Allowed

Smt.Bhanwari and Ors. v. Safi Mohammed and Ors.

Rajasthan HC9 Oct 2023CMA/997/2004

Case brief

AI extract

What is this about?

This High Court of Rajasthan allowed an appeal to enhance death benefit from Rs. 5,52,000 to Rs. 1,33,63,92 under a family liability settlement insurance policy. The court increased benefits for financial loss, consortium, and funeral expenses based on recent Supreme Court precedents, including National Insurance Company Ltd vs Pranay Sethi. Enhanced amount to be shared among respondents.

What did the court decide?

Death benefit enhanced to Rs. 1,33,63,92; enhanced amount shared among respondents.

Smt.Bhanwari and Ors. Vs Safi Mohammed… — Contract and Commercial Disputes | Rajasthan HC (2023)

¶1

[2023:RJ-JD:33753]

¶2

HIGH COURT OF JUDICATURE FOR RAJASTHAN AT JODHPUR

¶3

S.B. Civil Misc. Appeal No. 997/2004

¶4

Smt.Bhanwari W/o Late Shri Nathu Gode, Age-34 Years.

¶5

Kumari Annu D/o Late Shri Nathu Gode, Age-18 Years.

¶6

Sonu S/o Late Shri Nathu Gode, Age-13 Years.

¶7

Suraj S/o Late Shri Nathu Gode, Age-10 Years.

¶8

Smt. Shanti W/o Achal Das, Age-59 Years,

¶9

All B/c Jatiya R/o Behind Youth Hostel, Harijan Basti, Ratanada, Jodhpur, Rajasthan.

¶10

Appellant-Claimant No. 3 & 4 minor through their natural guardian and mother Smt. Bhanwari W/o Late Shri Nathu Gode, Appellant-Claimant No. 1.

¶11

----Appellant/Claimants

¶12

Versus

¶13

Safi Mohammed S/o Alladin Khan B/c Musalman, R/o Miyon Ro vado, P.S. Samdari, Distt.- Barmer.

¶14

At Present-Marwar Automobiles (Petrol Pump), UCO Bank Ke Samne, Chopasni Road, Jodhpur.

¶15

Kasam Khan S/o Muse Khan B/c Musalman R/o 510, Jakir Hussain Colony, Panchvi Road, Sardarpura, Jodhpur, Rajasthan.

¶16

Marwar Automobiles (Petrol Pump), UCO Bank Ke Samne, Chopasni Road, Jodhpur.

¶17

The New India Insurance Co. Ltd., Divisional Office, Abhay Chambers, Jalori Gate, Jodhpur.

¶18

----Respondent-non-petitioners

¶19

For Appellant(s)	: Mr.	Mudit Vaishnav
	Mr.	VinaySoni
For Respondent(s)	: Mr.	DK Bhootra

¶20

HON'BLE MR. JUSTICE YOGENDRA KUMAR PUROHIT

Judgment

(2 of 6)

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[CMA-997/2004]

Reserved On 06/ 10/2023 Pronounced On 09/10/2023

¶26

01vihykFkhZx.k dh vksj ls ;g vihy fo}ku v/khuLFk eksVj nq?kZVuk nkok vf/kdj.k] ¼izFke½] tks/kiqj] jktLFkku ds eksVj;ku nq?kZVuk nkok la[;k 237@2000 Jherh Hkaojh oxSjk cuke lQh eksgEen oxSjk esa ikfjr vk{ksfir fu.kZ; ,oa vokMZ fnukafdr 19-03-2004 ls O;fFkr gksdj {kfriwfrZ jkf'k vfHko`f) gsrq izLrqr dh xbZ gSA

