Partly allowed

Kumari Hemlata Alias Hema v. Hanif and Ors.

Rajasthan HC20 Aug 2025CMA/1156/2018

Case brief

AI extract

What is this about?

Cross appeals against a motor accident award arising from the death of a government employee and injury to his daughter. The High Court recomputed income after permissible GPF/GIS deductions, added future prospects at 30%, enhanced conventional damages per Magma, deducted vehicle loss, and enhanced awards to the claimants and the injured claimant.

What did the court decide?

Insurer's appeal partly allowed only to deduct Rs. 12,477 vehicle loss; claimants' appeals allowed enhancing compensation by Rs. 13,63,823 and Rs. 47,896 respectively, with 6% interest from date of fi

Kumari Hemlata Alias Hema Vs Hanif and Ors. — Insurance | Rajasthan HC (2025)

¶1

[2025:RJ-JP:32680]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶3

S.B. Civil Miscellaneous Appeal No. 1149/2018

¶4

Reliance General Insurance Company Ltd., Mekar Tower, Nityanand Marg, Queens Road, Vaishali Nagar, Regional Office At Sixth Floor, Maan Upasana Tower, Sardar Patel Marg, C-Scheme, Jaipur Through Its Constituent Attorney.

¶5

----Appellant

¶6

Versus

¶7

Smt. Dharambai @ Dharmo W/o Late Hari Singh, aged about 50 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

¶8

Virendra Kumar S/o Late Hari Singh, aged about 32 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

¶9

Pushpendra Pal Singh S/o Late Hari Singh, aged about 29 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

¶10

Kumari Asha D/o Late Hari Singh, aged about 27 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

¶11

Kumari Hemlata D/o Late Hari Singh, aged about 35 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

¶12

Smt. Shanti W/o Late Sohanlal, aged about 71 years, R/o Village Jatnangla, Tehsil Hindaun City, District Karauli Raj

¶13

Haneef S/o Hafeej, R/o Dholikhar, Karauli Raj. Driver Of Vehicle

¶14

Ballu Khan S/o Hafeej Khan, R/o Dholikhar, Karauli Raj. Owner Of Vehicle

¶15

----Respondents

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Connected With

¶17

S.B. Civil Miscellaneous Appeal No. 1153/2018

[2025:RJ-JP:32680]

[CMA-1149/2018]

(2 of 10)

Smt Dharmbai @ Dharmo W/o Late Shri Hari Singh, aged about 49 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

¶22

Virendra Kumar S/o Late Shri Hari Singh, aged about 31 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

¶23

Pushpendra Pal Singh S/o Late Shri Hari Singh, aged about 28 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

¶24

Kumari Asha D/o Late Shri Hari Singh, aged about 26 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

¶25

Kumari Hemlata D/o Late Shri Hari Singh, aged about 24 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

¶26

Smt Shanti W/o Late Shri Sohan Lal, aged about 70 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli. Rajashan

¶27

----Appellants

¶28

Versus

¶29

Hanif S/o Hafij Ro Dholikhar, Karoli Driver

¶30

Ballu Kha S/o Hafij Khan, R/o Dholikhar Karoli. Owner

¶31

Reliance General Insurance Co. Ltd. Through Its Regional Manager, At Regional Office At Mekar Tower, Nityanand Marg Queens Road, Vaishali Nagar, Jaipur Raj

¶32

----Respondents

¶33

S.B. Civil Miscellaneous Appeal No. 1156/2018

¶34

Kumari Hemlata @ Hema D/o Late Shri Hari Singh, aged about 24 years, R/o Village Jatnagla, Tehsil Hindon City Distt. Karoli.

----Appellant

Versus

[CMA-1149/2018]

[2025:RJ-JP:32680]

(3 of 10)

Hanif S/o Hafij, R/o Dholikhar, Karoli Driver

¶41

Ballu Kha S/o Hafij Khan, R/o Dholikhar, Karoli Owner

¶42

Reliance General Insurance Co. Ltd. Through Its Regional Manager, At Regional Office At Meker Tower, Nityanand Marg, Queens Road, Vaishali Nagar Insurance Co

¶43

----Respondents

¶44

For Appellant(s) : Mr.Virendra Agrawal, Adv. Ms. Anjali Asat, Adv. For Respondent(s) : Mr. Sunil Jain, Adv.

