on standing position for the whole time other than the plying time. It does not mean that if any accident took place by a vehicle beyond the route permit then the Insurance Company would not be liable. The material fact which has been ignored by the learned Tribunal is the limitations as to use of the vehicle given in the insurance policy (Ex.NA1). The limitations as to use given in the insurance policy speaks that the policy does not cover the use for (a) Organized racing, (b) Pace Making, (c) Reliability Trials, (d) Speed Testing, (e) Use whilst drawing a trailer except the towing (other than for reward) of any one disable Mechanically propelled vehicle. In the present case, the vehicle was being taken beyond the limit of route permit, which is not covered under the clauses, whereas the limit to use has been given as stated above. At the place where the accident occurred, the vehicle was not taken for Organized Racing, or Pace Making or Reliability Trials or Speed Testing. Taking the vehicle beyond the route permit cannot be said to be in breach of the insurance policy until and unless it is taken for the reasons stated above. Merely because the accident took place just at some distance beyond the route permit, cannot be said to be in breach of the Insurance Policy. It is not in dispute that road tax was paid for running a vehicle on the road. The route permits are granted for the buses for taking the passengers only on that route. Beyond the route permit there may be restrictions for
