Partly allowed

New India Assurance Co. Ltd. v. Smt Santi and Others

Rajasthan HC16 Jan 2026CMA/1292/2014

Case brief

AI extract

What is this about?

Cross appeals against a Motor Accident Claims Tribunal award for the death of Ramjas in a 1997 truck accident. The court held the insurer liable despite the deceased being a passenger, but found the income assessment excessive. Applying Supreme Court principles on income, future prospects, multiplier and conventional heads, the total compensation was reduced from Rs.7,37,120 to Rs.4,04,016 with in

What did the court decide?

Appeal 1292/2014 partly allowed: tribunal award reduced from Rs.7,37,120 to Rs.4,04,016 with 9% annual interest from date of filing; excess FDR amount refunded to the appellant insurer. Appeal 1274/20

New India Assurance Co. Ltd. Vs Smt Santi and Others — Motor Accident Claims | Rajasthan HC (2026)

¶1

[2026:RJ-JP:4910]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

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(1) S.B. Civil Miscellaneous Appeal No. 1292/2014

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New India Assurance Company Limited, Mithakali, Ahmedabad Through The Regional Manager, Jaipur Regional Office At 2^nd Floor, South Block, Nehru Place, Tonk Road, Jaipur-302015

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----Defendant-Appellant

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Versus

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Smt. Santi W/o Ramjas, Aged About 36 Years, R/o Sheopur, Tehsil Mundawar, District Alwar (Raj)

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Bahgwat S/o Mohar Singh, Aged About 63 Years, R/o Sheopur, Tehsil Mundawar, District Alwar (Raj)

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Smt. Mahadei W/o Bhagwat, Aged About 60 Years, R/o Sheopur, Tehsil Mundawar, District Alwar (Raj)

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----Claimant-Respondents

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Jasveer Singh S/o Jogendra Singh, R/o Gram Talwana, Thana Noor Mahal, District Amritsar (Punjab); Presently, R/o Nayapura, Thana Kota (Raj.) {Driver Vehicle No. HNG-3542}

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M/s Cargo Motors Gujarat Limited, Through Director R/o Jetalpur, Tehsil Daskatoi, District Ahmedabad (Gujrat) {Owner Vehicle No. HNG-3542}

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----Defendant-Respondents.

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Connected With

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(2) S.B. Civil Miscellaneous Appeal No. 1274/2014

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Smt. Santi W/o. Late Ramjas, Aged About 36 Years,

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Bhagwat S/o. Mohar Singh, Aged About 63 Years,

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Smt. Mahadei W/o. Bhagwat, Aged About 60 Years, All Residents of Sheopur, Tehsil Mundawar, District Alwar (Raj.)

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----Claimants/Appellants

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Versus

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Jasveer Singh S/o. Jogendra Singh, Resident of Village Talwana, Police Station Noormahal, District Amritsar (Punjab) At Present Residing At Nayapura, Police Station Kota, District Kota (Raj.) (Driver of Vehicle Trolla No. HNG-3542)

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[CMA-1292/2014]

M/s. Cago Motor Gujarat Limited Through Its Director Office At Village Jaitalpur, Tehsil Daskatoi, District Ahmadabad (Gujarat)

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(Owner of Vehicle Trolla No. HNG-3542)

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The New India Insurance Company Ltd., Office At Near Meethakhali, Ahmadabad (Gujrata) (Insurance Company of Vehicle Trolla No. HNG-3542)

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----Non-Claimant-Respondents

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For Appellant(s) : Mr. Vinod Tyagi, Adv. (for Insurance Company)

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For Respondent(s) : Mr. Gaurav Gupta, Adv. (for Claimants)

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HON'BLE MR. JUSTICE ASHUTOSH KUMAR

