Disposed

Smt. Sangeeta Devi W/O Late Shri Satya Prakash Prajapati, v. Coco by Dhfl General Insurance Company Limited

Rajasthan HC3 Oct 2025CMA/1307/2023

Case brief

AI extract

What is this about?

This order joins five connected S.B. Civil Miscellaneous Appeals filed by the insurance company. The court disposes of two sets of appeals based on compromise and withdrawal filed between the parties at the time of hearing.

What did the court decide?

Five connected civil miscellaneous appeals disposed of; two sets dismissed as withdrawn and three by compromise.

Smt. Sangeeta Devi W/O Late Shri Satya Prakash… — Banking and Recovery | Rajasthan HC (2025)

¶1

[2025:RJ-JP:40111]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶3

S.B. Civil Miscellaneous Appeal No. 70/2024

¶4

Navi General Insurance Limited, (Formerly Known As Coco By Dhfl General Insurance Limited) Through Prabhandhak R/o 402, 403 And 404 A V B Wing Fourth Floor Fulkurum, Sahar Road In Front Of Hayat Residency Andheri (East) Mumbai Maharastra 400099) Policy No. 2090061761/00/000000/0 Valid Date 7-7-19 To 06-07-2020 Tak ( Insurance Company Of Vehicle D.i.jeep (Thar) No. Rj-32-C-0564)

¶5

----Appellant

¶6

Versus

¶7

Smt. Sangeeta Devi W/o Late Sh. Satyaprakash Prajapati, Aged About 22 Years, Currently Residing At Plot No. 89, Akeda Doongar, Vishvakarma Industrial Area, Tehsil Amer, Dist. Jaipur (Raj.) And Also At Plot No. 93, Khedamahapur, Vishvakarma Industrial Area, Sikar Road, Jaipur. Permanent R/o Village Rora, Tehsil Madhogarh, Post Manpura, Dist. Jalaun (U.p.)

¶8

Gudiya D/o Late Sh. Satyaprakash Prajapati, Aged About 1 Years, Minor In C/o Mother Smt. Sangeeta Devi Self, Currently Residing At Plot No. 89, Akeda Doongar, Vishvakarma Industrial Area, Tehsil Amer, Dist. Jaipur (Raj.) And Also At Plot No. 93, Khedamahapur, Vishvakarma Industrial Area, Sikar Road, Jaipur. Permanent R/o Village Rora, Tehsil Madhogarh, Post Manpura, Dist. Jalaun (U.p.)

¶9

Smt. Tulsa Devi W/o Sh. Ramnarayan, Aged About 52 Years, Currently Residing At Plot No. 89, Akeda Doongar, Vishvakarma Industrial Area, Tehsil Amer, Dist. Jaipur (Raj.) And Also At Plot No. 93, Khedamahapur, Vishvakarma Industrial Area, Sikar Road, Jaipur. Permanent R/o Village Rora, Tehsil Madhogarh, Post Manpura, Dist. Jalaun (U.p.)

¶10

Shri Ramnarayan Prajapati S/o Sh. Baiju Prajapati, Aged About 60 Years, Currently Residing At Plot No. 89, Akeda Doongar, Vishvakarma Industrial Area, Tehsil Amer, Dist. Jaipur (Raj.) And Also At Plot No. 93, Khedamahapur, Vishvakarma Industrial Area, Sikar Road, Jaipur. Permanent R/o Village Rora, Tehsil Madhogarh, Post

(2 of 8)

[2025:RJ-JP:40111]

[CMA-70/2024]

Manpura, Dist. Jalaun (U.p.)

¶15

Kailashchand Saini S/o Shri Prabhudayal Saini, R/o 96, Lakhyani Dhani, Tehsil Chomu, Dist. Jaipur (Raj.) (Driver Of Vehicle D.i. Jeep (Thar) No. Rj-32-C-0564)

¶16

Ramniwas S/o Shri Hanuman Sahay, R/o Chimanpura, Anantpura, Tehsil Govindgarh, Dist. Jaipur (Raj.) (Owner Of Vehicle D.i.jeep (Thar) No. Rj-32-C-0564)

¶17

Manak Chand Sharma S/o Shri Nand Kishore Sharma, R/o Devi Singh Ka Bas, Etawah Bhowji, Dist. Jaipur (Insurance Holder Of Vehicle D.i. Jeep (Thar) No. Rj-32C-0564)

¶18

----Respondents

¶19

Connected With

¶20

S.B. Civil Miscellaneous Appeal No. 1296/2023

¶21

Anil S/o Shri Ramshankar, Aged About 32 Years, R/o Makaan No. 115, Salasar Vihar A, Road No. 18, Aakeda, P.s. Vishwakarma, Jaipur. Permanent Address-Village Vaishpura, Tehsil Lahaar, Distt. Bhind (Madhya Pradesh).

