the complaint that at which place and in whose presence the amount has been advanced. There is nothing on the record regarding capacity of the complainant to advance such a huge loan. Furthermore, the complainant in cross-examination stated that he knows the accused only because of the fact that he is also selling his agricultural produce at the shop of same commission agent and he does not know any other relative of the accused. It looks improbable that the complainant, who is not knowing the accused, would advance such a huge amount of 6 lakhs without getting executed any security document or obtaining receipt from the accused. He also admitted that the loan was given on 23.10.2009 and at that time the agricultural produce of the accused was also ready for sale. He further admitted that at that time there was a scheme of government that all the payments made by the commission agents are to be made only through cheque. DW-1 Anoop Kumar stated that Jasveer Singh introduced accused Baljinder Singh to their bank, for the purpose of opening account. Thereafter, Jasveer Singh appeared as DW 2 and stated that as per his account for the year 2009-2010, an amount of 1,46,671.50 is outstanding towards the complainant Pardeep Singh. The case of the accused is that the cheque given to the commission agent has been misused by the complainant.