¶45

HON'BLE MR. JUSTICE UMA SHANKER VYAS

¶46

Judgment / Order

¶47

20/08/2025

¶48

mijksDr rhuksa vihysa fo}ku eksVj nq?kZVuk nkok U;k;kf/kdj.k ¼vij ftyk ,oa ls'ku U;k;k/kh'k Øe&01½ fgaMkSu flVh }kjk eksVj nq?kZVuk nkok la[;k 70@13 ,oa 100@13 esa ikfjr fu.kZ; ,oa vokMZ fnukad 21-11-2017 ls O;fFkr gksdj is'k dh xbZ gSaA

¶49

,dyihB nhokuh fofo/k vihy la[;k 1149@2018 vihykFkhZ chek daiuh }kjk rFkk vihy la[;k 1153@2018 nkosnkjku dh vksj ls is'k dh xbZ gSa] ftlds ek/;e ls fo}ku vf/kdj.k }kjk nkosnkjku dks 28]20]977@& #i;s izfrdj jkf'k e; 6 izfr'kr C;kt lfgr fnyk;k gSA mDr nksuksa vihyksa dk foospu ,d lkFk fuEukuqlkj fd;k tk jgk gS&

[CMA-1149/2018]

[2025:RJ-JP:32680]

(4 of 10)

,lch lh,e, ucj 1149@2018 a

¶54

fjyk;al tujy ba';ksjl dsa iuh cuke Jherh /kjeckba Z mQZ /keksZ o vU;

¶55

,lch lh,e, ucj 1153@2018 a

¶56

Jherh /kjeckbZ mQZ /kekZs o vU; cuke guhQ o vU;%&

¶57

fo}ku vf/koDrk chek daiuh dk rdZ gS fd erd jktdh; deZpkjh Fkk] mldh eR;q ds mijkar mldh iRuh dks ikfjokfjd isa'ku rFkk iq= dks vuqdaik fu;qfDr fey pqdh gSA erd ds osru esa ls thih,Q o ,l-vkbZ- dh dVkSrh fd;k tkuk mfpr Fkk] eksVjlkbfdy ds uqdlku ds laca/k esa fnyk;h x;h jkf'k vuqfpr gS] D;ksafd ;g eksVjlkbfdy erd vFkok nkosnkjksa dh Fkh] ;g izekf.kr ugha gqvk gSA var esa izfrdj jkf'k ;Fkksfpr :i ls ?kVk, tkus dk fuosnu fd;kA

¶58

blds foijhr nkosnkjku dh vksj ls vihy izLrqr djrs gq, fuosnu fd;k x;k gS fd ?kVuk ds mijkar erd dks cSdMsV esa p;fur osrueku feyus vkSj rnuqlkj fQDls'ku gksus ls osru esa c<+ksrjh gqbZ gS] Hkfo"; esa vk;of) dk ykHk fo}ku vf/kdj.k }kjk ugha fnyk;k x;k gS] blh izdkj dalksfVZ;e dh gkfu ds en esa Hkh jkf'k vi;kZIr gksuk crkrs gq, izfrdj jkf'k ;Fkksfpr :i ls c<+k, tkus dk fuosnu fd;kA

¶59

lquk x;k] izLrqr rdksZa ij fopkj djrs gq, vfHkys[k dk voyksdu fd;k x;kA

¶60

nq?kZVuk ds fnu e`rd jktdh; deZpkjh gksdj mldk ldy osru 23]294@& #i;s Fkk] ftlesa thih,Q o ,l-vkbZ- dh en esa Øe'k% 1100@& #i;s o 900@& #i;s dh dVkSrh gks jgh FkhA

¶61

(5 of 10) [CMA-1149/2018]

¶62

[2025:RJ-JP:32680]