¶22

----Appellant

¶23

Versus

¶24

Coco By Dhfl General Insurance Company Limited, Through Manager, Add-402, 403 And 404, A And B Wind, 4Th Floor, Phulkaroom, Sahaar Road, Ahead Of Hayaat, Residency, Andheri (East, Mumbai (Maharastra) 400099. Policy No. 20900061761/00/000000/0, Validity Date 0707-2019 Till 06-07-2020 (Insurer Of Di Jeep (Thar) No. Rj-32-C-0564.

¶25

Kailashchand Saini S/o Shri Prabhudayal Saini, R/o -96, Lakhyani Dhani, Tehsil Chomu, Distt. Jaipur (Raj.) (Driver Di Jeep (Thar) No. Rj-32-C-0564).

¶26

Ramniwas S/o Shri Hanuman Sahai, R/o Village Chimanpura, Annatpura, Tehsil Govindgarh, Distt. Jaipur (Raj.) (Regd. Owner Di Jeep (Thar) No. Rj-32-C-0564).

¶27

Manak Chand Sharma S/o Shri Nand Kishore Sharma, R/o Devi Singh Ka Bas, Itawa Bhovji, Distt. Jaipur. (Insured Of Di Jeep (Thar) No. Rj-32-C-0564).

¶28

----Respondents

¶29

S.B. Civil Miscellaneous Appeal No. 1303/2023

(3 of 8)

[2025:RJ-JP:40111]

[CMA-70/2024]

Smt. Santoshi W/o Late Shri Balram, Aged About 26 Years, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) 302039. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh.).

¶34

Laxmi D/o Late Shri Balram, Aged About 9 Years, Minor Through Their Natural Guardian/ Mother Smt. Santosh Devi W/o Late Shri Balram. R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) 302039. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh.).

¶35

Radha D/o Late Shri Balram, Aged About 7 Years, Minor Through Their Natural Guardian/ Mother Smt. Santosh Devi W/o Late Shri Balram. R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) 302039. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh.).

¶36

Diksha D/o Late Shri Balram, Aged About 5 Years, Minor Through Their Natural Guardian/ Mother Smt. Santosh Devi W/o Late Shri Balram. R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) 302039. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh.).

¶37

Smt. Vati Devi W/o Shri Brahmadeen Prajapati, Aged About 48 Years, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) 302039. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh.).

¶38

Brahmadeen Prajapati S/o Late Shri Munna Lal, Aged About 49 Years, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) 302039. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh.).

¶39

----Appellants

¶40

Versus

¶41

Coco By Dhfl General Insurance Company Limited, Through Manager, Add-402, 403 And 404, A And B Wing,

(4 of 8)

[2025:RJ-JP:40111]

[CMA-70/2024]

4Th Floor, Phulkaroom Sahaar Road, Ahead Of Hayaat, Residency, Andheri (East) Mumbai (Maharastra) 400099.policy No. 20900061761/00/000000/0, Validity Date 07-07-2019 Till 06-07-2020 (Insurer Of Di Jeep (Thar) No. Rj-32-C-0564).

¶46

Kailashchand Saini S/o Shri Prabhuedayal Saini, R/o-96, Lakhyani Dhani, Tehsil Chomu, Distt. Jaipur (Raj.).(Driver Di Jeep (Thar) No. Rj-32-C-0564).

¶47

Ramniwas S/o Shri Hanuman Sahai, R/o Village Chimanpura, Annatpura, Tehsil Govindgarh, Distt. Jaipur (Raj.) (Regd. Owner Di Jeep (Thar) No. Rj-32-C-0564.

¶48

Manak Chand Sharma S/o Shri Nand Kishore Sharma, R/o Devi Singh Ka Bas, Itawa Bhovji, Distt. Jaipur . (Insured Of Di Jeep (Thar) No. Rj-32-C-0564).

¶49

----Respondents

¶50

S.B. Civil Miscellaneous Appeal No. 1307/2023

¶51

Smt. Sangeeta Devi W/o Late Shri Satya Prakash Prajapati, Aged About 25 Years, R/o Plot No. 89, Aakeda Doongar, Vishwakarma Industries Area, Tehsil Amer, Distt. Jaipur (Raj.) And Plot No. 93, Kheda Mahapura, Tehsil Amer, Distt. Jaipur (Raj.) And Plot No. 93, Kheda Mahapura, Vishwakarma Industries Area, Sikar Road, Jaipur. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh).

