Partly allowed

Anandi Lal S/O Rama v. Shubham Swami S/O Dayaldas Swami

Rajasthan HC15 May 2026CMA/5110/2025

Case brief

AI extract

What is this about?

Appeal by an injured claimant against a Motor Accident Claims Tribunal award. The High Court fixed monthly income at Rs. 9,000 with 25% future prospects, accepted the Medical Board's 34% disability certificate without doctor's testimony, applied multiplier 13, enhanced heads of damages, and raised total compensation from Rs. 12,88,922 to Rs. 17,02,554 with 8% interest on the enhanced amount.

What the court decided

AI extract

Anandi Lal S/O Rama Vs Shubham Swami S/O Dayaldas… — Motor Accident Claims | Rajasthan HC (2026)

¶1

[2026:RJ-JP:21456]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶3

S.B. Civil Miscellaneous Appeal No. 5110/2025

¶4

Anandi Lal S/o Rama, Aged 47 Years, R/o Village Dhakni, Tehsil Hindoli, Distt. Bundi, (Rajasthan).

¶5

----Claimant/Appellant

¶6

Versus

¶7

Shubham Swami S/o Dayaldas Swami, R/o Truck Stand Malpura, Tehsil Malpura, Distt. Tonk (Rajasthan). (Driver of Maruti Swift Car No. RJ-14 C.T 5451)

¶8

Chandramohan S/o Babudas, R/o Maharajpura Ramnagar, Tehsil Kotkhawda, Distt. Jaipur. (Rajasthan) (Owner of Maruti Swift Car No RJ-14 C.T 5451)

¶9

National Insurance Co. Ltd., Through Regional Manager At Regional Office At NBCC Center "Beema Bhawan" Shakar Marg, Jyoti Nagar, Jaipur, Rajasthan, 302015. (Insurer of Maruti Swift Car No. RJ-14 C.T 5451)

¶10

----Non-Claimants/Respondents

¶11

For Appellant(s) : Mr. Sunil Jain, Adv. For Respondent(s) : Mr. Sanjay Kumar Singhal, Adv. (For Insurance Company)

¶12

HON'BLE MR. JUSTICE ASHUTOSH KUMAR

¶13

Judgment

¶14

15/05/2026

¶15

1- vihykFkhZ vk.knhyky }kjk ;g vihy /kkjk 173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj nq?kZVuk nkok vf/kdj.k dze la[;k&1] cwUnh] jkt0 ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&242@2024] vk.knhyky cuke 'kqHke oxSjk esa ikfjr fu.kZ; fnukad 05-08-2025 ds fo#) izLrqr dh xbZ gSA 2- vihykFkhZ }kjk fo}ku vf/kdj.k ds le{k] Lo;a ds eksVj nq?kZVuk esa vkgr gks tkus ds QyLo:i dqy 1]65]00]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr Dyse ;kfpdk esa vihykFkhZ dks dqy 12]88]922@& #i;s dh {kfriwfrZ jkf’k e;

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C;kt 6 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj gLrxr vihy] vihykFkhZ dh vksj ls {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA

¶20

3- nkSjkus cgl fo}ku vf/koDrk vihykFkhZ dk rdZ jgk fd fo}ku vf/kdj.k }kjk vihykFkhZ dks oDr ?kVuk vdq'ky Jfed ekurs gq, mldh ekfld vk; 7410@& :Ik;s fu/kkZfjr dh tkdj =qfV dkfjr dh gS] tcfd oDr ?kVuk vihykFkhZ dk'rdkjh dk dk;Z dj 35]000@& :i;s ekfld vk; vftZr djrk FkkA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykFkhZ dks dkfjr 34 izfr'kr LFkkbZ fu;ksZX;rk dks fpfdRldh; lk{; }kjk izekf.kr ugha fd, tkus ds dkj.k lEiw.kZ 'kjhj ds ifjizs{; esa 25 izfr'kr vkadh tkdj =qfV dkfjr dh gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykFkhZ dks fu/kkZfjr vk; ij Hkfo"; esa gksus okyh vk; o`f) ckcr Hkh dksbZ {kfriwfrZ jkf'k ugha fnyokbZ xbZ gSA fo}ku vf/koDrk vihykFkhZ dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk 'kkjhfjd o ekufld ihM+k dh en esa rFkk Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa Hkh leqfpr jkf'k ugha fnyokbZ gS rFkk vU; enksa esa Hkh vR;f/kd de jkf'k fnyokbZ x;h gS] ftuesa c<+ksrjh dh tkosA vr% vihykFkhZ dh vksj ls izLrqr vihy Lohdkj dh tkdj {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus dh izkFkZuk dh x;hA

