Ramesh Chand Regar S/O Mr. Jagannath v. Icici Lombard General Insurance Co. Ltd.
Case brief
What is this about?
Insurance claim repudiation; motor/vehicle accident 16.03.2025; claim rejected 26.05.2025 for driving under influence of alcohol; repair cost Rs.7,70,117/-; Insurance Ombudsman Jaipur order dated 03.12.2025 dismissing complaint; FIR, cognizance and charges against driver; scope of judicial review under Article 226 exceptionally limited; Ombudsman as ADR/settlement forum with conclusive findings of fact; writ petition dismissed by Sameer Jain, J., Rajasthan HC Jaipur (S.B. Civil Writ Petition No. 560/2026); petitioner Ramesh Chand Regar; respondent ICICI Lombard General Insurance Co. Ltd.
What did the court decide?
The Insurance Ombudsman functions as an alternative dispute resolution and settlement forum, and its findings of fact are generally conclusive in nature; on the material on record the Ombudsman had dismissed the petitioner's complaint.