¶52

Gudiya D/o Late Shri Satyaprakash Prajapati, Aged About 4 Years, Minor Through Its Natural Guardian/mother Smt. Sangeeta Devi W/o Late Shri Satya Prakash Prajapati. R/o Plot No. 89, Aakeda Doongar, Vishwakarma Industries Area, Tehsil Amer, Distt. Jaipur (Raj.) And Plot No. 93, Kheda Mahapura, Tehsil Amer, Distt. Jaipur (Raj.) And Plot No. 93, Kheda Mahapura, Vishwakarma Industries Area, Sikar Road, Jaipur. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh).

¶53

Smt. Tulsa Devi W/o Shri Ram Narayan, Aged About 55 Years, R/o Plot No. 89, Aakeda Doongar, Vishwakarma Industries Area, Tehsil Amer, Distt. Jaipur (Raj.) And Plot No. 93, Kheda Mahapura, Tehsil Amer, Distt. Jaipur (Raj.) And Plot No. 93, Kheda Mahapura, Vishwakarma Industries Area, Sikar Road, Jaipur. Permanent AddressVillage Rora, Tehsil Madhogarh, Post Maanpura, Distt.

(5 of 8)

[2025:RJ-JP:40111]

[CMA-70/2024]

Jalaun (Uttar Pradesh).

¶58

Ram Narayan Prajapati S/o Late Shri Baiju Prajapati, Aged About 63 Years, R/o Plot No. 89, Aakeda Doongar, Vishwakarma Industries Area, Tehsil Amer, Distt. Jaipur (Raj.) And Plot No. 93, Kheda Mahapura, Tehsil Amer, Distt. Jaipur (Raj.) And Plot No. 93, Kheda Mahapura, Vishwakarma Industries Area, Sikar Road, Jaipur. Permanent Address-Village Rora, Tehsil Madhogarh, Post Maanpura, Distt. Jalaun (Uttar Pradesh).

¶59

----Appellants

¶60

Versus

¶61

Coco By Dhfl General Insurance Company Limited, Through Manager, Add-402, 403 And 404, A And B Wing, 4Th Floor, Phulkaroom, Sahaar Road, Ahead Of Hayaat, Residency, Andheri (East, Mumbai (Maharastra) 400099. Policy No. 20900061761/00/000000/0, Validity Date 0707-2019 Till 06-07-2020 (Insurer Of Di Jeep (Thar) No. Rj-32-C-0564).

¶62

Kailashchand Saini S/o Shri Prabhudayal Saini, R/o-96, Lakhyani Dhani, Tehsil Chomu, Distt. Jaipur (Raj.) (Driver Di Jeep (Thar) No. Rj-32-C-0564)

¶63

Ramniwas S/o Shri Hanuman Sahai, R/o Village Chimanpura, Annatpura, Tehsil Govindgarh, Distt. Jaipur (Raj.). (Regd. Owner Di Jeep (Thar) No. Rj-32-C-0564.

¶64

Manak Chand Sharma S/o Shri Nand Kishore Sharma, R/o Devi Singh Ka Bas, Itawa Bhovji, Distt. Jaipur. (Insured Of Di Jeep (Thar) No. Rj-32-C-0564).

¶65

----Respondents

¶66

S.B. Civil Miscellaneous Appeal No. 83/2024

¶67

Navi General Insurance Limited, (Formerly Known As Coco By Dhfl General Insurance Limited)(Insurance Company Of Vehicle D.i. Jeep (Thar) No. Rj-32-C-0564).

¶68

----Appellant

¶69

Versus

¶70

Smt. Santoshi W/o Late Sh. Balram, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) Permanent Resident Of Village Rora, Tehsil Madhogarh, Post Manpura, District Jalon (Uttar Pradesh).

(6 of 8)

[2025:RJ-JP:40111]

[CMA-70/2024]

Lakshmi D/o Late Sh. Balram, Minor C/o Mother Smt. Santoshi Devi W/o Late Sh, Balram, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) Permanent Resident Of Village Rora, Tehsil Madhogarh, Post Manpura, District Jalon (Uttar Pradesh).

¶75

Radha D/o Late Sh. Balram, Minor /o Mother Smt. Santoshi Devi W/o Late Sh, Balram, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) Permanent Resident Of Village Rora, Tehsil Madhogarh, Post Manpura, District Jalon (Uttar Pradesh).

¶76

Deeksha D/o Late Sh. Balram, Minor C/o Mother Smt. Santoshi Devi W/o Late Sh, Balram, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) Permanent Resident Of Village Rora, Tehsil Madhogarh, Post Manpura, District Jalon (Uttar Pradesh).

¶77

Smt. Vati Devi W/o Sh. Brahmadeen Prajapati, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) Permanent Resident Of Village Rora, Tehsil Madhogarh, Post Manpura, District Jalon (Uttar Pradesh).