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Order

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16/01/2026

¶34

1- izfroknh@vihykaV chek dEiuh ¼ftls vkxs ^vihykaV chek dEiuh* ds uke ls lacksf/kr fd;k tk,xk½ dh vksj ls izLrqr flfoy fofo/k vihy la[;k&1292@2014] ,oa nkokdrkZx.k@jsLiksaMsaVl@vihykaVl ¼ftUgsa vkxs ^nkokdrkZx.k* ds uke ls lacksf/kr fd;k tk,xk½ dh vksj ls izLrqr flfoy fofo/k vihy la[;k&1274@2014] mDr nksuksa nhokuh fofo/k vihysa /kkjk&173 eksVj okgu vf/kfu;e&1988 ds rgr U;k;ky; eksVj okgu nq?kZVuk nkok vf/kdj.k] fd'kux<ckl] ftyk vyoj ¼jkt-½ ¼ftls vkxs ^fo}ku vf/kdj.k* ds uke ls lacksf/kr fd;k tk,xk½ }kjk Dyse ;kfpdk la[;k&149@1997] Jherh lUrh o vU; cuke tlohjflag o vU; esa ikfjr fu.kZ; fnukad 31-01-2014 ¼ftls vkxs vk{ksfir fu.kZ; ds uke ls lacksf/kr fd;k tk,xk½ ds fo#) izLrqr dh xbZ gSA ftudk fuLrkj.k lqfo/kk dh n`f"V ls bl ,d fu.kZ; ds }kjk fd;k tk jgk gSA

¶35

2- nkokdrkZx.k }kjk fo}ku vf/kdj.k ds le{k] eksVj okgu nq?kZVuk esa jketl dh e`R;q gks tkus ds QyLo:i dqy 19]20]000@& #i;s Dyse izkIr djus gsrq Dyse ;kfpdk izLrqr dh x;h FkhA fo}ku vf/kdj.k }kjk mDr

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Dyse ;kfpdk esa ;kphx.k dks dqy 7]37]120@& #i;s dh {kfriwfrZ jkf’k e; C;kt 09 izfr’kr lkykuk dh nj ls fnyokbZ x;h gSA fo}ku vf/kdj.k ds mDr vk{ksfir fu.kZ; ls O;fFkr gksdj vihykaV chek dEiuh dh vksj ls izLrqr flfoy fofo/k vihy la[;k&1292@2014] fo}ku vf/kdj.k }kjk ikfjr mDr vk{ksfir fu.k;Z dks fujLr djok;s tkus gsrq rFkk nkokdrkZx.k dh vksj ls izLrqr flfoy fofo/k vihy la[;k&1274@2014] fo}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k esa c<+ksrjh fd;s tkus gsrq izLrqr dh x;h gSA

¶40

3- nkokdrkZx.k }kjk izLrqr flfoy fofo/k vihy la[;k&1274@2014] dks nkokdrkZx.k }kjk izR;kgr ¼withdraw½ djus dh vuqefr pkghA vr% nkokdrkZx.k dh vksj ls izLrqr vihy dks izR;kgr ¼withdraw½ fd, tkus ds vk/kkj ij [kkfjt fd;k tkrk gSA

¶41

4- flfoy fofo/k vihy la[;k&1292@2014] ds laca/k esa nkSjkus cgl fo}ku vf/koDrk vihykaV chek dEiuh dk rdZ jgk gS fd ekeys dh ?kVuk esa Vªksyk la[;k&,p-,u-th-&3543 ls dksbZ nq?kZVuk dkfjr ugha gqbZ gSA ekeys dh ?kVuk esa okgu Vªksyk dks xyr :i ls fyIr fd;k x;k gS] oDr ?kVuk erd okgu Vªksyk esa cSBdj tk jgk Fkk] bl dkj.k chek ikWfylh dh 'krksZa ds mYya?ku gksus ls chek dEiuh {kfriwfrZ jkf'k dh vnk;xh gsrq mRrjnk;h ugha gSA fodYi esa vihykaV chek dEiuh dk ;g Hkh rdZ jgk gS fd iz'uxr okgu ,d ekyokgd okgu gS] ftlesa oDr ?kVuk erd chek ikWfylh dh 'krksZa dk mYya?ku djrs gq, ekyokgd okgu esa cSBdj ;k=k dj jgk FkkA ,slh fLFkfr esa chek ikWfylh dh 'krksZa dk mYya?ku gksus ds dkj.k chek dEiuh ds i{k esa ^^is ,.M fjdoj** laca/kh vkns'k ikfjr fd;k tkosA vr% mijksDr rdksZa ds vk/kkj ij vihykaV chek dEiuh dh vksj ls izLrqr flfoy fofo/k vihy la[;k&1292@2014 Lohdkj dh tkdj fo}ku vf/kdj.k ds vk{ksfir fu.kZ; dks vikLr fd;s tkus dh izkFkZuk dh x;hA