¶21

4- blds foijhr fo}ku vf/koDrk izR;FkhZ chek dEiuh dh vksj ls vihykFkhZ ds mijksDr rdksZa dk fojks/k djrs gq, dFku fd;k x;k fd vihykFkhZ ds LFkkbZ fu;ksZX;rk izek.k i= esa tks pksVsa dkfjr gksuk crk;k x;k gS] og lEiw.kZ 'kjhj ds laca/k esa u gksdj vax fo'ks"k ds l a ca/k esa gS rFkk fo}ku vf/kdj.k }kjk LFkkbZ fu;ksZX;rk ds laca/k esa tks fu"d"kZ fudkyk x;k gS] og mfpr gS rFkk ftlesa gLr{ksi dh dksbZ xaqtkbZ'k ugha gSA fo}ku vf/koDrk chek daiuh dk ;g Hkh rdZ jgk gS fd fo}ku vf/kdj.k }kjk vihykFkhZ dks dkfjr 5 xaHkhj pksVksa dh en esa 50]000@& :i;s dh {kfriwfrZ jkf'k fnyokbZ tkdj Hkh =qfV dkfjr dh gSA vr% fo}ku vf/kdj.k }kjk ikfjr fd;s x;s fu.kZ; dh iqf"V fd;s tkus rFkk vihykFkhZ dh vksj ls lafLFkr dh x;h vihy dks fujLr fd;s tkus dk fuosnu fd;k x;kA

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5- nksuksa i{kksa dh cgl lquh x;hA i=koyh dk voyksdu fd;k x;kA 6- gLrxr ekeys dh nq?kZVuk esa vihykFkhZ dks dkfjr gqbZ pksVksa ds QyLOk:i mlds 'kjhj ij dqy 34 izfr'kr dh LFkkbZ fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkkbZ fu;ksZX;rk izek.k i= izn'kZ&41 ds voyksdu ls Li"V gSA eksVj nq?kZVuk esa vkgr O;fDr;ksa dks {kfriwfrZ fnyok;s tkus ds lanHkZ esa ekuuh; mPpre U;k;ky; }kjk vius U;kf;d n`"Vkar Anant Son of Sidheswar Dukre Vs. Pratap son of Zhampannappa Lamzane & Anr. reported in (2018) 9 Supreme Court Cases 450, esa fl)kUr izfrikfnr fd;k gS tks fuEu izdkj ls gS %&

¶26

“12. In case of motor accidents leading to injuries and disablements, it is a well settled principle that a person must not only be compensated for his physical injury, but also for the non-pecuniary losses which he has suffered due to the injury. The claimant is entitled to be compensated for his inability to lead a full life, and enjoy those things and amenities which he would have enjoyed, but for the injuries."

¶27

"13. The purpose of compensation under the Motor Vehicles Act is to fully and adequately restore the aggrieved to the position prior to the accident. This Court in Yadava Kumar v. National Insurance Co. Ltd. explained “just compensation” in the following words:"

¶28

"15. It goes without saying that in matters of determination of compensation both the tribunal and the court are statutorily charged with a responsibility of fixing a “just compensation”. It is obviously true that determination of a just compensation cannot be equated to a bonanza. At the same time the concept of “just compensation” obviously suggests application of fair and equitable principles and a reasonable approach on the part of the tribunals and courts. This reasonableness on the part of the tribunal and court must be on a large peripheral field.”