¶63

ekuuh; loksZPp U;k;ky; }kjk foey daoj o vU; cuke fd'kksjnku 2013¼7½ ,llhlh 476 esa izfrikfnr O;oLFkk ds vuqlkj mijksDr dVkSrh vFkok erd dh eR;q ds mijkar ifjokj dks feyus okyh ikfjokfjd isa'ku@ vuqdaik fu;qfDr ds rgr ik= O;fDr dks feyus okys osru dh dVkSrh izfrdj jkf'k dh x.kuk djrs le; e`rd ds osru esa ls de fd;k tkuk mfpr o vuqer ugha gSA

¶64

vihy ds yafcr jgus ds nkSjku nkosnkjku dh vksj ls vkns'k 41 fu;e 27 lhihlh ds rgr izLrqr vkosnu bl U;k;ky; }kjk Lohdkj dj nkosnkjku dh vfrfjDr lk{; fopkj.k U;k;ky; }kjk ys[kc) djus dk vkns'k fn;k x;kA ,-MCY;w-&04 ohjsUnz dqekj erd dk iq= gS] ftlus izn'kZ 61 p;fur osrueku laca/kh vkns'k izLrqr djrs gq, p;fur osrueku feyus ds mijkar ?kVuk ls iwoZ dh frfFk esa erd dk osru c<+uk crk;k gSA mDr vkns'k ds vuqlkj erd dk osru 23]294@& #i;s ls c<+dj 26]524@& #i;s gks pqdk Fkk] vr% blh vuqlkj vk;&gkfu dh x.kuk fd;k tkuk mfpr gSA rnuqlkj erd dh okf"kZd vk; 26524X12= 3]18]288@& :i;s ekuk tkuk mfpr gSA pwafd erd vk;dj ns;h Fkk] osru izek.k i= ds vuqlkj th-ih-,Q- rFkk ,l-vkbZ- ds en esa 2000@& :i;s izfrekg vFkkZr 24]000@& :i;s okf"kZd dVkSrh gksuk izdV gqvk gS] tks erd dh okf"kZd vk; esa ls de fd;s tkus ij dj ;ksX; vk; 2]94]288@& :i;s curh gS] ftl ij rRle; izpfyr nj ds vuqlkj dqy vk;dj jkf'k 9428@& :i;s curh gSA bl izdkj e`rd dh 'kq) okf"kZd vk; 3]08]860@& :i;s jgrh gSA

[CMA-1149/2018]

[2025:RJ-JP:32680]

(6 of 10)

fo}ku vf/kdj.k }kjk erd ds thfor jgus dh fLFkfr esa O;fDrxr [kpsZ dh en esa 1@4 jkf'k dh dVkSrh fu/kkZfjr dh gS] tks erd ij dqy pkj O;fDr vkfJr gksus dh fLFkfr esa mfpr gS rFkk erd dh vk;q&oxZ ds vuqlkj 13 dk xq.kd ykxw gksus ;ksX; gSA rnuqlkj vk; ds en esa gkfu dh x.kuk dh tkos rks 3]08]860X13X3@4= 30]11]385@& #i;s gksrh gSA fo}ku vf/kdj.k }kjk Hkfo"; esa vk; of) dk ykHk ugha fn;k x;k gS] tcfd LFkk;h fu;kstu esa gksus ls vk;q&oxZ ds vuqlkj 30 izfr'kr Hkfo"; esa vk; of) dk ykHk nkosnkjku izkIr djus dk vf/kdkjh gS] vr% Hkfo"; esa vk; of) dk ykHk vFkkZr 9]03]415@& #i;s tksM+s tkus ij dqy vk; gkfu 39]14]800@& #i;s gksrh gS] tcfd vf/kdj.k }kjk bl en esa 26]71]500@& #i;s izfrdj jkf'k fnykbZ xbZ gSA vr% vk;&gkfu ds en esa 12]43]300@& #i;s c<+ksrjh gksus ;ksX; gSA

¶69

tgka rd dalksfVZ;e dh gkfu dk iz'u gS] ijaijkxr 'kh"kZd esa vf/kdj.k }kjk dqy 1]37]000 #i;s fnyk, x, gS] tcfd lHkh nkosnkj erd dh iRuh] iq=&iq=h vFkok ekrk gS rFkk ekuuh; loksZPp U;k;ky; ds U;kf;d n"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj lHkh Ng nkosnkjku 40&40 gtkj #i;s vFkkZr dqy 2]40]000@& #i;s] vafre laLdkj o laink dh gkfu ds en esa 15&15 gtkj :i;s vFkkZr dqy feykdj 2]70]000@& :i;s bl en esa izfrdj izkIr djus ds vf/kdkjh gSaA bl izdkj 1]33]000@& #i;s bl en esa c<+ksrjh gksus ;ksX; gSA