¶27

02la{ksi esa ekeys ds rF; bl izdkj ls gSa fd fnukad 09-02-2000 dks erd ukFkq xksMs tSlyesj ls tks/kiqj vkus ds fy, cl la[;k vkj-ts- 19&ih&5741 esa lokj gksdj tks/kiqj vk jgk FkkA og cl ds nkbZa rjQ ihNs okyh lhV ij f[kM+dh ds ikl cSBk gqvk Fkk] cl dk pkyd vizkFkhZ la[;k 1 vR;ar rst xfr o ykijokgh ls pykrk gqvk lka; djhc 7%15 cts vj.kk QkaVk o ds: QkaVk ds chp tks/kiqj tSlyesj eq[; lM+d ij 12 ehy ds ikl tynk; foHkkx ds lkeus igqapk rks blh nkSjku lkeus ls viuh lgh fn'kk esa vk jgh feuh Vªd dks ,sDlVªhe jkSax lkbZM esa tkdj nkbZa rjQ ls fiNys fgLls ls tksjnkj VDdj ekjh] ftlls cl ds ck;h rjQ ihNs okyh lhV ij f[kM+dh ds ikl cSBs erd ukFkq xksMs ds flj esa xaHkhj pksVs vkbZ pksVksa ds dkj.k vLirky igqapus ls iwoZ gh mldh eR;q gks xbZA nq?kZVuk ?kfVr gksus ls eR;q gqbZ] bl vk/kkj ij ukFkq xksMs ds okfjlku dh vksj ls 30]67]000@& :i;s e; 18 izfr'kr C;kt dk vokWMZ fn, tkus gsrq ;kfpdk izLrqr dh xbZA

¶28

03v/khuLFk vf/kdj.k esa 4 fook|d dk;e fd, x, vkSj fu.kZ; o vokWMZ fnukad 19-03-2004 ds eqrkfcd 5]52]000@& :i;s izfrdj rFkk mDr jkf'k ij nkok vf/kdj.k esa izkFkZuk&i= izLrqr djus dh fnukad 01-05-2000 ls rkolwyh rd 9 izfr'kr okf"kZd nj ls C;kt fnyk, tkus vkSj varfje izfrdj jkf'k lek;ksftr fd, tkus dk fu.kZ; fn;k x;kA ftlls O;fFkr gksdj ;g vihy izLrqr dh xbZ gSA vihykFkhZ }kjk viuh vihy esa {kfriwfrZ jkf'k vi;kZIr gksuk crk;k vkSj ekfld vk; o Hkfo"; dh vk; o`f) dk lgh rjhds ls foospu ugha fd, tkus dk mYys[k fd;kA o dalksfVZ;e o love and affection dh jkf'k ugha fn, tkus ds laca/k esa vkifRr dh xbZA var esa {kfriwfrZ jkf'k eksfMQkbZ dj c<+k, tkus dk fuosnu fd;kA

¶29

04cgl vihy lquh xbZA

¶30

05nkSjkus cgl vihykFkhZ ds fo}ku vf/koDrk dh vksj ls ;g rdZ izLrqr fd;k x;k fd izn'kZ 10 ds eqrkfcd e`rd dh ekfld vk; 5110@& :i;s izfrekg Fkh] ftldks 12 ls xq.kk djus ij 61]320@& :i;s gksuk crkrs gq,] VSDlscy vk; 11]320@& :i;s vf/kd ls vf/kd gksuk crkrs gq, 1132 :i;s VSDl dh jkf'k de

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[CMA-997/2004]

(3 of 6)

dj] 60]188@& :i;s lkykuk jkf'k ds fglkc ls {kfriwfrZ jkf'k dk fu/kkZj.k djus dh izkFkZuk dh vkSj lkFk gh ;g Hkh rdZ izLrqr fd;k fd bl ekeys esa Hkfo"; dh vk; o`f) ds laca/k esa 50 izfr'kr jkf'k tksM+h tkdj 5 DysesaVl gksus ls 1@4 dVkSrh djrs gq, 16 dk xq.kd yxk;k tkdj {kfriwfrZ jkf'k dk fu/kkZj.k fd;k tkos vkSj lkFk gh vU; enksa esa dalksfVZ;e en esa izR;sd vihykFkhZ dks 40&40 gtkj :i;s fnyk, tkus ,oa Loss of estate Rs 15,000/-, funeral expenses Rs 15,000/ds :i esa dqy 30]000@& :i;s fnyk, tkus dh Hkh izkFkZuk dh vkSj bl jkf'k ij C;kt Hkh fnyk, tkus dk fuosnu fd;kA

