High Court awarding compensation to victim's mother and accepting the legal aspect of property damage. The court held that compensation should be calculated based on statutory guidelines regarding age, income, and bereavement losses rather than relying solely on the victim's premium payment.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
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HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR
S.B. Civil Miscellaneous Appeal No. 2273/2007
(appellants No.2 & 3 minors, through their natural guardian mother Smt. Rukma Devi, appellant No.1) All R/o Sadha Ka Badiya, Balad, Tehsil Beawar Distt. Ajmer
----Appellants
Versus
----Respondent
Connected With
S.B. Civil Miscellaneous Appeal No. 2278/2007
Raju Singh S/o Ladu Singh Mehrat, R/o village Devkheda, Tehsil Beawar
----Appellant
Versus
(2 of 8) [CMA-2273/2007]
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years
(appellants No.2 & 3 minors, through their natural guardian mother Smt. Rukma Devi, appellant No.1) All R/o Sadha Ka Badiya, Balad, Tehsil Beawar Distt. Ajmer.
----Claimants-Appellants
For Appellant(s) : Mr. Kuldeep Singh for Mr. Dinesh Kumar Garg, Adv. Mr. Jai Prakash Gupta, Adv. For : Mr. Ram Singh Rathore, Adv. Respondent(s)
HON'BLE MR. JUSTICE UMA SHANKER VYAS
Judgment / Order
17/01/2025
fo}ku eksVj xkMh nq?kZVuk nkok vf/kdj.k ¼vij ftyk U;k;k/kh'k½] C;koj }kjk nhokuh fofo/k ¼,e-,-lh-½ izdj.k la[;k 129@2004 esa ikfjr fu.kZ; o vokMZ fnukad 14-03-2007 ls O;fFkr gksdj vihykFkhZ@nkosnkjku dh vksj ls vihy la[;k 2273@2007 rFkk vihykFkhZ@okgu Lokeh dh vksj ls vihy la[;k 2278@2007 is'k dh x;h gS tks ,d gh vkns'k ds ek/;e ls fu.khZr dh tk jgh gSaA
[CMA-2273/2007]
[2025:RJ-JP:2521]
(3 of 8)
vk{ksfir vokMZ ds ek/;e ls vihykFkhZx.k@nkosnkjku dks dqy 4]59]000@& #i;s dk vokMZ e; 6 izfr'kr okf"kZd C;kt lfgr fnyk;k x;k gSA
vihykFkhZx.k@nkosnkjku dk ;g fuosnu gS fd izfrdj jkf'k dh x.kuk djrs le; Hkfo"; esa vk; o`f) dk ykHk ugha fn;k x;k gS] blh izdkj ijEijkxr 'kh"kZd ds en esa Hkh jkf'k vi;kZIr gksuk crkrs gq, mfpr izfrdj jkf'k fnyk;s tkus dk fuosnu fd;kA
vihykFkhZ@okgu Lokeh dh vksj ls fo}ku vf/koDrk dk fuosnu gS fd nq?kZVuk ds le; okgu pkyd ds ikl Hkkjh ifjogu ;ku dks pykus dk ykbZlsal Fkk] vr% ,slh fLFkfr eas og gYds eksVj okgu dks pykus gsrq l{ke Fkk] bl izdkj mDr okgu izR;FkhZ&chek dEiuh ds ;gka chfer gksus izfrdj jkf'k dh vnk;xh dk nkf;Ro chek dEiuh dk gS] var esa fo}ku vf/kdj.k dk fu"d"kZ fof/k&lEer ugha gksuk crkrs gq, mldh lhek rd vk{ksfir fu.kZ; o vokMZ dks vikLr fd;s tkus dk fuosnu fd;kA
blds foijhr izR;FkhZ chek dEiuh }kjk vihyk/khu fu.kZ; o vokMZ dks fof/k&lEer gksuk crkrs gq, mijksDr nksuksa vihysa [kkfjt fd;s tkus dk fuosnu fd;kA
lHkh i{kksa ds rdksaZ ds lanHkZ esa vfHkys[k dk voyksdu fd;kA
nkosnkjku dh vksj ls fo}ku vf/kdj.k ds le{k ;kfpdk izLrqr dj ;g vfHkdfFkr fd;k gS fd nkosnkj :dek nsoh dk ifr vFkkZr erd iIiw vius dk;Z ls fuor gksdj xkao dh vksj
(4 of 8) [CMA-2273/2007]
