Dismissed

Shashi Kumar S/O Ugam Singh v. Life Insurance Corporation Housing Finance Limited

Rajasthan HC2 Jul 2026CW/11019/2026

Case brief

AI extract

What is this about?

Petitioner challenged a Lok Adalat award over a post-dated loan-repayment cheque presented early and dishonoured; the bank deducted a Rs.238 penalty and later refunded it with Rs.3,000 costs after hearing him. The High Court found no illegality in the award, holding Rs.3,000 was adequate consolation, and dismissed the writ petition.

What the court decided

AI extract

Shashi Kumar S/O Ugam Singh Vs Life Insurance… — Banking and Recovery | Rajasthan HC (2026)

¶1

[2026:RJ-JP:24638]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶3

S.B. Civil Writ Petition No. 11019/2026 URN: CW / 24484U / 2026

¶4

Shashi Kumar S/o Ugam Singh, Aged About 52 Years, R/o A-9, Kumawat Bari, Khatipura, Jaipur 302012

¶5

----Petitioner

¶6

Versus

¶7

Life Insurance Corporation Housing Finance Limited, Through Its Authorized Signatory, Situated At F-8, First Floor, Jagdamba Tower, Aamrpali Circle, Vaishali Nagar, Jaipur 302021

¶8

Life Insurance Corporation Housing Finance Limited, Through Its Authorized Signatory, Situated At 402, Fourth Floor, Sun Tower, Gandhi Nagar Mod, Tonk Road, Jaipur.

¶9

Life Insurance Corporation Housing Finance Limited, Through Its Authorized Signatory, Situated At First Floor, Upasana Tower, C-98, Subhash Marg, C-Scheme, Jaipur 302001

¶10

----Respondents

¶11

For Petitioner(s)	: Mr. Shashi Kumar(Parte inperson)
For Respondent(s)	:

¶12

HON'BLE MRS. JUSTICE SHUBHA MEHTA

¶13

Order

¶14

02/07/2026

¶15

;g ;kfpdk ;kfpdkdkj dh vksj ls LFkkbZ yksd vnkyr t;iqj egkuxj f}rh; }kjk ikfjr vkns'k fnukad 13-05-2026 ls O;fFkr gksdj izLrqr dh xbZ gS] ftlds }kjk ;kfpdkdkj dks pSd vuknj.k Lo:i vf/kjksfir jkf'k 238@&:i;s fnyk, x, gSa rFkk rhu gtkj :i;s ifjokn O;; ds :i esa fnyk, x, gSa ijarq dksbZ {kfriwfrZ jkf'k ugha fnykbZ xbZ gSA

¶16

;kfpdk ij ;kfpdkdkj Lo;a dks lquk x;kA

[2026:RJ-JP:24638]

[CW-11019/2026]

(2 of 3)

;kfpdkdkj dk rdZ jgk gS fd mlus v;kph la[;k&2 ls xg _.k izkIr fd;k Fkk ftldh fu;fer fd'r jkf'k ds vfrfjDr _.k ds vkaf'kd Hkqxrku gsrq fnukad 07-10+-2024 dks i'pkr~orhZ rkjh[k 12-10-+2024 vafdr djrs gq, pSd iznku fd;k FkkA ijarq v;kph us mDr pSd fu/kkZfjr frfFk ls iwoZ gh fnukad 08-10-2024 dks cSad esa izLrqr dj fn;k ftlds dkj.k og pSd fnukad 10-10-2024 dks vuknfjr gks x;kA ;kfpdkdkj dk rdZ gS fd v;kph ds mDr xSj&ftEesnkjkuk O;ogkj ,oa dR; ds dkj.k mls ijs'kkuh gqbZ] mls vuknfjr pSd okfil ysus ds fy, b/kj&m/kj nkSM+uk i+M+k rFkk pSd vuknj.k ds isVs 238@&:i;s dh tqekZuk jkf'k Hkh mlds [kkrs ls dkVh xbZA mudk rdZ gS fd mls dkQh ijs'kkuh gqbZ gS ijarq LFkkbZ yksd vnkyr us dsoy 238@&:i;s ,oa ifjokn O;; ds :i esa 3000@&:i;s ¼v{kjs rhu gtkj :i;s½ dh jkf'k gh fnyokbZ gS] vU; dksbZ jkf'k ugha fnyokbZ gS] og {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gSA vr% v;kphx.k dks ;kfpdk ds uksfVl tkjh fd, tkosaA