¶35

06fo}ku vf/koDrk izR;FkhZ dh vksj ls bldk l[r fojks/k fd;k x;k vkSj ;g rdZ izLrqr fd;k fd tks {kfriwfrZ jkf'k v/khuLFk vf/kdj.k }kjk r; dh xbZ gS] og i;kZIr gS] ftlesa fdlh izdkj dk ifjorZu fd;k tkuk fof/klEer ugha gSA

¶36

07eSaus i{kdkjku~ ds fo}ku vfHkHkk"kdx.k ds mijksDr rdkZas ij euu fd;k rFkk bl U;k;ky; dh i=koyh o v/khuLFk vf/kdj.k dh i=koyh dk voyksdu fd;kA

¶37

08izR;FkhZ dh vksj ls dksbZ Øksl vkWCtsD'ku ;k Øksl vihy bl ekeys esa izLrqr ugha dh xbZ gSA ,slh voLFkk esa v/khuLFk vf/kdj.k ds fu.kZ; esa tks {kfriwfrZ jkf'k fu/kkZfjr dh xbZ gS] mls c<+k;k tk ldrk gS vFkok ugha] bl ij fopkj fd;k tk jgk gSA bl ekeys esa v/khuLFk vf/kdj.k }kjk tks erd dh vk;q 32 o"kZ ekuh xbZ gS] mlds laca/k esa nkSjkus cgl fdlh izdkj dh vkifRr ugha dh xbZ gS vkSj izn'kZ 10 tks dh flfu;j ,dkmaVsV vkWfQlj No. 41 Wing, AF }kjk tkjh dh xbZ ,y-ihlh- gS] ds eqrkfcd erd bafM;u ,;jQkslZ esa lsokjr gksuk crk;k x;k gSA bl laca/k esa dksbZ fookn i{kdkjku ds e/; ugha gSA

¶38

09izn'kZ 10 ds eqrkfcd erd dh ekfld vk; 5]110@& :i;s gksuk v/khuLFk vf/kdj.k }kjk vius fu.kZ; esa ekuk gS ijarq Hkfo"; dh vk; of) o izn'kZ 10 dh vk; ij fopkj djrs gq, 2500@& :i;s ekfld ds fglkc ls fdl izdkj ls {kfriwfrZ jkf'k dk fu/kkZj.k fd;k x;k gS] ;g fu.kZ; ls Li"V ugha gksrk gSA bl ekeys esa 5110@& :i;s ekfld vk; gksuk izn'kZ 10 ls Li"V gS vkSj bldks 12 ls xq.kk djus ij lkykuk 61]320@& :i;s vk; gksuk Li"V gksrk gS vkSj rRle; izpfyr vk;dj ,DV ds LySc ds eqrkfcd 50]000@& :i;s dh jkf'k ij vk;dj fuy Fkk] ftlds i'pkr~ 10 izfr'kr VSDl gksuk i{kdkjku~ ds e/; Lohd`r fLFkfr gS] ,slh voLFkk esa 61]320@& :i;s esa ls 50]000@& :i;s de djus ij 11]320@& :i;s gksrk gS] ftlij 10 izfr'kr VSDl dh jkf'k 1132@& :i;s gksrh gS] bl VSDl dh

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(4 of 6)

jkf'k 1132@& :i;s dks dqy okf"kZd vk; 61]320@& :i;s esa ls de djus ij 60]188@& :i;s lkykuk vkenuh e`rd dh gksuk Li"V gksrk gSA

¶43

10bl ekeys esa Hkfo"; dh vk; dh c<+ksrjh fdruh dh tk, bl ij loZizFke fopkj fd;k tk jgk gSA v/khuLFk vf/kdj.k }kjk Hkfo"; dh vk; dh c<+ksrjh ds ckjs esa fopkj ugha fd;k x;k gSA ekuuh; mPpre U;k;ky; ds U;kf;d n`"Vkar National Insurance Company Limited v/s Pranay Sethi and