¶42

5- blds foijhr fo}ku vf/koDrk nkokdrkZx.k dh vksj ls vihykaV chek dEiuh ds mijksDr rdksZa dk fojks/k fd;k x;k o fo}ku vf/kdj.k ds fu.kZ;

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dh iqf"V fd;s tkus rFkk vihykaV chek dEiuh dh vksj ls izLrqr vihy dks vLohdkj dj [kkfjt fd;s tkus dh izkFkZuk dh x;hA 6- nksuksa i{kksa dh cgl lquh x;hA i=koyh o fo}ku vf/kdj.k ds vfHkys[k dk voyksdu fd;k x;kA

¶47

flfoy fofo/k vihy la[;k&1292@2014 %&

¶48

7- fo}ku vf/koDrk vihykaV chek dEiuh dk eq[;r% ;g rdZ jgk gS fd okgu Vªksyk la[;k&,p-,u-th-&3543 ¼ftls vkxs ^iz'uxr okgu* ds uke ls lacksf/kr fd;k tk,xk½ ls dksbZ nq?kZVuk dkfjr ugha gqbZ gSA ekeys dh ?kVuk esa iz'uxr okgu dks xyr :i ls fyIr fd;k x;k gS] oDr ?kVuk e`rd Lo;a] iz'uxr okgu esa cSBdj tk jgk Fkk rFkk pyrs okgu ls mrjus dk iz;kl fd;k rc Lo;a viuh ykijokgh ds dkj.k nq?kZVukxzLr gqvk gSA bl dkj.k chek ikWfylh dh 'krksZa ds mYya?ku gksus ls chek dEiuh {kfriwfrZ jkf'k dh vnk;xh gsrq mRrjnk;h ugha gSA

¶49

8- i=koyh ds voyksdu ls izdV gksrk gS fd ekeys dh ?kVuk fnukad 25-03-1997 dh crkbZ x;h gSA nkokdrkZx.k@jsLiksaMsaV~l dk rdZ jgk fd erd iz'uxr okgu esa cSBdj rks x;k Fkk] ysfdu chp esa mrj x;k FkkA ?kVuk ds le; erd iz'uxr okgu esa ugha cSBk Fkk] cfYd lM+d ij py jgk Fkk] rc mlds VDdj yxh gS o ?kVuk ?kfVr gqbZ gSA bl laca/k esa i=koyh ij layXu xokg ,-MCY;w&3 izdk'kohj ;kno tks fd ?kVuk dk p{kqn'khZ lk{kh gS] ds c;ku dk voyksdu fd;k tk, rks xokg us vius eq[; ijh{k.k esa ;g dFku fd;k gS fd mlus izn'kZ&1 fjiksVZ iqfyl dks nh FkhA xokg us dFku fd;k fd og ?kj ds lkeus ifu;kyk eksM ij cSBk gqvk Fkk rks fnYyh dh rjQ ls ,d Vªksyk uEcj ,p-,u-th- 3543 vk;k tks t;iqj dh rjQ tk jgk Fkk] ftldh LihM cgqr rst FkhA ifu;kyk eksM+ ij MªkbZoj us Vªksyk FkksM+k lk /khek fd;k] fQj mlesa ls ,d lokjh uhps mrjhA lokjh dks uhps mrkjus ds ckn og Vªksyk rst djds py fn;kA bl izdkj mijksDr

