for the loss in various centres and based on the committee report, the charge-sheet had been issued and the proceedings were taken. Before the Enquiry Officer, the members of the Committee had been examined and it appears from the copies of record, which are placed by the petitioner that the petitioner had actually filed a reply to the chargesheet and he had also cross-examined witnesses. However, when the report was filed and the disciplinary authority passed the order, he has referred to the fact that the petitioner had not filed any reply denying the charges which showed that the substantive allegations made against him went unrefuted. The disciplinary authority made also an observation that none of the witnesses, who had come before the Enquiry Officer and made three imputations against the petitioner, were cross-examined and therefore, that also was a further proof for the fact that charge issued against the petitioner had been fully established.