¶44

Ors. SEPECIAL LEAVE PETITION (CIVIL) NO. 25590 OF 2014, ds fu.kZ; fnukad 31-10-2017 ds iSjk la[;k 61 ¼iii½ esa LFkkbZ tkWc okys ekeys esa 40 o"kZ ls de dh vk;q gksus ij 50 izfr'kr vfrfjDr vk; Hkfo"; esa vk; dh o`f) ds :i esa ekus tkus dk fl)kar izfrikfnr fd;k x;k gSA bl ekeys esa okf"kZd vk; 60]188@& :i;s gksuk crkbZ xbZ gS] ftldk 50 izfr'kr 30]094@& :i;s gksrk gSA ftldks okf"kZd vk; esa tksM+s tkus ls dqy 90]282@& :i;s okf"kZd vk; gksuk ekuh tkrh gSA

¶45

11ekuuh; mPpre U;k;ky; ds iz.k; lsBh okys ekeys esa iSjk la[;k 61 ¼V½ ds vuqlkj ekuuh; mPpre U;k;ky; ds ljyk oekZ o vU; cuke fnYyh dkWjiksjs'ku fyfeVsM o vU; 2009 Mh,uts ¼,l-lh-½ ist 684 esa izfrikfnr fl)karksa dh ikyuk fd, tkus vkSj iSjkxzkQ la[;k 30 ls 32 o 42 dks /;ku esa j[krs gq, {kfriwfrZ jkf'k fu/kkZj.k dk fl)kar izfrikfnr fd;k x;k gSA

¶46

12bl ekeys esa dqy ikap DysesUVl gksus ls ekuuh; mPpre U;k;ky; ds ljyk oekZ o vU; cuke fnYyh VªkaliksVZ dkWjiksjslu o vU; flfoy vihy ua3483@2008] fu.kZ; fnukad 15-04-2009 ds iSjk la[;k 14 ds eqrkfcd 1@4 vkenuh dk fgLlk erd Lo;a ij [kpZ djuk ekuk tkrk gS tks fd 22]570@& #i, gksrk gS ftldks 90282@& #i, esa ls de djus ij 67]712@& #i, okf"kZd vk; dk uqdlku vihykFkhZx.k dks gksuk c[kwch Li"V gSA erd dh vk;q ?kVuk ds le; 32 o"kZ gksuk ekuh xbZ gSA ,slh lwjr esa ekuuh; mPpre U;k;ky; ds ljyk oekZ okys ekeys ds iSjk la[;k 21 ds vuqlkj 16 ds xq.kd dk iz;ksx bl ekeys esa fd, tkus ls 67]712@& :i;s xq.kk 16 dk dqy 10]83]392@& #i, dk uqdlku vihykFkhZx.k dks gksuk ekuk tkrk gSA tks jkf'k vihykFkhZx.k crkSj {kfriwfrZ izR;fFkZx.k ls izkIr djus ds vf/kdkjh gSaA

¶47

13ekuuh; mPpre U;k;ky; ds iz.k; lsBh okys ekeys esa iSjk la[;k 61 ¼viii½ esa izfrikfnr fl)karksa ds vuqlkj Loss of estate Rs 15,000/-, consortium Rs 40,000/-, funeral expenses Rs 15,000/-, total Rs 70,000/- vkSj bl jkf'k dks 10 izfr'kr izR;sd 3 o"kZ ds fglkc ls tksM+h tkdj {kfriwfrZ jkf'k fu/kkZj.k djus dk fl)kar izfrikfnr fd;k x;k gSA

