Allowed

Smt Meena Devi v. Shiv Govind Sharma and Ors.

Rajasthan HC13 Sept 2023CMA/2199/2005

Case brief

AI extract

What is this about?

The High Court enhanced compensation from 27.23 lakhs to 33.28 lakhs in an appeal by the deceased's family against an insurance company, recalculating loss of income and traditional damages based on Supreme Court precedents.

What did the court decide?

Compensation enhanced from 27,23,000/- to 33,28,250/-, including enhanced loss of income, funeral, loss of estate, and consortium.

Smt Meena Devi Vs Shiv Govind Sharma and Ors. — Cheque Dishonour | Rajasthan HC (2023)

¶1

HIGH COURT OF JUDICATURE FOR RAJASTHAN BENCH AT JAIPUR

¶2

S.B. Civil Miscellaneous Appeal No. 2199/2005

¶3

Smt Meena Devi w/o Late Sh. Ganpat Lal, aged 33 Years

¶4

Dharmesh Kumar s/o Late Sh. Ganpat lal, aged 15 Years

¶5

Chetan Prakash s/o Late Sh. Ganpat Lal, aged 13 Years

¶6

Himanshu s/o Late Sh. Ganpat Lal, aged 9 Years No.2 to 4 minors through their natural guardian and mother Smt. Meena Devi w/o Late Sh. Ganpat Lal All R/o E-2/344, Chitrakoot Nagar, Jaipur

¶7

----Appellant

¶8

Versus

¶9

Shiv Govind Sharma s/o Sh. Babu Lal, R/o Mataur, Th. Mundawar, District Alwar

¶10

Sita Ram s/o Sh. Sriram R/o Mataur, Th. Mundawar, District Alwar

¶11

The united India Insurance Company Limited, Regional office, Vishal Chamber, Tonk Road, Jaipur through Regional Manager.

¶12

Smt. Lakshmi Devi w/o Late Sh. Banshi Lal aged 68 Years, R/o E-2/344, Chitrakoot Nagar, Jaipur

¶13

----Respondent

¶14

For Appellant(s) : Mr. Sandeep Mathur For Respondent(s) : Mr. Kamal Gupta Mr. N L Verma

¶15

HON'BLE MRS. JUSTICE SHUBHA MEHTA

¶16

Order

¶17

13/09/2023

¶18

vihykFkhZx.k&nkosnkj dh vksj ls ;g vihy fo}ku vf/kdj.k vij ftyk U;k;k/kh'k ¼QkLV Vªsd½ la[;k 7] t;iqj 'kgj] t;iqj ¼ftls vkxs vf/kdj.k ls lEcksf/kr fd;k tk,xk½ }kjk eksVj nq?kZVuk nkok la[;k& 292@2004 esa ikfjr fu.kZ; ,oa vokMZ fnukad 04-05-2005 ] ftlds ek/;e ls vihykFkhZx.k&nkosnkj ds i{k esa dqy {kfriwfrZ jkf'k 27]23]000@ &:i;s dk iapkV ikfjr fd;k x;k] ls O;fFkr gksdj ,oa mDr {kfriwfrZ jkf'k esa o`f) fd, tkus ds lEcU/k esa izLrqr dh xbZ gSA

¶19

[CMA-2199/2005]

¶20

(2 of 6)

