Partly allowed

United India Insurance Co. Ltd. v. Mohammad Ansar and Ors.

Rajasthan HC18 Oct 2024CMA/5089/2017

Case brief

AI extract

What is this about?

Single judge of Rajasthan High Court quashed five civil appeals by United India Insurance Company for exceeding approved motor insurance settlement amounts. The court allowed the appellants to recover interest differences between original and increased claims.

What did the court decide?

Settlement amounts of five connected civil appeals remanded for interest recovery based on original valuation excluding increases.

United India Insurance Co. Ltd. Vs Mohammad Ansar and… — Consumer Protection | Rajasthan HC (2024)

¶1

[2024:RJ-JP:43619]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶3

S.B. Civil Miscellaneous Appeal No. 5091/2017

¶4

United India Insurance Company Ltd., Branch Office, Sausa, Having Its, Tp Clams Hub, 93, Sapphire Centre, Opp. Esi Hospital, Ajmer Road, Jaipur 302006 Through Its Constituted Attorney

¶5

----Appellant

¶6

Versus

¶7

Kumari Nargis Naj D/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass, Jaipur Raj.

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Mohammad Ajhar S/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass, Jaipur Raj.

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Kumari Gulnaj D/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass, Jaipur Raj.

¶10

Mohammad Afjal S/o Late Shri Attek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass, Jaipur Raj.

¶11

Kumari Shagusta D/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass, Jaipur Raj.

¶12

Mubarak Singh S/o Shri Akbar Shah, R/o Mohalla, Rajban Tonk, District Tonk Raj. Driver Of Truck No. Rj-14-2G-5582

¶13

Mohammad Shakeel S/o Shri Mohammad Jameel, R/o Masjid Shogran, Ward No.8, Pahadiya, Tonk, District Tonk Raj. Owner Of Truck No. Rj-14-2G-5582

¶14

----Respondents

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Connected With

¶16

S.B. Civil Miscellaneous Appeal No. 5088/2017

¶17

United India Insurance Company Ltd., Branch Office, Dausa, Having Its Tp Clams Hub, 93, Sapphire Centre, Opp. Esi Hospital Ajmer Road, Jaipur 302006 Through Its Constituted Attorney.

----Appellant

[CMA-5091/2017]

[2024:RJ-JP:43619]

(2 of 23)

Versus

Mohammad Afjal S/o Late Shri Mohammad Ateek, R/o 562, Azad Nagar, Jawahar Nagar Byepass Jaipur Raj.

¶24

Mubarak Singh S/o Shri Akbar Shah, R/o Mohalla, Rajban Tonk, District Tonk Raj. Driver Of Truck No. Rj-14-2G-5582

¶25

Mohammad Shakeel S/o Shri Mohammad Jameel, R/o Masjid Shogran, Ward No.8, Pahadiya, Tonk, District Tonk Raj. Owner Of Truck No. Rj-14-2G-5582

¶26

----Respondents

¶27

S.B. Civil Miscellaneous Appeal No. 5089/2017 United India Insurance Company Ltd. Branch Office, Dausa, Having Its Tp Clams Hub, 93, Sapphire Centre, Opp. Esi Hospital Ajmer Road, Jaipur 302006 Through Its Constituted Attorney.

¶28

----Appellant

¶29

Versus

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Mohammad Ansar S/o Late Shri Mohammad Shafik, R/o 1-A-558 Jawahar Nagar, Kacchi Basti, Jawahar Nagar Byepass Road, Jaipur Raj.

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Mubarak Singh S/o Shri Akbar Shah, R/o Mohalla, Rajban Tonk, District Tonk Raj. Driver Of Truck No. Rj-14-2G-5582

¶32

Mohammad Shakeel S/o Shri Mohammad Jameel, R/o Masjid Shogran, Ward No.8, Pahadiya, Tonk, District

¶33

----Respondents

¶34

S.B. Civil Miscellaneous Appeal No. 5090/2017

¶35

United India Insurance Company Ltd., Branch Office, Dausa, Having Its Tp Clams Hub, 93, Sapphire Centre, Opp. Esi Hospital Ajmer Road, Jaipur 302006 Through Its Constituted Attorney.

¶36

----Appellant

¶37

Versus

¶38

Mohammad Azhar S/o Late Shri Mohammad Ateek, R/o 562, Azad Nagar, Jawahar Nagar

(3 of 23)

[2024:RJ-JP:43619]

[CMA-5091/2017]

Byepass Jaipur Raj.