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7- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 05-02-2024 dh crkbZ x;h gS rFkk oDr ?kVuk vihykFkhZ }kjk Lo;a dks 47 o"kZ dh vk;q dk gksuk crkrs gq, dk'rdkjh dk dk;Z dj 35]000@& :i;s ekfld vk; vftZr djuk crk;k x;k gSA fdUrq viuh vk; ds laca/k esa vihykFkhZ dh vksj ls fo}ku vf/kdj.k ds le{k dksbZ Bksl lk{; izLrqr ugha dh x;h gSA bu ifjfLFkfr;ksa esa fo}ku vf/kdj.k }kjk vihykFkhZ dks oDr ?kVuk vdq'ky Jfed gksuk ekurs gq, mldh ekfld vk; 285@& :i;s izfrfnu dh nj ls 26 fnuksa ds vk/kkj ij 7]410@& #i;s fu/kkZfjr dh xbZ gSA tcfd fo}ku vf/kdj.k dks ,d etnwj Js.kh ds O;fDr dh 30 fnuksa dh vk; fu/kkZfjr dh tkuh pkfg, FkhA ekeys dh ?kVuk fnukad 05-02-2024 dh gksuk tkfgj gSA pwafd o"kZ 2024 esa jktLFkku jkT; esa U;wure etnwjh dh njsa iqujhf{kr ugha dh xbZ gS rFkk mDr njksa esa dksbZ c<+ksrjh ugha dh xbZ gSA ,slh fLFkfr esa ;g U;k;ky; nq?kZVuk fnukad 05-02-2024 dks nf"Vxr j[krs gq, erd dh nSfud vk; 300@& :i;s izfrfnu vFkkZr 9]000@& :i;s ekfld fu/kkZfjr fd;k tkuk mfpr le>rh gSA fo}ku vf/kdj.k }kjk vihykFkhZ dh fu/kkZfjr ekfld vk; esa Hkfo"; esa gksus okyh vk; dh dksbZ c<+ksrjh ugha dh x;h gSA fo}ku vf/kdj.k }kjk oDr ?kVuk vihykFkhZ dh vk;q 47 o"kZ 2 ekg fu/kkZfjr dh xbZ gSA pwafd oDr ?kVuk vihykFkhZ 47 o"kZ 2 ekg dh vk;q dk Lofu;ksftr O;olk;h FkkA ,slh fLFkfr esa us'kuy bZa';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; % ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dh vk;q dks nf"Vxr j[krs gq, mijksDr fu/kkZfjr ekfld vk; 9]000@& #i;s ij 25 izfr'kr dh Hkfo";&of) fd;k tkuk visf{kr gSA 9]000@& #i;s dk 25 izfr'kr 2]250@& #i;s gksrk gSA mDr 25 izfr'kr jkf'k dks vihykFkhZ dh fu/kkZfjr ekfld vk; esa tksM+s tkus ds mijkar vihykFkhZ dh dqy ekfld vk; 11]250@& #i;s gksrh gS] tks {kfriwfrZ ds fu/kkZj.k dk vk/kkj jgsxhA

¶33

8- gLrxr nq?kZVuk esa vihykFkhZ ds flj] ilfy;ksa o nka;s iSj esa xaHkhj pksVsa dkfjr gksuk tkfgj gSA ftlds lkewfgd izHkko ls vihykFkhZ ds 'kjhj esa

¶34

[2026:RJ-JP:21456]

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¶36

dqy 34 izfr’kr LFkk;h fu;ksZX;rk vkuk ik;k x;k gS] tSlk fd LFkkbZ fu;ksZX;rk izek.k&i= izn'kZ&41 ds voyksdu ls Li"V gSA fo}ku vf/kdj.k }kjk vihykFkhZ dks dkfjr 34 izfr’kr LFkkbZ fu;ksZX;rk dks fpfdRldh; lk{; }kjk lkfcr ugha fd, tkus ds dkj.k lEiw.kZ 'kjhj ds vuqikr esa 25 izfr'kr vkadk x;k gSA bl laca/k esa ekuuh; mPpre U;k;ky; }kjk ikfjr U;kf;d n`"VkUr 2025 SCC Online SC 276, Prakash Chand Sharma Vs. Rambabu Saini & Anr. esa fuEufyf[kr er O;Dr fd;k gS%&

¶37

”9. The Tribunal questioned the competence of the Medical Board to assess the permanent disability of the claimant-appellant, terming the certificate of the Medical Board as not completely reliable. If the Tribunal had reason to doubt the medical certificate, the option available before it was to have the disability re-assessed but it could not have gone into the details of the determination of disability. Since that course of action has not been adopted, the opinion of the Medical Board, being an opinion of the experts is to be treated as such. That apart, the comatose state of the claimantappellant is not in dispute.”

