Learned counsel for the State has rightly pointed out that the policy in the form of a grant has to be read as a whole and does not form a part of the estate of the deceased which would follow the natural line of succession. In this behalf, it has been pointed out that there are two parts of the ex-gratia grant – the first one is to be shared equally between widowed spouse and children on one hand and the dependent parents on the other. The second part of the grant is for paym ent of 5 lacs on the reserve price of one plot in any estate of Punjab Urban Authority or Im provement Trust while the rem aining price would be paid by the beneficiary. However, option was of 5 lacs to be received in lieu of the plot at the reserve price. This policy was amended on 10.8.1999 which provided for the grant of 5 lacs for the construction of a house or a residential plot in any of the colonies set up by PUDA to be allotted at reserve price and, in case of plot, the remaining amount of reserve price is to be paid by the allottee himself/ herself. The order of priority rem ains the same. This has to be read with the unamended part of the policy where Clause-10 deals with financial powers and clause (a) thereof deals with the entitlement to relief in case of death and disability. Here, the reference is to a plot at reserve price less 5 lacs or 5 lacs and a job. It has, thus, been rightly pointed out that the option was always available to give a sum of 5 lacs along with a job to respondent No.4, who was accordingly given ` 5 lacs and a job.