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xokg us ;g lk{; nh gS fd Vªksyk esa ls mrjus ds i'pkr~ nq?kZVuk ?kfVr gqbZ FkhA bl laca/k esa mM+hlk mPp U;k;ky; }kjk U;kf;d n`"Vkar National Insurance Co. Ltd. Vs. Ashalata Rout & Ors. reported in 1991 (1) T.A.C. 154 (Ori) ds ekeys ;g er O;Dr fd;k x;k gS fd %&

¶52

^^tgka okgu esa cSBs ;k=h us viuh ;k=k chp esa gh lekIr djnh] ogka ml ;k=h ds vk'k; dks ;k=k ds laca/k esa ns[kk tkosxk vkSj tgka ;k=h ;k=k u djus ds vk'k; ls ;k=k dks chp esa gh NksM+dj ml okgu dks NksM+ pqdk gS] ogka ml okgu ls gqbZ nq?kZVuk esa mldks ijO;fDr ekuk tkosxk vkSj ,sls ijO;fDr ds laca/k esa izfrdj vnk;xh ds fy, chek dEiuh mRrjnk;h gSA**

¶53

9- bl izdkj mijksDr U;kf;d n"Vkar ds ekeys esa ikfjr erkuqlkj fo}ku vf/kdj.k }kjk ;g fu"d"kZ fudkyk x;k gS fd ekeys dh nq?kZVuk dk izR;{kn'khZ lk{kh ,-MCY;w&3 izdk'kohj ;kno jgk gS] ftlus izFke lwpuk fjiksVZ izn'kZ&1 vkj{khdsUnz ij is'k dh gS rFkk U;k;ky; ds le{k mDr xokg us ;g Li"V :i ls lk{; nh gS fd iz'uxr okgu esa ;k=k djus okyk O;fDr uhps mrj x;k Fkk vkSj uhps mrjus ds i'pkr~ og O;fDr iz'uxr okgu ds Vk;j ds uhps vk;k Fkk] ftl dkj.k nq?kZVuk ?kfVr gqbZ FkhA bl izdkj mijksDr leLr rF;ksa ,oa ifjfLFkfr;ksa dks nf"Vxr j[krs gq, fo}ku vf/kdj.k }kjk chek dEiuh dks {kfriwfrZ jkf'k vnk;xh ds fy, mRrjnk;h ekuk x;k gSA fo}ku vf/kdj.k }kjk fudkys x;s mDr fu"d"kZ ls ;g U;k;ky; iw.kZr;k lger gS rFkk fo}ku vf/kdj.k ds mDr fu"d"kZ esa gLr{ksi dh dksbZ xqatkbZ'k ugha gSA fo}ku vf/kdj.k }kjk fudkys x;s mDr fu"d"kZ ds ifjizs{; esa vihykaV chek dEiuh }kjk izLrqr ;g vihy pyus ;ksX; izrhr ugha gksrh gSA vr% vihykaV chek dEiuh dh vksj ls ekeys dh ?kVuk esa iz'uxr okgu dh fyIrrk ds laca/k esa mBkbZ x;h mDr vkifŸk fujLr fd;s tkus ;ksX; gSA