¶21

la{ksi esa izdj.k dh rF;kRed fLFkfr ds vuqlkj fnukad 15-06-2002 dks x.kiryky ds thi esa lokj gksdj C;koj ls vtesj dh vksj tkrs le; djhc 02%30 ih,e ij xSl IykaV ds fudV vtesj dh vksj ls Vªd la[;k vkjts02 th 3044 dks mlds pkyd }kjk rstxfr o ykijokghiwoZd pykrs gq, thi ds VDdj ekjus ds ifj.kkeLo:i x.kiryky dh eR;q gksus ij vihykFkhZx.k dh vksj ls fo}ku vf/kdj.k esa Dyse izkFkZuk i= izLrqr dj fofHkUu enksa esa {kfriwfrZ jkf'k fnyk, tkus dh izkFkZuk dh xbZA foi{kh dh vksj ls tokc izLrqr fd;k x;kA fo}ku vf/kdj.k }kjk i{kdkjksa ds vfHkopuksa ds vk/kkj ij fook|d fojfpr fd;s x;sA i{kdkjksa dh lk{; ys[kc) dh xbZA rRi'pkr fo}ku vf/kdj.k }kjk nksuksa i{kksa ds rdZ lqudj i=koyh ij miyC/k ekSf[kd ,oa nLrkosth lk{; ds vk/kkj ij vkyksP; fu.kZ; }kjk vihykFkhZx.k dks {kfriwfrZ jkf'k 27]23]000@& :i;s e; C;kt fnykbZ xbZ] ftlesa of) fd;s tkus gsrq vihykFkhZx.k&nkosnkj dh vksj ls ;g vihy izLrqr dh xbZ gSA

¶22

cgl lquh xbZA fo}ku vf/koDrk vihykFkhZx.k dk rdZ gS fd fo}ku vf/kdj.k us erd x.kiryky ¼tks fd ,lchchts cSad esa vf/kdkjh Fks½ dk osru] muds osru izek.ki= izn'kZ&1 ls 4 ds vuqlkj lgh ekuk gS] ijUrq bl izek.ki= esa vafdr vk; 15]650 :Ik;s esa ls ih-,Q- jkf'k 1109 :i;s] vk;dj dh jkf'k 300 :i;s vkSj ;wfu;u Q.M dh jkf'k 50 :i;s dh dVkSrh djus ds i'pkr~ {kfriwfrZ gsrq mldh ekfld vk; ekuh gS] tcfd vk; dh {kfr dh {kfriwfrZ jkf'k dh x.kuk djrs le; ih-,Q- dh jkf'k dks de ugha fd;k tk ldrk] D;ksafd ml jkf'k dk ykHk mlds ifjokj dks gh izkIr gksrkA mudk ;g rdZ gS fd ekfld vk; dh mDr jkf'k esa ls vk;dj o ;wfu;u Q.M dh dVkSrh dh tkdj gh vk; dh {kfr gsrq jkf'k dk fu/kkZj.k fd;k tkosA vius rdZ ds leFkZu esa U;kf;d fofu'p; National Insurance Co. Ltd. vs. Indira Srivastava and Others (2008)2 Supreme Court Cases 763 izLrqr fd;k x;kA mudk ;g Hkh rdZ gS fd mDr izdkj ls x.kuk djus ij erd dh ekfld vk; 15]300 :i;s gksrh gS] ftlesa Hkfo"; esa vk; esa c<+ksRrjh dh izR;k'kk djrs gq, 50 izfr'kr jkf'k ekuuh; mPpre U;k;ky; ds fu.kZ; Special Leave Petition (Civil) No. 25590/2014 National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. ds vuqlj.k esa tksM+h tkdj {kfriwfrZ dh jkf'k dk fu/kkZj.k fd;k tkuk pkfg, Fkk] tks ugha fd;k x;k gSA mUgksaus U;k;ky; eas ;g Hkh Lohdkj fd;k fd e`rd

¶23

(3 of 6) [CMA-2199/2005]

¶24

dh vk;q 38 o"kZ Fkh vkSj vf/kdj.k us 16 dk xq.kd mldh {kfriwfrZ jkf'k dh x.kuk gsrq mi;ksx esa fy;k gS] tcfd mldh mez ds vuqlkj 15 dk gh xq.kd yxk;k tkuk pkfg, FkkA