¶21

rdksZa ij fopkj fd;k x;kA i=koyh dk /;kuiwoZd v/;;u fd;k x;kA ;kfpdkdkj }kjk i'pkr~orhZ fnukad 12-10-2024 dk pSd fnukad 07-10-2024 dks fn;k tkuk ,oa mls v;kph }kjk fu/kkZfjr frfFk ls iwoZ fnukad 08-10-+2024 dks izLrqr djus ds dkj.k vuknfjr gksuk rFkk bl dkj.k ;kfpdkdkj ij 238@&:i;s tqekZuk ds rkSj ij mlds [kkrs ls dkVk tkuk i=koyh ls izdV gksrk gSA bl lEcU/k esa mlds }kjk LFkkbZ yksd vnkyr esa ifjokn izLrqr fd;k x;k gS vkSj LFkkbZ yksd vnkyr us lquokbZ dk volj nsus ds mijkar ldkj.k vkns'k ikfjr fd;k gS rFkk ;kfpdkdkj ij cSad }kjk vf/kjksfir 238@&:i;s tqekZuk jkf'k mls okil fnyk, gSa ,oa ifjokn O;; ds :i esa Hkh rhu gtkj :i;s fnyk, x, gSaA

¶22

LFkkbZ yksd vnkyr us Li"V :i ls ;g vafdr fd;k gS fd ;fn ;kfpdkdkj ¼ifjoknh½ vius xg _.k dh jkf'k dk vkaf'kd Hkqxrku djus dk bPNqd Fkk rks og Hkqxrku gsrq u;k pSd v;kphx.k dks ns ldrk Fkk ijarq mlds }kjk ,slk ugha fd;k x;k gSA ;g lgh gS fd LFkkbZ yksd vnkyr us Li"V :i ls vkns'k esa iFkd ls ;g vafdr ugha fd;k gS fd mls {kfriwfrZ gsrq Hkh jkf'k fnykbZ tk jgh gS ijarq tks rhu gtkj :i;s ifjokn O;; ds :i esa fnykbZ x, gSa os gekjs fopkj ls mDr izdj.k

[2026:RJ-JP:24638]

[CW-11019/2026]

(3 of 3)

ds rF;ksa dks lexz :i ls ns[krs gq, mls fnyk;k x;k i;kZIr vuqrks"k gSA ,slh fLFkfr esa LFkkbZ yksd vnkyr ds mDr vkykSP; vkns'k fnukad 13-05-2026 esa dksbZ vuqfprrk] fof/kfo:)rk ugha gS] mlesa gLr{ksi dk dksbZ vk/kkj ugha gSA

¶27

mi;qZDr foospukuqlkj ;kfpdkdkj dh vksj ls izLrqr ;g fjV ;kfpdk blh Lrj ij fujLr dh tkrh gSA LFkxu ,oa vU; izkFkZuk&i= ;fn dskbZ gks rks os Hkh mDrkuqlkj fuLrkfjr fd, tkrs gSaA

¶28

(SHUBHA MEHTA),J

¶29

31/AJAY KUMAR SINGHAL/712

Shashi Kumar S/O Ugam Singh v. Life Insurance Corporation Housing Finance Limited

Case brief

What is this about?

What the court decided

Shashi Kumar S/O Ugam Singh v. Life Insurance Corporation Housing Finance Limited

Case brief

What is this about?

What the court decided

A compact analysis

Issues for consideration

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Case details

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