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10vihykaV chek dEiuh dh vksj ls ,d vkifŸk ;g Hkh yh x;h gS fd ekeys dh ?kVuk 25-03-1997 dks ?kfVr gksuk crk;k x;k gS rFkk oDr ?kVuk erd dks nw/k cspuk o [ksrh dk dk;Z dj izfrekg 3]000@& #i;s vk; vftZr djuk crk;k gS] fdUrq erd dh vk; ds laca/k esa dksbZ Bksl lk{; izLrqr ugha dh x;h gS] ftlls oDr ?kVuk erd dh vk; 3]000@& #i;s ekuh tk ldrh gksA blds ckotwn fo}ku vf/kdj.k us oDr ?kVuk erd dh vk; 166@& #i;s izfrfnu ds fglkc ls fu/kkZfjr dh gS tks vR;Ur =qfViw.kZ gSA blds foijhr fo}ku vf/koDrk nkokdrkZ@jsLiksaMsaV us chek dEiuh ds mDr rdksZa dk [k.Mu djrs gq, fo}ku vf/kdj.k }kjk ikfjr fu.kZ; dh iqf"V fd;s tkus dk rdZ izLrqr fd;kA

¶58

11ekeys dk ;g LohÑr rF; gS fd oDr ?kVuk erd dks [ksrh dk dk;Z o nw/k cspus dk dk;Z dj izfrekg 3]000@& #i;s vk; vftZr djuk vo'; crk;k x;k gS] fdUrq mDr vk; dks lkfcr djus ds fy, dksbZ lk{; izLrqr ugha dh x;h gSA ftu ekeyksa esa erd@vkgr dh vk; izekf.kr ugha gks] mu ekeyksa esa erd@vkgr ds dk;Z dh izÑfr dks ns[krs gq, rRle; izpfyr U;wure etnwjh ds vk/kkj ij {kfriwfrZ fu/kkZfjr fd;s tkus dh lqLFkkfir fof/k gSA gLrxr ekeys dh ?kVuk fnukad 25-03-1997 dks ?kfVr gksuk crk;k x;k gSA erd ds dk;Z dh izÑfr dks ns[krs gq, erd dks vdq'ky etnwj Js.kh eas j[kk tkuk mfpr izdV gksrk gSA o"kZ 1994 esa vdq'ky etnwj dh U;wure etnwjh 32@& #i;s izfrfnu Fkh rFkk o"kZ 1998 esa mDr etnwjh 44@& #i;s izfrfnu FkhA o"kZ 1994 ls 1998 ds e/; jkT; ljdkj }kjk U;wure etnwjh dh dksbZ nj jktLFkku jkT; esa fu/kkZfjr ugha dh x;h FkhA ,slh fLFkfr esa ge] oDr ?kVuk erd dh nSfud vk; 42@& #i;s izfrfnu] rn~uqlkj ekfld vk; 1]260@& #i;s fu/kkZfjr fd;k tkuk mfpr le>rs gSaA fo}ku vf/kdj.k }kjk e`rd dh nSfud vk; 166@& #i;s ekurs gq, {kfriwfrZ jkf'k fu/kkZfjr fd;s tkus esa xaHkhj =qfV dkfjr dh gSA vr% bl laca/k esa vihykaV chek dEiuh dh vksj ls mBkbZ x;h vkifŸk lkjoku gksus ls Lohdkj fd;s tkus ;ksX; izrhr gksrh gSA

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12Dyse ;kfpdk eas oDr ?kVuk erd dks 20 o"kZ vk;q dk gksuk crk;k x;k gS rFkk fo}ku vf/kdj.k }kjk Hkh oDr ?kVuk erd dh vk;q 20 o"kZ fu/kkZfjr dh x;h gSA pwafd oDr ?kVuk erd 20 o"kZ vk;q dk Lofu;ksftr O;olk;h FkkA ,slh fLFkfr esa us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; fjiksVsZM bu ¼2017½ 16 ,l-lh-lh- 680 ds ekeys es a izfrikfnr fl)kUr ds vuqlkj erd dh vk;q dks nf"Vxr j[krs gq, erd dh fu/kkZfjr ekfld vk; ij Hkfo"; dh izR;k'kk dh en es a 40 izfr'kr dh Hkfo"; of) fd;k tkuk visf{kr gSA rn~uqlkj erd dh fu/kkZfjr ekfld vk; 1]260@& #i;s dk 40 izfr'kr 504@& #i;s gksrk gSA mDr 40 izfr'kr jkf'k dks erd dh fu/kkZfjr ekfld vk; es a tksM+s tkus ds mijk a r erd dh dqy ekfld vk; 1]764@& #i;s gksrh gS] tks {kfriwfrZ ds fu/kkZj.k dk vk/kkj jgsxhA