¶70

[2025:RJ-JP:32680]

¶71

(7 of 10) [CMA-1149/2018]

¶72

fo}ku vf/kdj.k }kjk erd dh eksVjlkbfdy {kfrxzLr gksus ds vk/kkj ij 12]477@& #i;s fnyk, x, gSa] tcfd mDr eksVjlkbfdy erd vFkok nkosnkjksa dh jgh gks] bl ckcr~ dksbZ fcy vFkok iath;u izek.k&i= is'k ugha gqvk gSA vr% fo}ku vf/kdj.k }kjk ;g jkf'k vuko';d :i ls nkosnkjksa dks fnykbZ xbZ gS] tks ?kVk, tkus ;ksX; gSA

¶73

bl izdkj nkosnkjku dks fo}ku vf/kdj.k }kjk tks izfrdj jkf'k fnyk;h x;h gS] mlds vfrfjDr 13]63]823 @& #i;s ¼ 12]43]300 + 1]33]000^_ 12]477 ½ nkosnkjku izkIr djus ds vf/kdkjh gSaA

¶74

,lch lh,e, uacj 1156@2018

¶75

dq0 geyrk mQs Z gek cuke guhQ o vs U;

¶76

fo}ku vf/kdj.k }kjk nkosnkj@vkgrk dq0 gseyrk ds okgu nq?kZVuk esa vkgr gksus ds QyLo:i Dyse ;kfpdk la[;k 100@13 esa 20]000@& :i;s izfrdj fnyk;k gS

¶77

fo}ku vf/koDrk nkosnkj dk fuosnu gS fd nq?kZVuk ds le; vkgrk 21 o"kZ dh uo;qorh Fkh] mldh jh<+ dh gM~Mh rFkk gkFk esa xaHkhj izd`fr dh pksVsa vk;ha Fkha] mlds 6 izfr'kr LFkk;h fu'kDrrk dkfjr gqbZ gS] ysfdu fo}ku vf/kdj.k }kjk ek= 20]000@& :i;s izfrdj jkf'k fnyk;h gS tks vi;kZIr gS] bl izdkj ;Fkksfpr :i ls izfrdj jkf'k c<k;s tkus dk fuosnu fd;kA

¶78

blds foijhr fo}ku vf/koDrk chek dEiuh dk fuosnu gS fd ,Dljs fjiksVZ izn'kZ&20 ds vuqlkj vkgrk ds ek= ,d xaHkhj rFkk nks lk/kkj.k pksVsa vkuk Li"V gqvk gSA nq?kZVuk ds le; dksbZ

[CMA-1149/2018]

[2025:RJ-JP:32680]

(8 of 10)

fpfdRlh; fcy vkfn izLrqr ugha fd;s gSa] izLrqr fcy i'pkrorhZ vof/k ds gSaA vr% ,slh fLFkfr esa tks izfrdj jkf'k fnyk;h gS] og i;kZIr gSA bl izdkj vkgrk dh vksj ls izLrqr vihy [kkfjt fd;s tkus dk fuosnu fd;kA

¶83

miyC/k lk{; ds vuqlkj nq?kZVuk ds le; vkgrk vius firk vkfn ds lkFk okgu ij lokj Fkh] nq?kZVuk esa mlds firk dh e`R;q gks x;h] vr% ,slh fLFkfr esa vkgrk }kjk ?kVuk ds dqN fnuksa i'pkr bZykt izkjEHk djk;k x;k gS rFkk og LokHkkfod fLFkfr gSA fo}ku vf/kdj.k }kjk fpfdRlk fcyksa ds laca/k esa ;g vfHker izdV fd;k gS fd jksxh iphZ vkfn izLrqr ugha gqbZa vkSj vk; gkfu] fcyksa dh jkf'k] vLirky esa nks fnu HkrhZ jgus vkfn lHkh enksa esa dqy 20]000@& :i;s fnyk;s gSa tks fuf'pr :i ls vi;kZIr gSA