Mubarak Singh S/o Shri Abkar Shah, R/o Mohalla Rajban Tonk, District Tonk Raj. Driver Of Truck No. Rj-14-2G-5582

¶44

Mohammad Shakeel S/ O Shri Mohammad Jameel, R/o Masjid Shogran, Ward No. 8, Pahadiya, Tonk, District Tonk Raj. Owner Of Truck No. Rj-14-2G-5582

¶45

----Respondents

¶46

S.B. Civil Miscellaneous Appeal No. 5092/2017

¶47

United India Insurance Company Ltd., Branch Office Dausa, Having Its, Tp Clams Hub, 93, Sapphire Centre, Opp. Esi Hospital Ajmer Raod, Jaipur 302006 Through Its Constituted Attoreny.

¶48

----Appellant

¶49

Versus

¶50

Kumari Nargis Naj D/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass Jaipur Raj.

¶51

Mohammad Ajhar S/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass Jaipur Raj.

¶52

Kumari Gulnaj D/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass Jaipur Raj.

¶53

Mohammad Afjal S/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass Jaipur Raj.

¶54

Kumari Shagusta D/o Late Shri Ateek Mohammad, R/o 562, Azad Nagar, Jawahar Nagar Byepass Jaipur Raj.

¶55

Mubarak Singh S/o Shri Akbar Shah, R/o Mohalla, Rajban Tonk, District Tonk Raj. Driver Of Truck No. Rj-14-2G-5582

¶56

Mohammad Shakeel S/o Shri Mohammad Jameel, R/o Masjid Shogran, Ward No. 8, Pahadiya, Tonk, District Tonk Raj. Owner Of Truck No. Rj-14-2G-5582

----Respondents

[2024:RJ-JP:43619]

[CMA-5091/2017]

(4 of 23)

S.B. Civil Miscellaneous Appeal No. 5470/2017

¶62

1 Kumari Nargis Naj D/o Late Shri Ateek Mohammad, age-27 years, R/o 562, Azad Nagar, Jawahar Nagar Byepass, Jaipur Raj.

¶63

Mohd. Azhar S/o Late Shri Atik Mohd., Aged About 25 Years, R/o 562, Azad Nagar, Jawahar Nagar, Bypass, Jaipur, Rajasthan.

¶64

Kumari Gulnaz D/o Late Shri Atik Mohd., Aged About 22 Years, R/o 562, Azad Nagar, Jawahar Nagar, Bypass, Jaipur, Rajasthan.

¶65

Mohd. Afjal S/o Late Shri Atik Mohd., Aged About 21 Years, R/o 562, Azad Nagar, Jawahar Nagar, Bypass, Jaipur, Rajasthan.

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5 Kumari Sagufta D/o Late Shri Atik Mohd., Aged About 19 Years, R/o 562, Azad Nagar, Jawahar Nagar, Bypass, Jaipur, Rajasthan.

¶67

----Appellants

¶68

Versus

¶69

1 Mubarak Singh S/o Akbar Shah, R/o Mohalla Rajban, Tonk, Distt. Tonk, Rajasthan Driver

¶70

Mohd. Shakeel S/o Shri Mohd. Jameel, R/o Maszid Sogran, Ward No.8, Pahadiya Tonk, Distt. Tonk, Raj. Truck Owner

¶71

United India Insurance Co. Ltd. Through Regional Manager, Regional Office, Sahara Chambers, Tonk Road, Jaipur, Raj. Insurer

¶72

----Respondents

¶73

S.B. Civil Miscellaneous Appeal No. 5484/2017 Mohd. Ajhar S/o Late Shri Mohd. Ateek R/o 562, Azad Nagar, Jawahar Nagar, Jawahar Nagar Bypass, Jaipur, Raj.

¶74

----Appellant

¶75

Versus

¶76

Mubarak Singh S/o Akbar Shah, R/o Mohalla Rajban, Tonk, Distt. Tonk, Rajasthan Driver

¶77

Mohd. Shakeel S/o Shri Mohd. Jameel, R/o Maszid Sogran, Ward No.8, Pahadiya Tonk, Distt. Tonk, Raj. Truck Owner

[CMA-5091/2017]

[2024:RJ-JP:43619]

(5 of 23)

United India Insurance Co. Ltd. Through Regional Manager, Regional Office, Sahara Chambers, Tonk Road, Jaipur, Raj. Insurer

¶82

----Respondents

¶83

S.B. Civil Miscellaneous Appeal No. 5502/2017

¶84

Kumari Nargis Naz D/o Late Shri Atik Mohd., R/o 562, Azad Nagar, Jawahar Nagar, Bypass Jaipur, Rajasthan.

¶85

Mohd. Azhar S/o Late Shri Atik Mohd. R/o 562, Azad Nagar, Jawahar Nagar, Bypass Jaipur, Rajasthan.

¶86

Kumari Gulnaz D/o Late Shri Natif Mohd., R/o 562, Azad Nagar, Jawahar Nagar, Bypass Jaipur, Rajasthan.