¶63

13oDr ?kVuk erd ds Åij dqy 03 vkfJr crk, x, gSa] ftuesa nkokdrkZ@vihykFkhZ la[;k&1 erd dh iRuh rFkk nkokdrkZ@vihykFkhZ la[;k&2 o 3 erd ds firk o ekrk gSaA ,slh fLFkfr esa oDr ?kVuk erd ij vkfJrksa dh la[;k dks nf"Vxr j[krs gq, erd ds O;fDrxr [kpZ dh dVkSrh ds en esa 1@3 Hkkx dh dVkSrh fd;k tkuk mfpr izrhr gksrk gSA rnuqlkj erd dh fu/kkZfjr ekfld vk; 1]764@& #i;s dk 1@3 Hkkx 588@& #i;s gksrk gS] ftls fu/kkZfjr ekfld vk; esa ls ?kVkus ds mijkar vkfJr vk; dh 'ks"k jkf'k 1]176@& #i;s gksrh gSA oDr ?kVuk erd dh vk;q 20 o"kZ fu/kkZfjr dh xbZ gSA ,slh fLFkfr esa ljyk oekZ o vU; cuke nsgyh VªklaiksVZ dkWiksZjs'ku o vU; fjiksVsZM bu ¼2009½ 6 ,l-lh-lh- 121 rFkk iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vk/kkj ij erd dh vk;q dks nf"Vxr j[krs gq, 18 dk xq.kd yxk;k tkuk visf{kr gSA rnuqlkj e`rd dh fu/kkZfjr ekfld vk; 1]176@& #i;s ds vk/kkj ij nkokdrkZx.k@jsLiksaMsaV~l dks gksus okyh vkfJr vk; dh dqy {kfr 1]176 x 12 x 18 = 2]54]016@& #i;s gksrh gS tks nkokdrkZx.k izkIr djus ds vf/kdkjh gSaA

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14fo}ku vf/kdj.k }kjk leLr nkokdrkZx.k dks ,deq'r 10]000@& #i;s dh jkf'k dalksfVZ;e dh en eas fnyokbZ x;h gSA ekuuh; mPpre U;k;ky; ds U;kf;d n"Vkar iz.k; lsBh ¼mijksDr½ o ;wukbZVsM bf.M;k ba';ksjsal dEiuh fyfeVsM cuke lfrUnj dkSj mQZ lrfoUnj dkSj o vU; fjiksVsZM bu ¼2021½ 11 ,llhlh 780 o vU; U;kf;d n"Vkar esxek tujy ba';ksjsal dEiuh fyfeVsM cuke ukuw jke mQZ pqg: jke o vU; fjiksVsZM bu ¼2018½ 18 ,llhlh 130 ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj izR;sd vkfJr dks 40]000@& #i;s dalksfVZ;e dh en esa fnyok;s tkus dk fl)kUr izfrikfnr fd;k x;k gSA lkFk gh iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl}kUr ds vuqlkj e`rd ds vkfJrx.k dks dalksfVZ;e dh en esa] vafre laLdkj o lEink dh gkfu ds en esa nh tkus okyh fu/kkZfjr jkf'k esa izR;sd 03 o"kZ esa 10 izfr'kr jkf'k dh c<+ksrjh fd;s tkus dk vkns'k fn;k x;k gSA