¶38

9- tgka rd vihykFkhZ dh vksj ls izLrqr LFkk;h fu;ksZX;rk izek.k i= dks tkjh djus okys fpfdRld dks lk{; esa ijhf{kr ugha djok;s tkus dk iz'u gSA bl laca/k esa bl U;k;ky; ds U;kf;d n`"Vkar Ms. Aarti vs. Kailash

¶39

Singh & Ors. reported in 2015 (2) R.A.R. 675 (Raj.) esa fuEufyf[kr er O;Dr fd;k gS fd %&

¶40

"12. Prima Facie this Court is of the view that the Learned Tribunal has erred by not admitting Exhibit 12, the physical impairment certificate of the claimant as valid evidence on the ground that the same was not proved by the concerned doctor. As per Section 77 of the Evidence Act, a document or certificate issued by a public servant in the discharge of his

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official duty is admissible without any formal proof, otherwise also, while deciding a claim petition under the Motor Vehicles Act, the strict rules of evidence do not apply."

¶45

10gLrxr ekeys es a LFkk;h fu;ksZX;rk izek.k i= izn'kZ&41 ds voyksdu ls tkfgj gS fd mDr LFkk;h fu;ksZX;rk izek.k i= jktdh; fpfdRlky;] cwUnh ds esfMdy cksMZ }kjk tkjh fd;k x;k gS] tks fd fpfdRld ds lk{; esa mifLFkr ugha gksus ek= ls vekU; ugha ekuk tk ldrk rFkk fpfdRld ds lk{; esa mifLFkr ugha gksus ls mDr LFkk;h fu;ksZX;rk izek.k i= ij dksbZ foijhr izHkko ugha iMrk gSA ,slh fLFkfr esa fo}ku vf/kdj.k }kjk LFkkbZ fu;ksZX;rk izek.k i= ds laca/k esa fudkyk x;k fu"d"kZ ;qfDr;qDr izrhr ugha gksrk gSA

¶46

11vr% izdk'k pUn 'kekZ ¼mijksDr½ o vkjrh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vuqlkj gLrxr ekeys esa ge vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh {kfr esa 34 izfr'kr LFkkbZ fu;ksZX;rk gksus ds vk/kkj ij ge] vihykFkhZ dh vk; dh {kfr Hkh 34 izfr’kr gksuk ikrs gSaA D;ksafd vihykFkhZ ,d etnwjh Js.kh dk O;fDr gSA etnwjh Js.kh ds O;fDr dks vius 'kjhj dk lEiw.kZ cy yxkdj dk;Z djuk iM+rk gSA vihykFkhZ dh ekfld vk; 11]250@& #i;s dk 34 izfr’kr 3]825@& #i;s gksrh gS] tks vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh ekfld {kfr gSA oDr ?kVuk vihykFkhZ dh vk;q 47 o"kZ 2 ekg gksuk tkfgj gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªkaliksVZ dkWiksZjs'ku o vU; fjiksVsZM bu ¼2009½ 6 ,llh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh {kfriwfrZ dh x.kuk gsrq vihykFkhZ dh vk;q dks n`f"Vxr j[krs gq, 13 dk xq.kd yxk;k tkuk visf{kr gSA rn~uqlkj vihykFkhZ dks Hkfo"; esa gksus okyh vk; dh dqy {kfr 3]825 x 12 x 13 = 5]96]700@& #i;s gksrh gS] tks vihykFkhZ izkIr djus dk vf/kdkjh gSA

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12fo}ku vf/kdj.k }kjk vihykFkhZ dks 5 xaHkhj pksVksa dh en esa 50]000@& :i;s] bykt ij O;; gqbZ jkf'k dh en esa 8]29]854@& :i;s rFkk 95 fnuksa rd vLirky esa HkrhZ jgus dh en esa 95]000@& :i;s dh jkf'k fnyokbZ xbZ gSA mDr enksa esa fnyokbZ xbZ jkf'k esa ge dksbZ gLr{ksi fd;k tkuk mfpr ugha le>rs gSaA