¶87

Mohd. Afjal S/o Late Shri Natif Mohd. R/o 562, Azad Nagar, Jawahar Nagar, Bypass Jaipur, Rajasthan.

¶88

Kumari Sagufa D/o Late Shri Natif Mohd. R/o 562, Azad Nagar, Jawahar Nagar, Bypass Jaipur, Rajasthan.

¶89

----Appellants

¶90

Versus

¶91

Mubarak Singh S/o Akbar Shah, R/o Mohalla Rajban, Tonk, Distt. Tonk Rajasthan Driver

¶92

Mohd. Shakeel S/o Shri Mohd. Jameel, R/o Maszid Sogran, Ward No.8, Pahadiya Tonk, Distt Tonk, Rajasthan Truck Owner

¶93

United India Insurance Company Limited, Through Regional Manager, Regional Office, Sahara Chambers, Tonk Road, Jaipur Raj. Insurer

¶94

----Respondents

¶95

S.B. Civil Miscellaneous Appeal No. 5512/2017

¶96

Mohd. Afjal S/o Late Shri Mohd. Atik, R/o 562, Ajad Nagar, Jawahar Nagar Bypass, Jaipur, Rajasthan.

¶97

----Appellant

¶98

Versus

¶99

Mubarak Singh S/o Akbar Shah, R/o Mohalla Rajban, Tonk, Distt. Tonk, Rajasthan Driver

¶100

(6 of 23) [CMA-5091/2017]

¶101

[2024:RJ-JP:43619]

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Mohd. Shakeel S/o Shri Mohd. Jameel, R/o Maszid Sogran, Ward No. 8, Pahadiya Tonk, Distt. Tonk, Rajasthan. Truck Owner

¶103

United India Insurance Company Limited, Through Regional Manager, Regional Office, Sahara Chambers, Tonk Road, Jaipur, Raj. Insurer

¶104

----Respondents

¶105

For Appellant(s)	: Mr. Virendra Agrawal, Adv.
	Mr. Prakhar Agrawal, Adv.
	Ms. Anjali Assat, Adv.
For	: Mr. Ram Singh Rathore, Adv.
Respondent(s)

¶106

HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order

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18/10/2024

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fu.kZ; jfo cuke cnzh ukjk;.k 2011 ¼2½ ,lhts 911 ds ekeys esa ;g vfHkfu/kkZfjr fd;k gS fd izR;sd ekeys esa izFke lwpuk fjiksVZ foyEc ls ntZ gksuk ?kkrd ugha gSA

¶140

fo}ku vf/koDrk chek daiuh dh vksj ls ;g rdZ fn;k x;k gS fd iqfyl }kjk bl ekeys esa fu"i{k vuqla/kku ugha fd;k x;k gSA ckn vuqla/kku ekeys esa fnukad 30-09-2012 dks gh vkjksi i= izLrqr dj fn;k x;k] tcfd Vªd dks dfFkr :i ls 19@12 dks tCr fd;k x;k gS rFkk /kkjk 134 eksVj okgu vf/kfu;e dk uksfVl Hkh 19&12 dks fn;k x;k gSA mijksDr rF; dh rjQ /;ku vkd`"V djrs gq;s fuosnu fd;k fd flrEcj&2012 esa gh vkjksi i= izLrqr dj fn;k x;k Fkk rks fnlEcj&2012 esa mijksDr dk;Zokgh iw.kZr% vLokHkkfod vkSj vlaHko gSA

¶141

blds foijhr fo}ku vf/koDrk nkosnkjku dk fuosnu gS fd izn'kZ&6 QnZ tCrh rFkk izn'kZ&9 uksfVl esa rkjh[k 19&12 ugha gksdj rkjh[k dk mYys[k ugha gS] vfirq rkjh[k dk [kkyh LFkku NksM+rs gq, ekg o o"kZ dk mYys[k fd;k x;k gSA QnZ tCrh izn'kZ&6 ds 'kh"kZd esa tCrh dh fnukad 02-09-2012 fy[kh xbZ gS] gLrk{kjksa ds uhps fnukad dk LFkku [kkyh NksM+dj @9@12 fy[kk x;k gS rFkk ;gh fLFkfr izn'kZ&9 esa gSA mijksDr nksuksa gh nLrkostksa esa iqfyldehZ }kjk laHkor% fnukad ugha fy[kh xbZ] ysfdu fnukad 30-09-2012 dks vkjksi i= izLrqfr ds le; mijksDr nksuksa nLrkost vkjksi i= dk Hkkx cuk;s x;s gSa] vr% fnukad 30-09-2012 dks mDr nksuksa nLrkost tc U;k;ky; esa izLrqr gks pqds Fks rks ;g ugha ekuk tk ldrk