¶68

15tgka rd dalksfVZ;e dh en esa] vafre laLdkj rFkk lEink dh gkfu ds en esa erd ds vkfJrx.k dks fnyokbZ tkus okyh fu/kkZfjr jkf'k esa c<+ksrjh fd;s tkus dk iz'u gS rks bl laca/k esa ekuuh; mPpre U;k;ky; }kjk U;kf;d n"Vkar glhuk ;kLehu o vU; cuke us'kuy ba';ksjsal dEiuh fyfeVsM o vU; fjiksVsMZ bu 2025 ,l-lh-lhvkWuykbZu ,l-lh- 2919 esa fuEufyf[kr er O;Dr fd;k x;k gS fd %&

¶69

" 7. According to us, the Constitution Bench decision only provided for an enhancement of 10% in every three-year period with respect to accidents which occurred after 2017, the first enhancement being applied in 2020. Otherwise, as is indicated in the cited decision; which we find, with due respect, difficult to accept, the accident in 2010 is applied with a 10% increase when it is disposed of in 2020 and a further 10% increase if the matter is finally disposed of in 2023. This with due respect is not the purport of the decision in Pranay Sethi¹ , as we understand it. There cannot be any

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enhancement made with respect to an accident which occurred in the year 1998, since the compensation for loss of estate and consortium as also expenses incurred for funeral is as on that date, which has been standardized by Pranay Sethi at 15,000/-, 40,000/- & 15,000/-, the delay in payment of which is compensated by the interest directed to be paid."

¶74

16,slh fLFkfr ;g U;k;ky;] ekuuh; mPpre U;k;ky; ds U;kf;d n"Vkar glhuk ;kLehu ¼mijksDr½] iz.k; lsBh ¼mijksDr½] lfrUnj dkSj mQZ lrfoUnj dkSj ¼mijksDr½ o ukuw jke mQZ pqg: jke ¼mijksDr½ ds ekeyksa esa izfrikfnr fl)kUr ds vuqlkj ?kVuk dh frfFk dks nf"Vxr j[krs gq,] erd dh iRuh nkokdrkZ@vihykFkhZ la[;k&1 dks ^^Likml dalksfVZ;e** dh en esa 40]000@& #i;s rFkk erd ds firk o ekrk] nkokdrkZ@vihykFkhZ la[;k&2 o 3 dks ^^fQfy;y dalksfVZ;e** dh en esa izR;sd dks 40]000@& #i;s ¼dqy 1]20]000@& #i;s½ dh jkf'k nkokdrkZx.k dks fnyok;k tkuk mfpr le>rs gSaA

¶75

17fo}ku vf/kdj.k }kjk nkokdrkZx.k dks vafre laLdkj dh en esa 10]000@& #i;s dh jkf'k fnyokbZ x;h gS tks de gSA vr% vafre laLdkj dh en esa ge] iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vuqlkj ?kVuk dh frfFk dks n`f"Vxr j[krs gq, 15]000@& #i;s dh jkf'k nkokdrkZx.k dks fnyok;k tkuk mfpr le>rs gSaA

¶76

18fo}ku vf/kdj.k }kjk nkokdrkZx.k dks lEink dh gkfu ds en esa iFkd ls dksbZ jkf'k ugha fnyokbZ x;h gSA vr% lEink dh gkfu ds en esa ge] iz.k; lsBh ¼mijksDr½ ds ekeys esa izfrikfnr fl)kUr ds vuqlkj ?kVuk dh frfFk dks nf"Vxr j[krs gq, 15]000@& #i;s dh jkf'k nkokdrkZx.k dks fnyok;k tkuk mfpr le>rs gSaA

¶77

19mijksDr foospu vuqlkj vihykaV chek dEiuh dh vksj ls nkokdrkZx.k dks vR;f/kd {kfriwfrZ jkf'k fnyok;s tkus ds laca/k esa mBkbZ x;h mDr vkifŸk Lohdkj dh tkrh gS rFkk vihykaV chek dEiuh dh vksj

