Allowed

The New India Assurance Co. Ltd. v. Smt Rajvati and Ors.

Rajasthan HC24 Sept 2024CMA/5978/2017

Case brief

AI extract

What is this about?

The High Court allowed a civil miscellaneous appeal regarding insurance claims involving a minor. The court held that the declaratory finding regarding void indemnity was valid. A minor respondent is entitled to compensation from the insurer despite the indemnity being declared void.

What did the court decide?

Civil Miscellaneous Appeal allowed; Civil Miscellaneous Appeal No. 6368/2017 set aside; relief granted to minor.

The New India Assurance Co. Ltd. Vs Smt Rajvati and Ors. — Insurance | Rajasthan HC (2024)

¶1

[2024:RJ-JP:40735]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

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S.B. Civil Miscellaneous Appeal No. 5978/2017

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The New India Assurance Company Limited Through Regional Manager, 2Nd Floor, South Block, Nehru Place, Tonk Road, Jaipur

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----Appellant

¶6

Versus

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Smt. Rajvati W/o Late Balram Jat B/c Jat, R/o Village Mohanbas, Khedli, District Alwar At Present Residents Of C/o Shri Sube Singh Choudhary, House No. 31, Suraj Nagar, Janta Colony, Moongska, Behind St. Anslam School, Alwar

¶8

Jitendra Choudhary S/o Late Balram Jat B/c Jat, R/o Village Mohanbas, Khedli, District Alwar At Present Residents Of C/o Shri Sube Singh Choudhary, House No. 31, Suraj Nagar, Janta Colony, Moongska, Behind St. Anslam School, Alwar

¶9

Prachi Choudhary D/o Late Balram Minor Through Natural Guardian And Mother Smt. Ramvati, R/o Village Mohanbas, Khedli, District Alwar At Present Residents Of C/o Shri Sube Singh Choudhary, House No. 31, Suraj Nagar, Janta Colony, Moongska, Behind St. Anslam School, Alwar

¶10

Smt. Kani Devi W/o Late Ramswaroop B/c Jat, R/o Village Mohanbas, Khedli, District Alwar At Present Residents Of C/o Shri Sube Singh Choudhary, House No. 31, Suraj Nagar, Janta Colony, Moongska, Behind St. Anslam School, Alwar

¶11

Sitaram S/o Shri Harinarayan Meena B/c Meena Rajput, R/o Village And Post Beharipura, Tehsil Bassi, District Jaipur Rural Driver Vehicle No. Rj-

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(2 of 5)

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[2024:RJ-JP:40735] (2 of 5) [CMA-5978/2017]

¶14

14-Gc-1524

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Krishan Kumar S/o Shri Ramnarayan, B/c Meena, R/o Village Banskho, Tehsil Bassi, District Jaipur Owner Tata Lpt 909 Canter Vehicle No. Rj-14-Gc-1524

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----Respondents

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Connected With

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S.B. Civil Miscellaneous Appeal No. 6368/2017

Smt Rajvati And Ors

----Appellant

Versus

Sitaram And Ors

----Respondent

For Appellant(s) : Mr. Ram Singh Bhati, Adv. For : Mr. Rakesh Bhargava, Adv. Respondent(s)

¶25

HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order

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24/09/2024

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¶28

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[2024:RJ-JP:40735]

[CMA-5978/2017]

(3 of 5)

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¶33

mDr nksuksa vihysa ,d gh fu.kZ; o vokMZ ls lacaf/kr gksus ds dkj.k fuLrkj.k ,d lkFk fd;k tk jgk gSA

¶34

orZeku ekeys esa nkosnkjku ds 36 o"khZ; ifr@iq=@firk cyjke dh fnukad 08-04-2015 dks vkjksfir okgu ls nq?kZVuk gksus ij ekSds ij eR;q gksus] vkjksfir okgu ds pkyd dh ykijokgh gksuk rFkk ;g okgu vihykFkhZ&chek dEiuh ds ;gka chfer gksuk fooknjfgr gSA ;g Hkh fooknjfgr fLFkfr gS fd erd nq?kZVuk ds le; iqfyl foHkkx esa dkaLVscy FkkA