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fd ;s nLrkost 19 fnlEcj] 2012 dks vFkkZr vkjksi i= izLrqfr ds mijkar rS;kj fd;s x;s gksa] esa fo}ku vf/koDrk chek daiuh ds rdksZa esa dksbZ lkj ugha ikrk gwaA

¶146

vkjksfir okgu ds Lokeh }kjk izn'kZ&8 uksfVl varxZr /kkjk 133 eksVj okgu vf/kfu;e esa nq?kZVuk ds le; pkyd eqckjd 'kkg dk gksuk rFkk nq?kZVuk gksus dk dFku fd;k gSA blh izdkj eqckjd 'kkg us izn'kZ&9 uksfVl varxZr /kkjk 134 eksVj okgu vf/kfu;e ds izR;qRrj esa nq?kZVuk ds le; Lo;a dk pkyd gksuk vkSj nq?kZVuk gksuk Lohdkj fd;k gSA iqfyl }kjk foLr`r vuqla/kku ds mijkar vkjksfir okgu dk nq?kZVuk esa fyIr gksuk ekurs gq, mlds pkyd ds fo:) nkf.Md U;k;ky; esa vkjksi i= izLrqr fd;k gS] ;g ifjfLFkfr;ka rFkk nksuksa vkgrx.k dh ekSf[kd lk{; o vU; lkexzh ds vk/kkj ij vkjksfir okgu dk nq?kZVuk esa fyIr gksuk vkSj mlds pkyd dh ykijokgh ls nq?kZVuk ?kfVr gksuk izekf.kr gSA blh vk'k; dk fu"d"kZ vf/kdj.k dk jgk gSA vf/kdj.k }kjk fook|d la[;k&1 nkosnkjku ds i{k esa chek daiuh ds fo:) fu.khZr fd;k gS] tks iw.kZr% rF;ksa o fof/k ds vuq:i gS ftlesa gLr{ksi fd;s tkus dh dksbZ laHkkouk ugha gSA bl izdkj fook|d la[;k&1 ij fn;s x;s fu"d"kZ dh iqf"V dh tkrh gSA

¶147

tgka rd izfrdj dh ek=k dk iz'u gS] vihykFkhZ chek daiuh }kjk vokWMZ jkf'k dks vR;f/kd o vuqfpr crk;k gS tcfd nkosnkjku ds fo}ku vf/koDrk dks bl jkf'k dks vi;kZIr gksuk crk;k gSA izR;sd nkosnkjku dh vihy dk bl fcanq ij vyx&vyx foospu fd;k tk jgk gSA

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,lch lh,e, uacj 5091@2017

¶152

;wukbZVsM bf.M;k ba';ksjsal daiuh cuke dq0 ujfxl ukt oxS-

¶153

,lch lh,e, uacj 5470@2017

¶154

dqekjh ujfxl cuke eqckjd flag o vU;%&

¶155

mijksDr nksuksa vihysa fo}ku vf/kdj.k ds le{k izLrqr Dyse ;kfpdk 2301@2012 nkosnkj ujfxl dh ekrk ubZek dh eR;q ls lacaf/kr gSA orZeku ekeys esa Jherh ubZek dh vk;q vf/kdj.k }kjk 46&50 o"kZ ds e/; ekuh gSA erdk ds laca/k ;g lk{; izLrqr dh xbZ gS fd og xqMyd ifCyd Ldwy] 'kfDruxj] vkekx<+ esa ds;jVsdj dh ukSdjh dj jgh Fkh rFkk xfg.kh dk Hkh dk;Z djrh Fkh rFkk muls Øe'k% 4000@& o 3000@& vFkkZr dqy 7000@& :i;s ekfld vk; dek jgh FkhA mijksDr ukSdjh ds laca/k esa gktjh jftLVj Hkh izLrqr fd;k gSA laiw.kZ ifjfLFkfr;ksa dks ns[krs gq, fo}ku vf/kdj.k }kjk erdk dh ekfld vk; 5000@&:i;s ekfld ekuh gS] tks iw.kZr% mfpr gSA

¶156

erdk ij dqy pkj O;fDr vkfJr jgs gSa] vr% ,slh fLFkfr esa erdk ds thfor jgus ij Lo;a ds O;fDrxr thou fuokZg [kpsZ ds :i esa 1@4 jkf'k dVkSrh dh tkuh Fkh] tcfd vf/kdj.k }kjk 1@3 fgLlk jkf'k dVkSrh dh xbZ gS] tks mfpr ugha gSA Hkfo"; esa vk; of) dk ykHk Hkh ugha fn;k x;k gS] tcfd ekuuh; loksZPp U;k;ky; }kjk us'kuy ba';ksjsal dEiuh fyfeVsM cuke iz.k; lsBh o vU; ¼2017½ 16 ,l-lh-lh- 680 esa izfrikfnr fl)kUrksa ds vuqlkj erdk dh vk;q ds vk/kkj ij