¶25

mudk ;g Hkh rdZ gS fd fo}ku vf/kdj.k us erd dh iRuh dks laxfr] Lusg ,oa lkgp;Z dh gkfu (Loss of Consortium) dh {kfriwfrZ Lo:i 10]000 :i;s fnyk;s gSa] tks jkf'k 40]000 :i;s gksuh pkfg, Fkh rFkk 'ks"k vkfJr tks fd erd dh vo;Ld larkus vkSj e`rd dh eka gS] dks firk ,oa iq= ds Lusg ls oafpr gksus ds fy, dqy 5]000 :i;s fnyk;s gSa] tcfd 40]000 :i;s izR;sd dks bl en esa {kfr dh iwfrZ gsrq fnyk;s tkus pkfg,A mudk ;g Hkh rdZ gS fd vf/kdj.k us vafre laLdkj (Funeral) ds isVs 5]000 :i;s fnyk;s gSa vkSj lEifRr ds uqdlku (Loss of Estate) ds isVs dksbZ jkf'k ugha fnykbZ gS] tks mDr nksuksa gh enksa esa 15]000&15]000 :i;s dh jkf'k fnykbZ tkosA

¶26

fo}ku vf/koDrk vihykFkhZx.k&nkosnkj us vius mDr rdksZ ds leFkZu esa fuEu U;kf;d fofu'p; izLrqr fd;s ,oa muesa izfrikfnr fl)kUr ds vuqlkj {kfriwfrZ jkf'k c<+k;s tkus vkSj izkFkZuki= izLrqfr ls C;kt fnyk;s tkus dh izkFkZuk dh&

¶27

National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. (2017) 16 SCC 680

¶28

New India Assurance Co. Ltd. Vs. Somwati & Ors. (2020) 9 SCC 644

¶29

Magma General Insurance Co. Ltd. Vs. Nanuram @ Chuhru Ram (2018) 18 SCC 130

¶30

United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme Court (SC) 425

¶31

National Insurance Co. Ltd. vs. Indira Srivastava and Others (2008)2 Supreme Court Cases 763

¶32

blds foijhr chek dEiuh vkSj okgu pkyd o Lokeh ds vf/koDrk dk rdZ gS fd vf/kdj.k us tks {kfriwfrZ jkf'k fu/kkZfjr dh gS] og mfpr ,oa i;kZIr gSA mudk ;g Hkh rdZ gS fd vf/kdj.k us vk; dh x.kuk lgh izdkj ls dh gSA izse ,oa Lusg dh {kfriwfr Lo:i dsoy iRuh dks gh 40]000 :i;s fnyk;s tkus pkfg,] tSlk

¶33

[CMA-2199/2005]

¶34

(4 of 6)

¶35

fd U;kf;d fofu'p; Special Leave Petition (Civil) No. 25590/2014 National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. esa ekuuh; mPpre U;k;ky; us fu.khZr fd;k gSA mudk rdZ gS fd tc vf/kdj.k }kjk nkosnkjksa dks mfpr jkf'k fnykbZ tk pqdh gS] rks vc mlesa o`f) fd;s tkus dk dksbZ vk/kkj ugha gSA vr% vihy fujLruh; gksus ls fujLr dh tkosA

¶36

nksuksa i{kksa ds fo}ku vf/koDrkx.k ds rdksZa ij euu fd;kA vkykSP; fu.kZ; ,oa izLrqr U;kf;d fofuf'p;ksa dk /;kuiwoZd v/;;u fd;k x;kA

¶37

vk; dh {kfr (Loss of Income)

¶38

izdj.k esa erd x.kiryky dk ekfld osru 15]650 :Ik;s gksuk gksuk nksuksa i{kksa dh vksj ls Lohdr rF; gS rFkk bl laca/k esa osru izek.ki= izn'kZ&1 ls 4 Hkh vf/kdj.k ds le{k iznf'kZr gqvk gSA vf/kdj.k }kjk mDr ekfld osru esa ls ih-,Q- jkf'k 1109 :i;s] 300 :i;s vk;dj o 50 :i;s ;wfu;u Q.M dh dVkSrh djrs gq, 'ks"k jkf'k dks vk; esa gqbZ {kfr dh {kfriwfrZ jkf'k dh x.kuk gsrq ekfld vk; ds :i esa ekuk gSA mYys[kuh; gS fd erd }kjk tks jkf'k ih-,Q- ds :i esa dVkSrh djkbZ tk jgh Fkh] og jkf'k Hkfo"; esa mls vFkok mlds ifjokj dks gh izkIr gksuh Fkh] ftls ekfld vk; esa ls de fd;k tkuk U;k;ksfpr ugha gSA ,slh fLFkfr esa {kfriwfrZ jkf'k dh x.kuk djus gsrq erd ds ekfld osru esa ls ih-,Q- dh jkf'k de ugha dh tk ldrh gSA vr% vk; dh {kfr dh {kfriwfrZ ds fu/kkZj.k ds dze esa erd dh ekfld vk; ¼vk;dj dh 300 :i;s o ;wfu;u Q.M dh jkf'k 50 :i;s de djus ds i'pkr~½ 15]300 @& :i;s ekuk tkuk ;qfDr;qDr ,oa U;k;laxr gSA mDrkuqlkj x.kuk djus ij erd dh okf"kZd vk; 1]83]600@& :i;s ekuk tkuk mfpr gSA

