The High Court Bench at Jaipur held that the insured owner and driver are not to be considered for payment of available fund under the policy as they were not acting as carriers or drivers in the relevant sense.
The judgment was allowed and the appellant was granted relief accordingly.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
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HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR
S.B. Civil Miscellaneous Appeal No. 4998/2017
Dhuda Ram S/o Gopalram B/c Jat, R/o Karoi Police Station Khandela Teh. Shrimadhopur Distt. Sikar Raj. Registered Owner Of Vehicle No. Rj 14 1C 2444
----Appellant
Versus
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Jhunjhunu Power Of Attorney Holder Owner Jeep No. Rj14 1C 2444
----Respondents
For Appellant(s) : Mr. Vikram Yadav, Adv. For : Mr. Sandeep Jain, Adv. Respondent(s)
HON'BLE MR. JUSTICE UMA SHANKER VYAS Judgment / Order
30/08/2024
vihykFkhZ okgu Lokeh dh vksj ls ;g vihy eksVj nq?kZVuk nkok vf/kdj.k lhdj ds }kjk eksVj nq?kZVuk okn izdj.k la[;k 284@2015 esa ikfjr fu.kZ; o vokMZ fnukad 19-06-2017 ls O;fFkr gksdj is'k dh gS] ftlds ek/;e ls vihykFkhZ] izR;FkhZ dze&2 rFkk 3 ds fo:) rFkk izR;FkhZ dze&1@1 yxk;r 1@6 ds i{k esa dqy 2]88]800@& :i;s izfrdj jkf'k dk vokMZ e; 7 izfr'kr C;kt lfgr fnyk;k x;k gSA
nkosnkjku] okgu pkyd vFkok okgu vf/kHkksxh dh vksj ls dksbZ vihy is'k ugha dh x;h gSA okgu Lokeh@vihykFkhZ ds fo}ku vf/koDrk dk fuosnu gS fd ;g okgu izR;FkhZ dze&3@fouksn dqekj dks fnukad 03-11-2009 dks fodz; vuqca/k ds ek/;e ls vUrfjr fd;k tk pqdk Fkk] iath;u foHkkx esa vUrj.k ugha gksus ek= ds vk/kkj ij
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vihykFkhZ dks nkf;Rok/khu ugha ekuk tk ldrkA mUgksaus vius rdksaZ ds leFkZu esa MkW0 Vh-oh-tks'k cuke pkdks ,-vkbZ-vkj2001¼,l-lh-½ 3939 izLrqr fd;kA
blds foijhr fo}ku vf/koDrk chek dEiuh dh vksj ls U;kf;d n"VkUr izLrqr djrs gq, fuosnu fd;k fd iathdr Lokeh izfrdj vnk;xh gsrq nkf;Rok/khu gSA pwafd bl izdj.k eas pkyd ds ikl oS/k pkyu vuqKfIr ugha Fkh] vr% ,slh fLFkfr esa chek ikWfylh dh 'krksaZ ds mYya?ku ds dkj.k chek dEiuh dks lEiw.kZ nkf;Ro ls eqDr fd;k x;k gS] vUr esa fo}ku vf/kdj.k ds fu.kZ; dks fof/k&lEer crkrs gq, vihy [kkfjt fd;s tkus dk fuosnu fd;kA
bl izdj.k esa ;g fooknjfgr fLFkfr gS fd fnukad 03-11-09 dks dfFkr fodz; vuqca/k dh vuqikyuk esa okgu izR;FkhZ la[;k&3@fouksn ds i{k esa vUrfjr ugha gqvk gS] nq?kZVuk fnukad 15-06-2010 dks gqbZ gS rFkk mlds i'pkr fnukad 12-07-2010 dks vihykFkhZ vFkkZr iathd`r okgu Lokeh }kjk fouksn ds i{k esa ,d vuqca/k eq[r;kjukek fu"ikfnr fd;k gS tks bl ckr dk ladsr gS fd fnukad 12-07-2010 dks Hkh vihykFkhZ gh bl okgu dk Lokeh vius vkidks eku jgk FkkA
izdj.k esa ;g Lohd`r fLFkfr gS fd nq?kZVuk ds le; vkjksfir okgu ij izR;FkhZ dze&2@ykypUn pkyd ds :i esa Fkk rFkk mldh ykijokgh ds dkj.k ;g nq?kZVuk ?kfVr gqbZ] bl ckcr~ i{kdkjksa ds e/; dksbZ fookn ugha gSA izR;FkhZ
