Lilawati and Ors. v. Subhas and Ors.
Case brief
What is this about?
Twin connected FAOs of 1995 decided together by Punjab & Haryana High Court (Pankaj Jain, J., 03.03.2025). Key themes: fake/invalid driving licence defence of insurer; unproved verification report Ex.R-5 (author never examined); Ex.P-3 renewal certificate 1982-1994 from licencing authority Hisar; onus on insurer to prove fake licence by positive evidence per National Insurance Co. Ltd. v. Swaran Singh (2004) 3 SCC 297; New India Insurance Company v. Kamla (2001) 4 SCC 342 distinguished as misplaced; Oriental Insurance Company liability upheld; interest reduced 12% to 9% from date of application till realization with set-off; enhancement for claimants: monthly income 2634/-, deduction 1/4 not 1/3 for Government employee with four dependents, 30% future prospects per Pranay Sethi (2017) 16 SCC 680, multiplier 12 to 14, loss of consortium Rs.48,000/- each, Rs.18,000/- each loss of estate and funeral expenses; FAO-386-1995 dismissed, FAO-532-1995 disposed off with modified award.