¶39

ekuuh; loksZPp U;k;ky; }kjk U;kf;d fofuf'p; National Insurance Co. Ltd. Vs. Pranay Sethi & Ors. esa izfrikfnr fl)kUrksa ds vuqlkj erd ds ljdkjh@jktdh; lsok ¼,lchchts cSad½ esa dk;Zjr gksus ds rF; dks /;ku esa j[krs gq, mldh Hkfo"; esa vk; dh of) dh izR;k'kk ds fy;s mldh vk; dk 50 izfr'kr Hkkx orZeku vk; esa tksM+k tkuk mfpr gSA

¶40

fo}ku vf/kdj.k }kjk e`rd ij ikap vkfJr gksuk ekurs gq, mlds Lo;a ij gksus okys [kpZ ds :i esa vk; ds 1@4 Hkkx dh dVkSrh dh xbZ gS] ftlds laca/k esa fdlh Hkh i{k dh dksbZ vkifRr ugha gSA

¶41

(5 of 6) [CMA-2199/2005]

¶42

fo}ku vf/kdj.k }kjk {kfriwfrZ jkf'k dh x.kuk ds dze esa erd dh vk;q 38 o"kZ ekudj 16 dk xq.kd iz;qDr fd;k x;k gS] tcfd mi;qZDr U;kf;d fofuf'p;ksa dh jks'kuh esa erd dh vk;q dks /;ku esa j[krs gq, 16 ds LFkku ij 15 dk xq.kd iz;qDr fd;k tkuk mfpr gSA

¶43

vr% vk; dh {kfr dh en esa fuEukuqlkj {kfriwfrZ jkf'k dk fu/kkZj.k fd;k tkrk gS %&

¶44

Ø-la-	en	{kfriwfrZ jkf'k
1-	e`rd dh okf"kZd vk;	1,83,600/-
2-	Hkfo"; esa gksusokyh vk; dh o`f) dh izR;k'kk	91,800/- (50% of the income)
3-	;ksx	2,75,400/-
4-	e`rd }kjk Lo;a ij fd;s tkusokys [kpZ dh dVkSrh ¼1@4½	68,850/- (1/4 of 2,75,400)
5-	mDr dVkSrh ds i'pkr 'ks"k jkf'k ¼vihykFkhZx.k dh okf"kZd fuHkZjrk½	2,75,400-68,850=2,06,550/-
6-	e`rd dh vk;q ds vk/kkj ij iz;ksT; xq.kd	15
7-	vk; dh {kfr dh {kfriwfrZ jkf'k	2,06,550x15=30,98,250/-

¶45

vr% fo}ku vf/kdj.k }kjk vk; dh {kfr dh {kfriwfrZ Lo:i fnykbZ xbZ jkf'k 26]88]000@& :i;s esa 4]10]250@& :i;s dh o`f) djrs gq, bl U;k;ky; }kjk vk; dh {kfr dh {kfriwfrZ Lo:i jkf'k 30]98]250@& :i;s fnyk;k tkuk mfpr gSA

¶46

ikjEifjd en (Conventional heads)