[CMA-5091/2017]

[2024:RJ-JP:43619]

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Hkfo"; esa vk; o`f) dk ykHk 25 izfr'kr dh nj ls fnyk;k tkuk mfpr gSA

¶161

mijksDrkuqlkj izfrdj jkf'k dh x.kuk dh tkos rks vk; dh gkfu 5000x12x13x3@4= 5]85]000@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 25 izfr'kr jkf'k 1]46]250@& :i;s tksMs tkus ;g jkf'k 7]31]250@& :i;s curh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa 5]20]000@& :i;s fnyk;s x;s gSa] bl izdkj vk; dh gkfu ds en esa vihykFkhZx.k 2]11]250@& :i;s vfrfjDr izkIr djus ds vf/kdkjh gSaA

¶162

tgka rd ijEijkxr 'kh"kZd dh gkfu dk iz'u gS] ekuuh; loksZPp U;k;ky; ds U;kf;d n"Vkar Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa izfrikfnr fl)kar ds vuqlkj erdk ij vkfJr izR;sd nkosnkj vFkkZr ikapksa gh 40&40 gtkj #i;s vFkkZr dqy 2]00]000@& #i;s rFkk vafre laLdkj o laink dh gkfu ds en esa 15&15 gtkj :i;s feykdj dqy 2]30]000@& :i;s izfrdj izkIr djus ds vf/kdkjh gS] tcfd vf/kdj.k }kjk ek= 1]35]000@& #i;s izfrdj jkf'k dk fu/kkZj.k bl en esa fd;k x;k gS] vr% 95]000@& #i;s bl en esa c<+ksrjh gksus ;ksX; gSA

¶163

mijksDr foospukuqlkj tks v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr [email protected] 3]06]250@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSaA

¶164

[2024:RJ-JP:43619]

¶165

(16 of 23) [CMA-5091/2017]

¶166

bl izdkj nkosnkjku dh vksj ls izLrqr vihy vkaf'kd :i ls Lohdkj gksus rFkk chek daiuh dh vksj ls izLrqr vihy [kkfjt gksus ;ksX; gSA

¶167

,lch lh,e, uacj 5088@2017

¶168

,lch lh,e, uacj 5512@2017

¶169

eks0 vQty cuke eqckjd flag o vU;%&

¶170

mijksDr nksuksa vihysa fo}ku vf/kdj.k ds le{k izLrqr

¶171

Dyse ;kfpdk 2299@2012 nkosnkj@vkgr vQty ls lacaf/kr

¶172

gS] ftlds ek/;e ls vf/kdj.k }kjk fuEukuqlkj

¶173

1]73]000@&:i;s dk izfrdj fnyk;k gSA

¶174

Øe	en	jkf'k
1	pksVksa ds dkj.k nnZ] vlqfo/kk] nq[k] fujk'kk o ekufld larki gsrq	60]000@&
2	pksVksa ds dkj.k nSfud dk;ksZa esa gksus okyh ijs'kkuh ds en esa	25]000@&
3	vLirky esa HkrhZ jgus o ikSf"Vd vkgkj gsrq	3]000@&
4	bZykt [kpZ ds en esa	80]000@&
5	vLirky ifjogu gsrq	5]000@&
	dqy {kfriwfrZ	1]73]000@&

¶175

fo}ku vf/koDrk nkosnkj dk fuosnu gS fd izn'kZ&67 LFkk;h fu%'kDrrk izek.k i= vkgr ds 21-54 izfr'kr LFkk;h fu%'kDrrk dkfjr gqbZ gS] ysfdu vk; gkfu ds en esa dksbZ izfrdj jkf'k ugha fnykbZ xbZ gS] tcfd fo}ku vf/koDrk chek daiuh }kjk mijksDr rdksZa dk fojks/k fd;kA

¶176

LFkk;h fu%'kDrrk izek.k i= ds vuqlkj vkgr ds 21-54 izfr'kr LFkk;h fu%'kDrrk dkfjr gksuk izdV gqvk gS] ijarq ;g

¶177

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¶178

[2024:RJ-JP:43619]

¶179

vax fo'ks"k ds izfr gSA laiw.kZ 'kjhj dh dk;Z {kerk o vk; vtZu ds n`f"Vdks.k ls ;g LFkk;h fu%'kDrrk 10 izfr'kr ekuk tkuk mfpr gSA nq?kZVuk ds le; vdq'ky etnwj dh U;wure etnwjh nj 147@&:i;s izfrfnu Fkh] vkgr ds vk;qoxZ dks ns[krs gq, 18 dk xq.kd yxk;k tkuk mfpr gSA rnuqlkj vk; gkfu dh x.kuk dh tkos rks ;g jkf'k 147x30x12x18x10izfr'kr= 95]256@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 40 izfr'kr jkf'k 38]102@& :i;s tksMs tkus ;g jkf'k 1]33]358@& :i;s curh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa dksbZ jkf'k ugha fnykbZ gS] bl izdkj vk; dh gkfu ds en esa nkosnkj 1]33]358@& :i;s vfrfjDr izkIr djus dk vf/kdkjh gSaA 'ks"k enksa esa fnykbZ xbZ izfrdj jkf'k i;kZIr gS] ftlesa gLr{ksi fd;s tkus dh dksbZ laHkkouk ugha gSA