¶78

Sh. Brahmaden Prajapati S/o Sh. Munnalal, R/o Plot No. 93, Kheda Mahapura, Ward No. 6, Murlipura, P.s. Murlipura, Jaipur (Raj.) Permanent Resident Of Village Rora, Tehsil Madhogarh, Post Manpura, District Jalon (Uttar Pradesh).

¶79

Kailashchand Saini S/o Shri Prabhudayal Saini, R/o 96, Lakshyani Dhani, Tehsil Chomu, Dist. Jaipur (Raj.) (Driver Of Vehicle D.i. Jeep (Thar No. Rj-32-C-0564).

¶80

Ramniwas S/o Shri Hanuman Sahay, R/o Chimanpura, Anantpura, Tehsil Govindgarh, Dist. Jaipur (Raj.) (Owner Of Vehicle D.i. Jeep (Thar) No. Rj-32-C-0564).

¶81

Manak Chand Sharma S/o Shri Nand Kishore Sharma, R/o House Of Devi Singh Ka Bas, Etawah Bhowji, Dist. Jaipur (Insurance Holder Of Vehicle D.i. Jeep (Thar) No. Rj-32C-0564).

¶82

----Respondents

¶83

S.B. Civil Miscellaneous Appeal No. 86/2024

¶84

Navi General Insurance Limited, (Formerly Known As Coco By Dhfl General Insurance Limited) Through Prabhandhak R/o 402,

¶85

(7 of 8) [CMA-70/2024]

¶86

[2025:RJ-JP:40111]

¶87

403 And 404 A V B Wing Fourth Floor Fulkurum, Sahar Road In Front Of Hayat Residancy Andheri (East) Munbai Maharastra 400099) Policy No 20900061761/00/000000/0 Vailid Date 7-719 To 6-7-2020 Tak.(Insurance Company Of Vehicle D.i. Jeep(Thar) No. Rj-32-C-0564)

¶88

----Appellant

¶89

Versus

¶90

Anil S/o Shri Ramshankar, R/o House No. 115, Salasar Vihar A, Road No. 18, Akeda, P.s. Vishwakarma, Jaipur. Permanent Resident Of Village Vaishpura, Tehsil Lahar, Dist. Bhind(Madhya Pradesh)

¶91

Kailashchand Saini S/o Shri Prabhudayal Saini, R/o 96, Lakhyani Dhani, Tehsil Chomu, Dist. Jaipur(Raj.)(Driver Of Vehicle D.i. Jeep(Thar) No. Rj-32-C-0564).

¶92

Ramniwas S/o Shri Hanuman Sahay, R/o Chimanpura, Anantpura, Tehsil Govindgarh, Dist. Jaipur(Raj.) (Owner Of Vehicle D.i. Jeep(Thar) No. Rj-32-C-0564).

¶93

Manak Chand Sharma S/o Shri Nand Kishore Sharma, R/o Devi Singh Ka Bas, , Etawahbhowji, Dist. Jaipur (Insurance Holder Of Vehicle D.i. Jeep(Thar) No. Rj-32-C0564).

¶94

----Respondents

¶95

For Appellant(s)	: Mr.	Sandeep Pathak
	Mr.	Ram Singh Rathore
For Respondent(s)	:

¶96

HON'BLE MR. JUSTICE CHANDRA PRAKASH SHRIMALI

¶97

Order

¶98

03/10/2025

¶99

S.B. Civil Misc. Appeal Nos. 70/2024, 83/2024 & 86/2024:-

¶100

Both the learned counsel submit that a compromise has been arrived at between the parties.

¶101

A compromise has been submitted in the office and the same is already on record.

¶102

(8 of 8) [CMA-70/2024]

¶103

[2025:RJ-JP:40111]

¶104

In view of the above compromise, these civil misc. appeals

¶105

stand disposed of.

¶106

S.B. Civil Misc. Appeal Nos.1296/2023, 1303/2023 &

¶107

1307/2023:-

¶108

Learned counsel for the appellant prays for withdrawal of these civil misc. appeals.

¶109

In view of above, the civil misc. appeals are dismissed as withdrawn.

¶110

Pending application(s), if any, also stands disposed of.

¶111

(CHANDRA PRAKASH SHRIMALI),J

¶112

GAURAV SHARMA /20-25

Smt. Sangeeta Devi W/O Late Shri Satya Prakash Prajapati, v. Coco by Dhfl General Insurance Company Limited

Case brief

What is this about?

What did the court decide?

Smt. Sangeeta Devi W/O Late Shri Satya Prakash Prajapati, v. Coco by Dhfl General Insurance Company Limited

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

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Coram

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