¶47

ekuuh; loksZPp U;k;ky; }kjk U;kf;d fofuf'p;ksa United India Insurance Co. Ltd. Vs. Satinder Kaur @ Satwinder (2020) Supreme Court (SC) 425, New India Assurance Co. Ltd. Vs. Somwati & Ors. (2020) 9 SCC 644 & Magma General Insurance Co. Ltd. Vs. Nanuram & Ors. (2018) 18 SCC 130 esa ikjEifjd enksa dks ifjHkkf"kr djrs gq, mlesa {kfriwfrZ jkf'k fnykbZ xbZ gSA

¶48

vr% mi;qZDr U;kf;d fofuf'p;ksa dh jks'kuh esa vihykFkhZx.k&nkosnkjksa dks vafre laLdkj (Funeral) dh en esa 15]000@& :i;s] lEifRr dh gkfu (Loss of Estate) ds fy;s 15]000@& :i;s] erd dh iRuh dks vius thoulkFkh dh laxfr] Lusg ,oa lkgp;Z (Spousal Consortium) ds :i e **s** a] erd dh larkuksa dks

¶49

(6 of 6)

¶50

[CMA-2199/2005]

¶51

vius firk dh laxfr] Lusg ,oa lkgp;Z (Parental Consortium) ds :i esa rFkk e`rd dh ekrk dks vius iq= dh laxfr] Lusg ,oa lkgp;Z (Filial Consortium) ds :i esa] izR;sd dks 40]000@& :i;s (40,000x5=2,00,000) :i;s dqy 2]30]000@& dh {kfriwfrZ jkf'k bl en esa fnyk;k tkuk mfpr gSA

¶52

bl izdkj fo}ku vf/kdj.k }kjk vihykFkhZx.k&nkosnkj dks fnykbZ xbZ {kfriwfrZ jkf'k esa mi;ZqDrkuqlkj o`f) djrs gq, fuEukuqlkj {kfriwfrZ jkf'k dk fu/kkZj.k fd;k tkrk gSA

¶53

Ø-la-	en	{kfriwfrZ jkf'k
1-	vk; dh {kfr dh {kfriwfrZ jkf'k	30,98,250/-
2-	ikjEifjd en dh jkf'k	2,30,000/-
3-	dqy {kfriwfrZ jkf'k	33,28,250/-

¶54

ifj.kker% fo}ku vf/kdj.k }kjk vihykFkhZx.k&nkosnkj dks fnykbZ xbZ {kfriwfrZ jkf'k 27]23]000@& :i;s esa mi;qZDrkuqlkj 6]05]250@& :i;s dh o`f) djrs gq, djrs gq, bl U;k;ky; }kjk vihykFkhZx.k&nkosnkj ds i{k esa dqy {kfriwfrZ jkf'k 33]28]250@& :i;s dk iapkV ikfjr fd;k tkrk gSA vihykFkhZx.k }kjk iwoZ esa izkIr dh xbZ jkf'k dqy {kfriwfrZ jkf'k esa lek;ksftr gksxhA

¶55

tgkWa rd C;kt dk iz'u gS] ekuuh; loksZPp U;k;ky; ds mi;qZDr U;kf;d fofu'p;ksa esa izfrikfnr fl)kUrksa dh jks'kuh esa c<+h gqbZ {kfriwfrZ jkf'k ij C;kt nj] C;kt izkIr djus dh frfFk rFkk {kfriwfrZ jkf'k ds vkuqifrd forj.k ds dze esa leLr 'krZsa fo}ku vf/kdj.k ds vkns'kkuqlkj izHkkoh ,oa ;Fkkor jgsaxhA

¶56

mi;qZDrkuqlkj vihy fuLrkfjr dh tkrh gSA rnuqlkj yafcr izkFkZuk i=] ;fn dksbZ gks] fuLrkfjr fd;s tkrs gSaA

¶57

(SHUBHA MEHTA),J

¶58

VISHAL SHARMA /56

Smt Meena Devi v. Shiv Govind Sharma and Ors.

Case brief

What is this about?

What did the court decide?

Smt Meena Devi v. Shiv Govind Sharma and Ors.

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Statutes considered

Parties & counsel

Coram

Case details

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