A perusal of the complaint itself shows that no date, month or year has been mentioned as to when the loan of 15 Lakhs has been given. There is no date when the loan was demanded and the complainant asked for the return of the loan. No particulars of any type have been mentioned. Otherwise also, it looks unnatural that the complainant would take the loan of 12 Lakhs on interest from the Bank and then will take another 3 Lakhs from the friends circle and will give it to the accused without any interest. There is no document of any type to show this loan transaction. Even bank record has not been produced to prove the fact that 12 Lakhs loan was taken by the complainant, which was given to the accused. Furthermore, no receipt or security document was taken at the time of advancing of loan. Furthermore, Bhupinder Singh, in whose presence the accused approached the complainant for loan, has not been examined. It is also discussed by the learned Judicial Magistrate Ist Class that even in cross-examination, the complainant has changed his version and stated that 3 Lakhs were lying in his house. During cross-examination, the complainant has admitted that the accused borrowed 60,000/- or `70,000/- only from him and at that time handed over the cheque in question. The trial Court held that if the accused