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vk jgk Fkk] rc fnukad 25-09-2003 dks vkjksfir okgu vkj-ts36&Vh&0017 ds pkyd lksguflag us okgu dks rstxfr o ykijokgh ls pykdj erd dks VDdj ekjh ftlds ifj.kkeLo:i mldh eR;q gks x;hA vf/kdj.k }kjk vihyk/khu vkns'k ds ek/;e ls nkosnkjku ds i{k esa dqy 4]59]000@& :i;s izfrdj e; 6 izfr'kr okf"kZd C;kt lfgr fnyk;s tkus dk vkns'k fn;k gS rFkk lkFk esa ;g fu"d"kZ Hkh fn;k gS fd gYds ifjogu ;ku dks pykus dk ykbZlsal vkjksfir okgu ds pkyd ds ikl ugha Fkk] vr% chek dEiuh }kjk izfrdj jkf'k vnk;xh ds mijkUr ;g jkf'k okgu Lokeh ls olwy dj ldrh gSA
orZeku ekeys esa chek dEiuh dh vksj ls dksbZ vihy is'k ugha dh x;h gS] okgu Lokeh }kjk Hkh vkjksfir okgu ds pkyd dh ykijokgh ds laca/k esa dksbZ xaHkhj vkifRr ugha yh gS] miyC/k lk{; ds vk/kkj ij fo}ku vf/kdj.k }kjk vkjksfir okgu ds pkyd dh ykijokgh bl nq?kZVuk esa gksuk izekf.kr ekuk gS] vr% bl fu"d"kZ esa vihyh; U;k;ky; }kjk gLr{ksi fd;k tkuk mfpr ugha gSA
tgka rd vkjksfir okgu ds pkyd ds ikl l{ke pkyu vuqKfIr ugha gksus dk iz'u gS] fo}ku vf/koDrk okgu Lokeh dh vksj ls eksVj okgu vf/kfu;e 1988 dh /kkjk&7 ds izko/kkuksa dh rjQ U;k;ky; dk /;ku vkd`"V djrs gq, ;g fuosnu fd;k gS fd gYds eksVj okgu dks pykus dk tc rd ,d o"kZ dk vuqHko fdlh O;fDr ds ikl ugha gks rks ,slh fLFkfr esa Hkkjh okgu dks pykus dk yuZj ykbZlsal ,sls O;fDr ds i{k esa tkjh
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(5 of 8) [CMA-2273/2007]
ugha fd;k tk ldrkA mudk ;g Hkh fuosnu gS fd Hkkjh ifjogu ;ku pykus gsrq rqyukRed :i ls pkyd ds ikl vf/kd dq'kyrk gksuk visf{kr gS rFkk ,slk dq'ky O;fDr@pkyd gYds ifjogu ;ku dks pykus gsrq vf/kdr gS] vius rdksaZ ds leFkZu esa U;kf;d n"VkUr eSllZ iyZ fLVªIl cuke vfurk 2020 ¼0½ ,-lh-ts- 148 izLrqr fd;kA
U;kf;d n"VkUr eS0 iyZ fLVªIl cuke vfurk ds ekeys esa iatkc mPp U;k;ky; }kjk vU; U;kf;d fu.kZ;ksa ij vk/kkfjr gksrs gq, ;g vfHkfu/kkZfjr fd;k gS fd Hkkjh ifjogu ;ku dks pykus gsrq l{ke O;fDr gYds eksVj;ku dks pykus gsrq vf/kdr gS vkSj bl dlkSVh ij is&,.M&fjdoj ds vkns'k dks vikLr djrs gq, chek dEiuh ij izfrdj jkf'k dk nkf;Ro vfHkfu/kkZfjr fd;k gSA
orZeku ekeys esa Hkh ?kVuk ds le; vkjksfir okgu ds pkyd ds ikl Hkkjh ifjogu ;ku pykus gsrq ykbZlsal Fkk] vr% ,slh fLFkfr esa mijksDr U;kf;d n`"VkUr vkfn dks ns[krs gq, ;g Li"V gS fd gYds eksVj;ku dks pykus gsrq vkjksfir okgu dk pkyd l{ke Fkk] bl izdkj izfrdj jkf'k dh vnk;xh ds laca/k esa vkjksfir okgu chfer gksus ls izR;FkhZ&chek dEiuh dk nkf;Ro fu/kkZfjr gksuk visf{kr gSA fo}ku vf/kdj.k }kjk chek dEiuh dks jkf'k Hkqxrku djus ds mijkUr okgu Lokeh ls ;g jkf'k olwy fd;s tkus dk tks vkns'k fn;k gS] og fof/k&lEer ugha gS vkSj ;g fu"d"kZ vikLr gksus ;ksX; gSA
tgka rd izfrdj jkf'k dh vi;kZIrrk dk iz'u gS] fo}ku vf/koDrk nkosnkjku }kjk ;g jkf'k vi;kZIr crk;h gSA fo}ku
[CMA-2273/2007]
[2025:RJ-JP:2521]
(6 of 8)
vf/kdj.k }kjk ?kVuk fnukad 25-09-2003 ds le; erd dh vk;q 29 o"kZ ekurs gq, mijksDrkuqlkj izfrdj jkf'k fnyk;s tkus dk vkns'k fn;k gSA erd dh vk; ds laca/k esa dksbZ izekf.kr nLrkost izLrqr ugha gq, gSa rFkk mls dkjhxj ds :i esa dk;Z djuk crk;k gS] ysfdu bl laca/k esa dksbZ Bksl lk{; izLrqr ugha gqbZ gSA fo}ku vf/kdj.k }kjk e`rd dh ekfld vk; 3]000@& :i;s ekurs gq, izfrdj jkf'k dh x.kuk dh x;h gSA pwafd izR;FkhZ&chek dEiuh dh vksj ls dksbZ vihy is'k ugha dh x;h gS] ysfdu blds ckotwn okgu Lokeh dh vksj ls izfrdj jkf'k dks Hkh pqukSrh nh gS] vr% lEiw.kZ ifjfLFkfr;ksa dks ns[krs gq, izfrdj jkf'k dh iqu% x.kuk fd;k tkuk vuqKs; gSA
