Gurjit Singh @ Tinku and Anr. v. Reliance General Insurance and Ors.
Case brief
What is this about?
FAO-7576-2014 (O&M), High Court of Punjab and Haryana, decided 16.07.2025, Justice Alka Sarin. Appellants Gurjit Singh @ Tinku and another (driver and owner); respondent No.1 Reliance General Insurance (Nigam K. Bhardwaj); advocates Mukesh Yadav / Deepak Goyal. Subject: liability of insurer where driver holds LMV licence without transport-vehicle endorsement; Section 2(21) Motor Vehicles Act 1988; 7500 kg threshold; unladen weight 510 kgs, gross weight 1060 kgs; registration certificate Ex.R-1, driving licence Ex.R-2; Tempo PB-13-R-3397. Precedents: Mukund Dewangan v. Oriental Insurance Company Limited 2017 (4) RCR (Civil) 111 (applied); Constitution Bench in M/s Bajaj Alliance General Insurance Co. Ltd. v. Rambha Devi & Ors. 2025(1) RCR (Civil) 5 (followed); Sections 10(2)(d), 10(2)(e), 3(1) MV Act discussed in quoted extracts. Outcome: appeal allowed, MACT Patiala award dated 18.08.2012 modified, insurer held liable to pay compensation; delays of 103 days and 350 days condoned.