(10 of 11)

[2026:RJ-JP:4910]

[CMA-1292/2014]

ls izLrqr flfoy fofo/k vihy la[;k&1292@2014 dks vkaf'kd :i ls Lohdkj fd;k tkdj nkokdrkZx.k@jsLiksaMsaV~l dks fuEu izdkj ls {kfriwfrZ jkf'k izkIr djus dk vf/kdkjh ik;k tkrk gS %&

¶82

Øe la-	'kh"kZ@en	bl fu.kZ; ds rgr fu/kkZfjr dh x;h jkf’k ¼jkf'k :i;s esa½
1-	vkfJr vk; dh {kfr ds en esa	2]54]016@&
2-	dalksfVZ;e ds en esa	dqy 1]20]000@&
3-	vafre laLdkj ds en esa	15]000@&
4-	lEink dh gkfu ds en esa	15]000@&
bl	U;k;ky; }kjk fu/kkZfjr dh xbZ dqy {kfriwfrZ jkf'k	4]04]016@&
f	o}ku vf/kdj.k }kjk fnyokbZ xbZ {kfriwfrZ jkf'k¼&½	7]37]120@&
	{kfriwfrZ jkf'k esa varj	&3]33]104@&

¶83

20rnuqlkj vihykaV chek dEiuh dh vksj ls izLrqr flfoy fofo/k vihy la[;k&1292@2014] vkaf’kd :i ls Lohdkj dh tkdj fo}ku vf/kdj.k }kjk ikfjr iapkV] ftlds }kjk nkokdrkZx.k@jsLiksaMsaV~l dks 7]37]120@& :i;s fnyok;s tkus dk vkns'k ikfjr fd;k x;k gS] ds LFkku ij 4]04]016@& :i;s dk iapkV ikfjr fd;k tkrk gSA

¶84

21bl U;k;ky; ds LFkxu vkns'k fnuakd 24-04-2012 ds vuqlkj vihykaV chek dEiuh dks fo}ku vf/kdj.k }kjk vknsf'kr lEiw.kZ vokMZ jkf'k fo}ku vf/kdj.k ds le{k tek djok, tkus dk funsZ'k fn;k x;k Fkk tks jkf'k vc Hkh fo}ku vf/kdj.k ds le{k jk"Vªh;Ñr cSad esa ,Q-Mh-vkjds :i esa tek gSA pwafd bl U;k;ky; }kjk vihykaV chek dEiuh dh vihy dks vkaf'kd :i ls Lohdkj fd;k x;k gSA fo}ku vf/kdj.k }kjk nkokdrkZx.k@jsLiksaMsaVl ds i{k esa fu/kkZfjr dh x;h {kfriwfrZ jkf'k ij nkokdrkZx.k dks ;kfpdk nk;j djus dh frfFk ls 09 izfr'kr okf"kZd C;kt fnyok;k x;k gSA ,slh fLFkfr esa bl U;k;ky; }kjk fu/kkZfjr dh x;h {kfriwfrZ jkf'k dk Hkqxrku e; C;kt 09 izfr'kr okf"kZd dh nj ls ;kfpdk nk;j djus dh frfFk ls nkokdrkZx.k@jsLiksaMsaVl dks dj fn;k tkos rFkk 'ks"k jkf'k vihykaV chek dEiuh dks ykSVk nh tkosA

(11 of 11)

[2026:RJ-JP:4910]

[CMA-1292/2014]

22nkokdrkZx.k }kjk izLrqr flfoy fofo/k vihy la[;k&1274@2014 dks nkokdrkZx.k }kjk izR;kg`r ¼withdraw½ fd;s tkus ds vk/kkj ij [kkfjt fd;k tkrk gSA

¶89

23vkns'k dh izfr ds lkFk izdj.k dk vfHkys[k lacaf/kr fo}ku vf/kdj.k dks vfoyEc ykSVk;k tkosA

¶90