¶84

LFkk;h fu'kDrrk izek.k i= izn'kZ&32 ds vuqlkj vkgrk ds 6 izfr'kr LFkk;h fu'kDrrk dkfjr gqbZ gS tks vax fo'ks"k ds izfr gSA laiw.kZ 'kjhj dh dk;Z {kerk o vk; vtZu ds n`f"Vdks.k ls ;g LFkk;h fu%'kDrrk 3 izfr'kr ekuk tkuk mfpr gSA vkgrk dh dksbZ izekf.kr vk; ugha gksus ls nq?kZVuk ds le; izpfyr vdq'ky etnwj dh U;wure etnwjh nj 166@&:i;s izfrfnu ekuk tkuk rFkk vkgr ds vk;qoxZ dks ns[krs gq, 18 dk xq.kd yxk;k tkuk mfpr gSA rnuqlkj vk; gkfu dh x.kuk dh tkos rks ;g jkf'k 166x30x12x18x3izfr'kr= 32]270@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 40 izfr'kr jkf'k 12]908@& :i;s tksMs tkus ;g jkf'k 45]178@& :i;s curh gSA

¶85

vkgrk ds ,d xaHkhj rFkk nks lk/kkj.k izd`fr dh pksVksa dks ns[krs gq, ekufld osnuk] ihMk vkfn ds en esa 10]000@& :i;s]

¶86

[2025:RJ-JP:32680]

¶87

(9 of 10) [CMA-1149/2018]

¶88

nks fnu vLirky esa HkrhZ jgus ds dkj.k 1]000@& :i;s rFkk ifjogu gsrq 3]000@& :i;s fnyk;k tkuk U;k;ksfpr gSA blh izdkj izn'kZ 25 yxk;r 30 fpfdRlk fcyksa dh dqy jkf'k 8718@& :i;s Hkh vkgrk dks fnyk;k tkuk mfpr gksxkA

¶89

bl izdkj fo}ku vf/kdj.k }kjk vkgrk dks tks izfrdj jkf'k fnyk;h gS] mlds vfrfjDr vkgrk 47]896@& :i;s vfrfjDr :i ls izkIr djus dh vf/kdkjh gSA

¶90

mijksDr foospukuqlkj chek dEiuh dh vksj ls izLrqr vihy la[;k 1149@2018] nkosnkjku dks eksVjlkbZfdy uqdlkuh ds :i esa fnyk;s x;s 12]477@& :i;s de fd;s tkus dh lhek rd Lohdkj dh tkrh gS] 'ks"k vk{ksiksa ds laca/k esa [kkfjt dh tkrh gSaA

¶91

nkosnkjku dh vksj ls izLrqr vihy la[;k 1153@2018 vkaf'kd :i ls Lohdkj djrs gq, fo}ku vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 21-11-2017 mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd vihyk/khu vokMZ o fu.kZ; ds ek/;e ls nkosnkjku dks tks izfrdj jkf'k fnyk;h gS] mlds vfrfjDr nkosnkjku 13]63]823@& :i;s fopkj.k vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 6 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus ds vf/kdkjh gksaxs] vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA

¶92

vkgrk dq0 gseyrk dh vksj ls izLrqr vihy la[;k 1156@2018 vkaf'kd :i ls Lohdkj djrs gq, fo}ku vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 21-11-2017 mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd vihyk/khu vokMZ o fu.kZ; ds ek/;e ls vkgrk dks tks izfrdj jkf'k fnyk;h gS] mlds

¶93

[2025:RJ-JP:32680] (10 of 10) [CMA-1149/2018]

¶94

vfrfjDr 47]896@& :i;s fopkj.k vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 6 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dh vf/kdkjh gksxh] vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA

¶95

v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA

¶96

(UMA SHANKER VYAS),J

¶97

Mittal /34-35-36

Kumari Hemlata Alias Hema v. Hanif and Ors.

Case brief

What is this about?

What did the court decide?

Kumari Hemlata Alias Hema v. Hanif and Ors.

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Statutes considered

Parties & counsel

Coram

Case details

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