¶180

bl izdkj nkosnkj dh vksj ls izLrqr vihy vkaf'kd :i ls Lohdkj gksus rFkk chek daiuh dh vksj ls izLrqr vihy [kkfjt gksus ;ksX; gSA

¶181

,lch lh,e, uacj 5089@2017

¶182

;wukbZVsM bf.M;k ba';ksjsal daiuh cuke eks0 valkj

¶183

;g vihy vkgr eksgEen valkj }kjk okgu nq?kZVuk esa ?kk;y gksus ij vf/kdj.k }kjk izLrqr Dyse ;kfpdk la[;k 2302@2012 ds laca/k esa chek daiuh }kjk izLrqr dh xbZ gSA vkgr eksgEen valkj dh vksj Hkh ,d vihy jkf'k esa c<+ksrjh gsrq izLrqr dh xbZ Fkh] fdarq fnukad 19-12-2023 dks mDr vihy

¶184

(18 of 23) [CMA-5091/2017]

¶185

[2024:RJ-JP:43619]

¶186

[kkfjt gksuk nksuksa i{k Lohdkj djrs gSaA chek daiuh }kjk vkjksfir okgu dks nq?kZVuk esa fyIr ugha gksuk crkdj vihyk/khu fu.kZ; dks pqukSrh nh xbZ gS] ijarq fook|d la[;k&1 ds fu.kZ;kuqlkj chek daiuh dk ;g rdZ Lohdkj ;ksX; ugha gSA vkgr eksgEen valkj dks vf/kdj.k }kjk 7]70]000@&:i;s izfrdj jkf'k dk vokWMZ fuEukuqlkj ikfjr fd;k gS&

¶187

Øe	en	jkf'k
1	pksVksa ds dkj.k nnZ] vlqfo/kk] nq[k] fujk'kk o ekufld larki gsrq	80]000@&
2	pksVksa ds dkj.k nSfud dk;ksZa esa gksus okyh ijs'kkuh ds en esa	40]000@&
3	vLirky esa HkrhZ jgus o ikSf"Vd vkgkj gsrq	8]000@&
4	bZykt [kpZ ds en esa	6]37]000@&
5	vLirky ifjogu gsrq	5]000@&
	dqy {kfriwfrZ	7]70]000@&

¶188

chek daiuh }kjk mDr izfrdj jkf'k dks vR;f/kd crk;k gS ysfdu bZykt esa gh 6]37]000@&:i;s dh jkf'k vkgr ds [kpZ gqbZ gS] ftlds laca/k esa nLrkosth lk{; Hkh vfHkys[k ij miyC/k gSA vkgr 16 fnu vLirky esa HkrhZ jgk gS] mlds xaHkhj o lk/kkj.k pksVsa dkfjr gqbZ gSa] vr% ,slh fLFkfr esa fo}ku vf/kdj.k }kjk tks izfrdj jkf'k fnykbZ gS] og iw.kZr% mfpr gS ftls vR;f/kd o vuqfpr ugha dgk tk ldrkA

¶189

bl izdkj chek daiuh dh vksj ls vkgr valkj ds laca/k esa izLrqr vihy [kkfjt gksus ;ksX; gSA

¶190

,lch lh,e, uacj 5090@2017

¶191

;wukbZVsM bf.M;k ba';ksjsal daiuh cuke eks0 vtgj

¶192

,lch lh,e, uacj 5484@2017

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[CMA-5091/2017]

(19 of 23)

eks0 vtgj cuke eqckfjd flag o vU; %&

¶197

mijksDr nksuksa vihysa fo}ku vf/kdj.k ds le{k izLrqr Dyse ;kfpdk 2303@2012 nkosnkj@vkgr vtgj ds nq?kZVuk esa pksfVy gksus ls lacaf/kr gS] ftlds ek/;e ls vkgr dks vf/kdj.k }kjk fuEukuqlkj 1]38]000@&:i;s dk izfrdj fnyk;k gSA

¶198

Øe	en	jkf'k
1	pksVksa ds dkj.k nnZ] vlqfo/kk] nq[k] fujk'kk o ekufld larki gsrq	50]000@&
2	pksVksa ds dkj.k nSfud dk;ksZa esa gksus okyh ijs'kkuh ds en esa	25]000@&
3	vLirky esa HkrhZ jgus o ikSf"Vd vkgkj gsrq	5]000@&
4	bZykt [kpZ ds en esa	53]000@&
5	vLirky ifjogu gsrq	5]000@&
	dqy {kfriwfrZ	1]38]000@&