pwafd erd ds dk;Z o vk; ds laca/k esa dksbZ Bksl lk{; is'k ugha gqbZ gS] vr% ,slh fLFkfr esa erd dks v)Z&dq'ky ekuk tkuk mfpr gSA fnukad 16-11-1999 dks v)Z&dq'ky Jfed dh izfrfnu etnwjh nj 64@& :i;s rFkk fnukad 20-07-2004 dks 77@& :i;s ds :i esa vfHkof)r gqbZ gS] vr% nq?kZVuk fnukad 25-09-2003 dks erd dh izfrfnu vk; 70@& :i;s ekuh tkdj vk; gkfu dh x.kuk djrs gq, izfrdj fnyk;k tkuk mfpr gSA ekuuh; loksZPp U;k;ky; }kjk us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; ¼2017½ 16 ,l-lh-lh680 esa izfrikfnr fl)kUrksa ds vuqlkj erd dh vk;q ds vk/kkj ij xq.kd rFkk vk;q oxZ dks ns[krs gq, Hkfo"; esa vk; of) dk ykHk 40 izfr'kr dh nj ls fnyk;k tkuk mfpr gksxkA
vkfJrksa dh la[;k dks ns[krs gq, e`rd ds thfor jgus ij Lo;a ds O;fDrxr [kpsZ ds :i esa 1@3 fgLlk jkf'k dVkSrh
[2025:RJ-JP:2521]
(7 of 8) [CMA-2273/2007]
fd;s tkus ij izfrdj jkf'k dh x.kuk dh tkos] rks vk; dh gkfu 2100x12x17x2@3= 2]85]600@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 40 izfr'kr jkf'k 1]14]240@& :i;s tksMs tkus ;g jkf'k 3]99]840@& :i;s curh gSA
tgka rd ijEijkxr 'kh"kZd dh gkfu dk iz'u gS] ekuuh; loksZPp U;k;ky; ds U;kf;d n"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj erd ij vkfJr izR;sd nkosnkj vFkkZr rhuksa gh 40&40 gtkj #i;s vFkkZr dqy 1]20]000@& #i;s rFkk vafre laLdkj o laink dh gkfu ds en esa 15&15 gtkj :i;s feykdj dqy 1]50]000@& :i;s izfrdj izkIr djus ds vf/kdkjh gSA
bl izdkj vihykFkhZ@nkosnkjku 5]49]840@& :i;s izfrdj jkf'k izkIr djus ds vf/kdkjh gSa] tcfd fo}ku vf/kdj.k }kjk dqy 4]59]000@& :i;s izfrdj jkf'k dk vokMZ ikfjr fd;k gS] vr% v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr [email protected] 90]840@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSaA
mijksDr foospukuqlkj vihykFkhZ@nkosnkjku rFkk vihykFkhZ@okgu Lokeh dh vksj ls izLrqr mDr nksuksa vihysa vkaf'kd :i ls Lohdkj dh tkdj v/khuLFk vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 14-03-2007 dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr vihykFkhZ@nkosnkjku 90]840@&:i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk
(8 of 8) [CMA-2273/2007]
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lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxsA
fo}ku vf/kdj.k }kjk chek dEiuh dks jkf'k Hkqxrku djus ds mijkUr okgu Lokeh ls vnk dh x;h jkf'k olwy fd;s tkus dk tks vkns'k fn;k gS] og vikLr fd;k tkrk gS rFkk lEiw.kZ izfrdj jkf'k izR;FkhZ&chek dEiuh }kjk vnk@tek djk;s tkus dk vkns'k fn;k tkrk gS] vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA
v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA
(UMA SHANKER VYAS),J
Mittal /44-45
2 issues framed by the court
Whether the premium paid was the sole cause or a contributing factor to the accident causing property damage.
Whether the assessable compensation should be calculated based on bereaved's age and income as per statutory guidelines rather than the arbitrary claims made.
Colour shows how this judgement treated each authority
Magma General Insurance Co. Ltd. Vs. Nanuram & Ors.Explained¶10
Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 · Who else cites this
2 provisions across 2 enactments
Smt Rukma Devi
Master Jai Singh
Kumari Sapna
Sohan Singh
Raju Singh
The New India Assurance Company Ltd
Uma Shanker Vyas
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