¶51

13fo}ku vf/kdj.k }kjk vihykFkhZ dks 'kkjhfjd o ekufld ihM+k dh en esa 25]000@& :i;s dh jkf'k fnyok;h x;h gS] tks de izrhr gksrh gS rFkk ftlesa c<+ksrjh fd;k tkuk ge mfpr le>rs gSA ,slh fLFkfr esa ge vihykFkhZ dks 'kkjhfjd o ekufld ihM+k dh en esa 35]000@& :i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSA

¶52

14fo}ku vf/kdj.k }kjk vihykFkhZ dks Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa dksbZ jkf'k ugha fnyokbZ x;h gSA ,slh fLFkfr esa ge vihykFkhZ dks Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa 35]000@& #i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA 15fo}ku vf/kdj.k }kjk vihykFkhZ dks ikSf"Vd vkgkj o vLirky vkokxeu gsrq ifjogu o ;krk;kr ij O;; gqbZ jkf'k ds en esa dksbZ jkf'k ugha fnyokbZ xbZ gSA ,slh fLFkfr esa ge vihykFkhZ dks ikSf"Vd vkgkj dh en esa 15]000@& :i;s rFkk ifjogu o ;krk;kr ij O;; gqbZ jkf'k ds en esa 10]000@& :i;s dh jkf'k fnyok;k tkuk mfpr le>rs gSaA

¶53

16fo}ku vf/kdj.k }kjk vihykFkhZ dks byktjr vof/k ds nkSjku gqbZ vk; dh {kfr ds en esa dksbZ jkf'k vihykFkhZ dks ugha fnyokbZ xbZ gSA gLrxr ekeys dh nq?kZVuk esa vihykFkhZ ds dkfjr gqbZ pksVksa ds QyLo:i vihykFkhZ djhc 4 ekg rd dk;Z djus esa vleFkZ jgk gksxkA ,slh fLFkfr esa ge 4 ekg dh vk; dh gkfu ds en esa 9,000x4=36,000@& #i;s dh jkf'k vihykFkhZ dks fnyok;k tkuk mfpr le>rs gSaA

¶54

17mDrkuqlkj vihykFkhZ@DysesaV fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh gSa %&

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Øe la-	'kh"kZ@en	bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k
1-	Hkfo"; esa gksus okyh vk; dh {kfr ds en esa	5]96]700@& #i;s
2-	5 xaHkhj pksVksa dh en esa	50]000@& :i;s
3-	bykt ij [kpZ gqbZ jkf'k ds en esa	8]29]854@& :i;s
4-	95 fnuksa rd vLirky esa HkrhZ jgus dh en esa	95]000@& :i;s
5-	'kkjhfjd o ekufld ihM+k dh en esa	35]000@& :i;s
6-	Hkfo"; esa gksus okyh lq[k&lqfo/kk dh deh ds en esa	35]000@& :i;s
7-	ikSf"Vd vkgkj dh en esa	15]000@& :i;s
8-	ifjogu o ;krk;kr dh en esa	10]000@& :i;s
9-	4 ekg dh vk; dh gkfu ds en esa	36]000@& :i;s
10-	bl U;k;ky; }kjk fu/kkZfjr dh xbZ {kfriwfrZ jkf'k	17]02]554@& #i;s
11-	fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k	12]88]922@& #i;s
12-	c<+ksrjh i'pkr {kfriwfrZ jkf'k esa varj	4]13]632@& #i;s

¶59

18rnuqlkj ;g vihy vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk vihykFkhZ@DysesaV dks 12]88]922@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 17]02]554@& :i;s dk iapkV ikfjr fd;k tkrk gSA mDr jkf'k ij fu;ekuqlkj vk;dj dVkSrh dh tkosxhA vihykFkhZ }kjk iwoZ esa izkIr dh x;h jkf’k dks iapkV jkf’k esa ls lek;ksftr fd;k tkdj 'ks"k jkf’k vihykFkhZ izkIr djus dh vf/kdkjh ik;h tkrh gSaA

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