¶199

nLrkosth lk{; ls nq?kZVuk ds le; vkgr dh vk;q 20 o"kZ gksuk izdV gqvk gS] LFkk;h fu%'kDrrk izek.k i= izn'kZ&248 ds vuqlkj vkgr ds 18-36 izfr'kr LFkk;h fu%'kDrrk dkfjr gqbZ gS] vkgr eksgEen vtgj xokg ,MCY;w&2 ds :i esa ijhf{kr gqvk gS] ftldk dFku jgk gS fd og xqMyd ifCyd Ldwy esa dEI;wVj i<+krk Fkk] ysfdu vkxs dFku fd;k gS fd mlds ikl dEI;wVj laca/kh dksbZ fMxzh ugha gS vkSj tkfgj fd;k gS fd vkj,llhvkbZVh dk izek.k i= mlds ikl gS] ysfdu is'k ugha fd;kA mijksDrkuqlkj vkgr dEI;wVj Kku esa n{k gks rFkk v/;kid ds :i esa dk;Z dj jgk gks] ;g rF; izekf.kr ugha gks ldk gS vkSj bl ckcr dksbZ nLrkosth lk{; Hkh izLrqr ugha dh xbZ gSA

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vkgr ds LFkk;h fu%'kDrrk izek.k i= izn'kZ&248 ds vuqlkj vkgr ds 18-36 izfr'kr LFkk;h fu%'kDrrk vax fo'ks"k ds izfr gS] ftls laiw.kZ 'kjhj dh dk;Z {kerk o vk; vtZu ds n`f"Vdks.k ls 8 izfr'kr ekuk tkuk mfpr gSA pwafd vkgr dh dksbZ izekf.kr vk; ugha jgh gS] vr% nq?kZVuk ds le; vdq'ky etnwj dh U;wure etnwjh nj 147@&:i;s izfrfnu ds vuqlkj vk; gkfu dh x.kuk dh tkos rks ;g jkf'k 147x30x12x18x8izfr'kr= 76]204@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 40 izfr'kr jkf'k 30]481@& :i;s tksMs tkus ;g jkf'k 1]06]685@& :i;s curh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa dksbZ jkf'k ugha fnykbZ gS] bl izdkj vk; dh gkfu ds en esa nkosnkj 1]06]685@& :i;s vfrfjDr izkIr djus dk vf/kdkjh gSaA 'ks"k enksa esa fnykbZ xbZ izfrdj jkf'k i;kZIr gS] ftlesa gLr{ksi fd;s tkus dh dksbZ laHkkouk ugha gSA

¶204

bl izdkj nkosnkj dh vksj ls izLrqr vihy vkaf'kd :i ls Lohdkj gksus rFkk chek daiuh dh vksj ls izLrqr vihy [kkfjt gksus ;ksX; gSA

¶205

,lch lh,e, uacj 5092@2017

¶206

;wukbZVsM bf.M;k ba';ksjsal daiuh cuke dq0 ujfxl ukt oxS-

¶207

,lch lh,e, uacj 5502@2017

¶208

dqekjh ujfxl cuke eqckfjd flag oxS0%&

¶209

mijksDr nksuksa vihysa fo}ku vf/kdj.k ds le{k izLrqr Dyse ;kfpdk 2300@2012 nkosnkj ujfxl ds firk vrhd eksgEen dh e`R;q ls lacaf/kr gSaA vf/kdj.k }kjk nkosnkjku dh

¶210

[2024:RJ-JP:43619]

¶211

(21 of 23) [CMA-5091/2017]

¶212

Dyse ;kfpdk Lohdkj djrs gq, 13]51]800@& :i;s dk vokMZ ikfjr fd;k gSA

¶213

iksLVekVZe fjiksVZ izn'kZ&12 ds vuqlkj erd vrhd eksgEen dh vk;q vf/kdj.k }kjk 50 o"kZ izekf.kr ekuh gSA erd ds laca/k ;g lk{; izLrqr dh xbZ gS fd og xqMyd ifCyd Ldwy esa fizafliy rFkk O;oLFkkid ds :i esa dk;Zjr Fkk rFkk bl laca/k esa gkftjh jftLVj izn'kZ 27, ls 37,] osru izek.k i= izn'kZ 38, ls 45,] gkftjh jftLVj izn'kZ 49, ls 59, izLrqr fd;s gSaA e`rd dh vk; 10]000@& :i;s ekfld crk;h x;h gS] ysfdu vf/kdj.k }kjk cSad LVsVesaV] vk;dj fjVuZ ds vHkko eas mldh ekfld vk; 8]000@& :i;s izfrekg ekuh gS rFkk mlh vuqlkj vk; dh gkfu dh x.kuk dh x;h gSA