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14bl ekeys esa fo}ku vf/koDrk vihykFkhZ dh vksj ls ikapksa vihykFkhZx.k ds fy, dalksfVZ;e 40]000@&:i;s izR;sd dks fnyk, tkus dh izkFkZuk dh xbZA bl laca/k esa ekuuh; mPpre U;k;ky; ds iz.k; lsBh okys ekeys ds i'pkr~ ekuuh; mPpre U;k;ky; }kjk exek tujy ba';ksjsal daiuh fy- cuke ukuwjke flfoy vihy 9581@18 fu.kZ; fnukad 18-09-2018 o ekuuh; mPpre U;k;ky; ds rhu ekuuh; U;k;kf/kifrx.k dh ihB }kjk United India Insurance Co. Ltd. Vs Satinder Kaur alias Satvinder Kaur and ors. flfoy vihy uEcj 2705@20] fu.kZ; fnukad 30-06-2020 o ekuuh; mPpre U;k;ky; ds Janabai vs M/S I.C.I.C.I. Lambord Insurance] flfoy vihy uEcj-------- @2022] ,l-,y-ih¼flfoy½ ua- 21077@19] fu.kZ; fnukad 10-08-2022 o l:i flag mQZ jkel:i cuke ,p-Mh-,Q-lh bxksZ tujy ba';ksjsa'k dEiuh fy- o vU;] flfoy vihy uEcj 7283&7284@2022 fu.kZ; fnukad 17-10-2022 o jktorh mQZ jTtks cuke ;qukbZVsM bf.M;k ba';ksjsa'k dEiuh fy- o vU;] flfoy vihy la[;k 8179@2022 fu.kZ; fnukad 09-12-2022 esa iRuh ds fy, Likml dalksfVZ;e] cPpksa ds fy, isjsaVy dalksfVZ;e vkSj ekrk&firk ds fy, fQyh;y dalksfVZ;e ds vk/kkj ij 40]000@& :i;s izR;sd dks {kfriwfrZ jkf'k fnyk, tkus dk vkns'k fd;k x;k gSA ekuuh; mPpre U;k;ky; ds mDr U;kf;d n`"Vkarksa ij fopkj djrs gq, bl U;k;ky; }kjk ,dy ihB nhokuh fofo/k vihy la[;k 730@2000 Jherh [kqekuh ckbZ oxSjgk cuke eksguyky oxSjgk] fu.kZ; fnukad 17-04-2023 esa vihykFkhZ la[;k 1 iRuh dks Likml dalksfVZ;e ds 40]000@&:i;s] vihykFkhZ la[;k 2 o 3 vo;Ld cPps gksus ls isjsaVy dalksfVZ;e ds :i esa izR;sd dks 40&40 gtkj :i;s o vihykFkhZ la[;k 4 o 5 ekrk&firk gksus ds dkj.k izR;sd dks fQfy;y dalksfVZ;e ds :i esa 40&40 gtkj :i;s izR;sd fnyk, tkus dk vkns'k fd;k x;k gSA

¶52

15iwoZ esa of.kZr U;kf;d n`"Vkarksa ds ifjizs{; esa gLrxr ekeys esa Hkh vihykFkhZ la[;k 1 Likml dalksfVZ;e ds :i esa 40]000@& :i;s o vihykFkhZ la[;k 2 ls 4 crkSj isjsaVy dalksfVZ;e ds vk/kkj ij izR;sd dks 40]000@& :i;s o vihykFkhZ la[;k 5 ekrk gksus ls fQfy;y dalksfVZ;e ds :i esa 40]000@& bl izdkj dqy 2]00]000@& :i;s vihykFkhZx.k izkIr djus ds vf/kdkjh gSaA ekuuh; mPpre U;k;ky; ds iz.k; lsBh ds ekeys ds eqrkfcd Loss of estate Rs 15,000/-, o funeral expenses Rs 15,000/-, Hkh vihykFkhZx.k izkIr djus ds vf/kdkjh gSA bl izdkj vkfJrrk dh {kfriwfrZ ds vykok dqy 2]30]000@& :i;s vihykFkhZx.k] izR;FkhZ ls izkIr djus ds vf/kdkjh gS vkSj bl ekeys esa ?kVuk fnukad 09-02-2000 dks ?kfVr gqbZ vkSj fu.kZ; fnukad 19-03-2004 dks gqvk] ,slh voLFkk esa 10 izfr'kr izR;sd rhu