¶35

fo}ku vf/koDrk vihykFkhZ&chek dEiuh dh ;g vkifRr gS fd vk; gkfu dh x.kuk djrs le; HkRrksa dks fopkj esa fy;k x;k gS] tks vk; dk Hkkx ugha gS] izfrdj jkf'k c<k&p<kdj fnyk;h x;h gSA

¶36

blds foijhr fo}ku vf/koDrk nkosnkjku dk fuosnu gS fd fnyk;h x;h izfrdj jkf'k vi;kZIr gSA

¶37

e`rd ds osru izek.k i= izn'kZ&24 ds vuqlkj ewy osru] egaxkbZ HkRrk ,oa ,p-vkj-,- dks vk; dk Hkkx ekurs gq, izfrdj

[CMA-5978/2017]

[2024:RJ-JP:40735]

(4 of 5)

jkf'k dh x.kuk dh x;h gS tks iw.kZr% mfpr o fof/k&lEer gSA Hkfo"; esa vk;o`f) dk ykHk Hkh nkosnkjku dks fn;k x;k gS] ysfdu bl jkf'k ij C;kt ugha fnyk;k x;k gS] tcfdbl jkf'k lfgr lEiw.kZ vokMZ ij nkosnkjku C;kt izkIr djus ds vf/kdkjh gSaA

¶42

fo}ku vf/koDrk nkosnkjku dk ;g fuosnu gS fd ijEijkxr 'kh"kZd esa fnyk;h x;h jkf'k vi;kZIr gS] ekuuh; loksZPp U;k;ky; ds U;kf;d n"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj erd dh iRuh] iq=&iq=h rFkk ekrk vFkkZr pkjksa nkosnkjku izR;sd 40&40 gtkj #i;s vFkkZr dqy 1]60]000@& #i;s ,oa laink dh gkfu o vafre laLdkj ds en esa 15&15 gtkj vFkkZr 30]000@& :i;s izfrdj izkIr djus ds vf/kdkjh gSa] tcfd vf/kdj.k }kjk ek= 1]55]000@& #i;s izfrdj jkf'k dk fu/kkZj.k bl en esa fd;k x;k gS] vr% 35]000@& #i;s bl en esa c<+ksrjh gksus ;ksX; gSA

¶43

mijksDr foospukuqlkj tks v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr nkosnkjku 35]000@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSa ,oa vihykFkhZ&chek dEiuh dh vksj ls izLrqr vihy [kkfjt gksus rFkk nkosnkjku dh vksj ls izLrqr vihy vkaf'kd :i ls Lohdkj gksus ;ksX; gSA

¶44

rn~uqlkj vihykFkhZ&chek dEiuh dh vksj ls izLrqr vihy la[;k 5978@2017 [kkfjt dh tkrh gS rFkk nkosnkjku dh vksj

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(5 of 5)

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[2024:RJ-JP:40735] (5 of 5) [CMA-5978/2017]

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ls izLrqr vihy la[;k 6368@2017 vkaf'kd :i ls Lohdkj dh tkdj vk{ksfir vokMZ dks mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd fo}ku vf/kdj.k }kjk ikfjr vokMZ jkf'k ds vfrfjDr bl vkns'k ds rgr nkosnkjku 35]000@&:i;s rFkk ml ij v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxsA

¶48

blh izdkj Hkfo"; esa vk;o`f) dh jkf'k 17]90]677@& :i;s ij Hkh nkosnkjku ;kfpdk izLrqr fd;s tkus fnukad ls 6 izfr'kr okf"kZd C;kt izkIr djus ds vf/kdkjh gSaA

¶49

v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA

¶50

(UMA SHANKER VYAS),J

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Mittal /66-67

The New India Assurance Co. Ltd. v. Smt Rajvati and Ors.

Case brief

What is this about?

What did the court decide?

The New India Assurance Co. Ltd. v. Smt Rajvati and Ors.

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Parties & counsel

Coram

Case details

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