in the B appellant Bank. However, the respondent's application for voluntary retirement was accepted by the Bank and he was paid all retiral benefits applicable to him under the Scheme, but his request for grant of pension in addition to the other retiral benefits was not acceded to by th~ Bank. After retiring from service on the acceptance of his application for voluntary c retirement, the respondent filed an application before the Central Labour Commissioner, Ajmer, on 24.10.2001 claiming pension with.effect from 1.4.2001. The appellant Bank opposed the claim of pension contending that in terms of Regulations 14, 28 and 29 of the Pension Regulations, 1995, the respondent Dwas not entitled to pension. As the reconciliation process failed, the dispute as to whether the refusal of the Bank to provide pensionary benefits to the respondent after voluntary retirement, was legal and justified, was referred to the Industrial Disputes Tribunal, Jodhpur.