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dze&2@ykypUn ds ikl oS/k pkyu vuqKfIr ugha Fkh rFkk ;g rF; Li"V :i ls chek ikWfylh dk mYya?ku FkkA
fo}ku vf/koDrk vihykFkhZ dh vksj ls izLrqr U;kf;d n"VkUr Vh-oh- tks'k cuke pkdks ¼mijksDr½ ds ekeys esa pkyd ds ikl oS/k pkyu vuqKfIr Fkh] ek= vuqKfIr dh ln~Hkkfodrk ds laca/k esa fookn Fkk] tcfd orZeku ekeys esa volj fn;s tkus ds ckotwn vihykFkhZ vFkok okgu pkyd dh vksj ls dksbZ pkyu vuqKfIr is'k ugha dh x;h gSA chek dEiuh ds fo}ku vf/koDrk }kjk izLrqr U;kf;d n"VkUr vksfj;aVy ba';ksjsal dEiuh fyfeVsM cuke ijekuUn 2015¼2½ vkj-,-vkj- 806¼jkt-½ 806 ds ekeys esa bl U;k;ky; dh led{k ihB }kjk ;g O;oLFkk izfrikfnr dh gS fd nq?kZVuk ds le; ;fn vkjksfir okgu pkyd ds ikl oS/k pkyu vuqKfIr ugha gS rks ,slh fLFkfr esa izfrdj ds fy, chek dEiuh dks nkf;Rok/khu ugha ekuk tk ldrkA ;gh O;oLFkk ekuuh; loksZPp U;k;ky; }kjk U;w bafM;k ,';ksjsal dEiuh fy0 cuke jks'ku csx 2009 vkj-,vkj- 139 ¼,l-lh-½ ds ekeys esa Hkh ikfjr dh x;h gSA
U;w bafM;k ,';ksjsal dEiuh cuke jks'ku csx ¼mijksDr½ ds ekeys esa Hkkjrh; lafo/kku ds vuqPNsn 142 ds rgr izdj.k fo'ks"k dh ifjfLFkfr;ksa dks ns[krs gq, vlk/kkj.k vf/kdkfjrk dk iz;ksx djrs gq, chek dEiuh ds fo:) ^^is ,.M fjdojh^^ dk vkns'k ikfjr fd;k gS] ijUrq ,slh vf/kdkfjrk bl U;k;ky; dks ugha gSA
U;kf;d n`"VkUr iq"ik mQZ yhyk cuke 'kdqUryk 2011 vkj-,-vkj- 65 ¼,l-lh-½ ds ekeys esa ekuuh; loksZPp
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U;k;ky; }kjk rFkk ykypUn xqIrk cuke jktLFkku jkT; 2011 vkj-,-vkj- 447 ¼jkt0½ ds ekeys eas bl U;k;ky; dh led{k ihB }kjk ;g vfHkfu/kkZfjr fd;k gS fd tgka fodz; vuqca/k dh vuqikyuk esa iath;u foHkkx esa okgu dk vUrj.k ugha gqvk gS rks ,slh fLFkfr esa iathd`r Lokeh Hkh izfrdj jkf'k vnk;xh gsrq nkf;Rok/khu gSA
bl izdkj mijksDr rF;ksa ds e/;utj j[krs gq, fo}ku vf/kdj.k }kjk iathdr okgu Lokeh] okgu vf/kHkksxh rFkk okgu pkyd vFkkZr rhuksa dks la;qDr o iFkd&i`Fkd :i ls izfrdj jkf'k ds laca/k esa nkf;Rok/khu ekuk gS ftlesa dksbZ rF;kRed vFkok fof/kd =qfV ugha gS] bl izdkj vihyk/khu fu.kZ; iq"V gksus rFkk ;g vihy [kkfjt gksus ;ksX; gSA
mijksDrkuqlkj izLrqr vihy [kkfjt dh tkrh gSA v/khuLFk vf/kdj.k dk vfHkys[k ;fn izkIr gks j[kk gS rks fu.kZ; dh izfr ds lkFk vfoyEc ykSVk;k tkosA
(UMA SHANKER VYAS),J
Mittal/574
3 issues framed by the court
Whether the insured vehicles (touchable and carrier) should be treated as excluded for consideration of premium commission due to lack of employment obligation of the driver.
Whether the exclusion of the owner and driver from consideration of available fund based on specific clauses of the policy is valid.
Whether the appellant's judgment is correct in holding that the owner and driver are not to be considered for commission as they were not agents of the vehicle owner.
6 provisions across 6 enactments
Dhuda Ram
Bidami Devi
Omprakash
Munna
Chotu
Sumitra
Uma Shanker Vyas
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