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o"kZ ds fglkc ls c<+ksrjh dh tkuk bl ekeys esa U;k;ksfpr gSA bl ekeys esa 6 o"kZ ls de dh vof/k gksus ls 2]30]000@& :i;s dk 10 izfr'kr 23]000@&:i;s c<+ksrjh gksrh gS] dks 2]30]000@& esa tksM+s tkus ls 2]53]000@& :i;s bl en esa ns; gSA

¶57

16mDr jkf'k dks iwoZ esa {kfriwfrZ jkf'k izkIr djus ds vf/kdkjh ds :i esa tks 10]83]392@& :i;s vafdr fd, x, gSa] mlesa tksM+s tkus ls dqy 13]36]392@& :i;s crkSj {kfriwfrZ izkIr djus ds vihykFkhZx.k vf/kdkjh gksuk ?kksf"kr fd, tkus ;ksX; gS vkSj bl jkf'k esa v/khuLFk vf/kdj.k }kjk tks 5]52]000@& :i;s fnyk, x,] ml jkf'k dks de djus ls dqy 7]84]392@& :i;s vihykFkhZx.k vfrfjDr jkf'k izkIr djus ds vf/kdkjh gksuk ?kksf"kr fd, tkus ;ksX; gS vkSj bl 7]84]392@& :i;s ij fnukad 01-05-2000 ls rkizkfIr jde rd 6 izfr'kr okf"kZd dh nj ls C;kt Hkh vizkFkhZ la[;k 3 ls fnyk;k tkuk U;k;ksfpr gSA

¶58

17fygktk vihy vihykFkhZx.k vkaf'kd :i ls Lohdkj dh tkdj fo}ku eksVj nq?kZVuk nkok vf/kdj.k] ¼izFke½] tks/kiqj] jktLFkku ds eksVj;ku nq?kZVuk nkok la[;k 237@2000 Jherh Hkaojh oxSjk cuke lQh eksgEen oxSjk esa ikfjr vk{ksfir fu.kZ; ,oa vokMZ fnukafdr 19-03-2004 dks eksfMQkbZ djrs gq, 5]52]000@& :i;s ds LFkku ij 13]36]392@& :i;s crkSj {kfriwfrZ jkf'k vihykFkhZx.k] izR;FkhZx.k ls izkIr djus ds vf/kdkjh gksuk ?kksf"kr fd;k tkrk gS vkSj v/khuLFk vf/kdj.k ds fu.kZ; o vokWMZ }kjk fnykbZ jkf'k 5]52]000@& dk lek;kstu fd, tkus ds i'pkr 'ks"k ns; jkf'k 7]84]392@& :i;s vihykFkhZx.k] izR;FkhZx.k ls izkIr djus ds vf/kdkjh gksuk ?kksf"kr fd;k tkrk gS vkSj bl jkf'k ij izkFkZuk&i= v/khuLFk vf/kdj.k esa is'k djus dh fnukad 01-05-2000 ls rkizkfIr jde rd 6 izfr'kr okf"kZd dh nj ls C;kt Hkh vihykFkhZx.k] izR;FkhZx.k ls izkIr djus ds vf/kdkjh gSA ;g jkf'k vizkFkhZ@izR;FkhZ la[;k 3] vihykFkhZx.k dks vnk djsaxsA

¶59

18mDr jde tek gksus dh lwjr e a s vihykFkhZ la- 2 ls 5 dks 50&50 gtkj :i;s izR;sd dks ns; gksaxs tks muds jk"Vªh;dr cSad ds cpr [kkrs esa tek djokbZ tk, rFkk 'ks"k jkf'k e; C;kt vihykFkhZ la- 1 ds jk"Vªh;dr cSad ds cpr [kkrs esa tek djokbZ tk,A

¶60

19fu.kZ; dh izfr ds lkFk v/khuLFk vf/kdj.k dh i=koyh 'kh?kz fHktokbZ tkosA

¶61

(YOGENDRA KUMAR PUROHIT),J

¶62

1-mayank/-

Smt.Bhanwari and Ors. v. Safi Mohammed and Ors.

Case brief

What is this about?

What did the court decide?

Smt.Bhanwari and Ors. v. Safi Mohammed and Ors.

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Parties & counsel

Coram

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