¶214

fo}ku vf/koDrk chek dEiuh dk fuosnu gS fd erd jktdh; lsok vFkok LFkk;h fu;kstu esa ugha Fkk] vr% ,slh fLFkfr esa Hkfo"; esa vk; of) dk ykBk 25 izfr'kr tksMk tkuk pkfg, Fkk] fdUrq fo}ku vf/kdj.k }kjk 30 izfr'kr ds vuqlkj Hkfo"; esa vk; o`f) dk ykHk fn;k x;k gSA

¶215

fo}ku vf/koDrk chek dEiuh dh ;g vkifRr fof/k&lEer gS] rnuqlkj e`rd dh vk;q o vkfJrksa dh la[;k dks ns[krs gq, izfrdj jkf'k dh x.kuk dh tkos rks vk; dh gkfu 96]000x13x3@4= 9]36]000@& #i;s gksrh gS ftl ij Hkfo"; dh izR;k'kk ds en esa 25 izfr'kr jkf'k 2]34]000@& :i;s tksMs tkus ;g jkf'k 11]70]000@& :i;s curh gS] tcfd fo}ku vf/kdj.k }kjk bl en esa 12]16]800@& :i;s fnyk;s x;s gSa] bl izdkj vk; dh gkfu ds en esa vf/kdj.k }kjk

¶216

[2024:RJ-JP:43619]

¶217

(22 of 23) [CMA-5091/2017]

¶218

46]800@& :i;s vf/kd fnyk;h gS tks de fd;s tkus ;ksX; gSA

¶219

¶220

mijksDr foospukuqlkj jkf'k laxf.kr o lek;ksftr fd;s tkus ij v/khuLFk vf/kdj.k }kjk tks vokMZ ikfjr fd;k x;k gS] mlds vfrfjDr [email protected] 48]200@&:i;s i`Fkd ls izkIr djus ds vf/kdkjh gSaA

¶221

bl izdkj nkosnkjku dh vksj ls izLrqr vihy vkaf'kd :i ls Lohdkj gksus rFkk chek daiuh dh vksj ls izLrqr vihy [kkfjt gksus ;ksX; gSA

¶222

bl izdkj lEiw.kZ foospukuqlkj chek dEiuh dh vksj ls izLrqr ikapks vihy dze'k% 5091@2017] 5088@2017] 5089@2017] 5090@2017 rFkk 5092@2017 [kkfjt dh tkrh gSaA

¶223

[2024:RJ-JP:43619]

¶224

(23 of 23) [CMA-5091/2017]

¶225

nkosnkjku dh vksj ls izLrqr fuEu pkjksa vihysa vkaf'kd :i ls Lohdkj djrs gq, fo}ku vf/kdj.k }kjk ikfjr vokMZ o fu.kZ; fnukafdr 06-07-2017 mikUrfjr djrs gq, vkns'k fn;k tkrk gS fd vihyk/khu vokMZ o fu.kZ; ds ek/;e ls nkosnkjku dks tks izfrdj jkf'k fnyk;h gS] mlds vfrfjDr nkosnkjku fuEukuqlkj v/khuLFk vf/kdj.k esa ;kfpdk lafLFkr fd;s tkus dh fnukad ls olwyh rd 7 izfr'kr lk/kkj.k okf"kZd C;kt dh nj ls jkf'k izkIr djus dk vf/kdkjh gksaxs&

¶226

dze	vihy la[;k	o muoku	fo}ku vf/kdj.k }kjk fnyk;h x;h izfrdj jkf'k ds vfrfjDr c<k;h x;h izfrdj jkf'k
1	5470@2017 flag o vU;	dq0 ujfxl cuke	eqckfjd 3]06]250@& :i;s
2	5512@2017 flag o vU;	eks0 vQty cuke	eqckfjd 1]33]358@& :i;s
3	5484@2017 flag o vU;	eks0 vtgj cuke	eqckfjd 1]06]685@& :i;s
4	5502@2017 flag o vU;	dq0 ujfxl cuke	eqckfjd 48]200@& :i;s

¶227

vk{ksfir vokMZ dh 'ks"k 'krsZa ;Fkkor jgsaxhA

¶228

v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks vkns'k dh izfr ds lkFk vfoyEc ykSVk;k tkosA

¶229

(UMA SHANKER VYAS),J

¶230

Mittal /500-08

United India Insurance Co. Ltd. v. Mohammad Ansar and Ors.

Case brief

What is this about?

What did the court decide?

United India Insurance Co. Ltd. v. Mohammad Ansar and Ors.

Case brief

What is this about?

What did the court decide?

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