M/s. Axis Bank Limited Vs The District Registrar… — Writ and Judicial Review | Madras HC (2026)

M/s. Axis Bank Limited Vs The District Registrar… — Writ and Judicial Review | Madras HC (2026)

What the court decided

AI extract

Outcome

Second respondent directed to correct the errors in the Encumbrance Certificate pertaining to Document No.1 of 2026 dated 31.01.2026, as detailed in the petitioner's representation dated 08.02.2026, within four (4) weeks from receipt of a web copy of the order, without insisting upon production of a certified copy of the order; no costs.

Issue for consideration

Whether the second respondent (Sub-Registrar, Thirumangalam) should be directed to correct the errors made in the Encumbrance Certificate regarding Document No.1/2026, dated 31.01.2026, in accordance with the petitioner's representation dated 08.02.2026.

Court's answer

On hearing counsel and perusing the materials, the Court saw that the petitioner's grievance was innocuous: the Sale Certificate issued under the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 had been duly registered and indexed, but the Encumbrance Certificate entry failed to reflect the correct particulars of the claimant/executant and the details of the document.

Ratio / Principle

In view of the learned Additional Government Pleader's submission that necessary steps would be taken to rectify the errors, this Court disposed of the writ petition by directing the second respondent to correct the errors in the Encumbrance Certificate pertaining to Document No.1 of 2026 dated 31.01.2026, as detailed in the petitioner's representation dated 08.02.2026, within a period of four weeks from receipt of a web copy of the order, without insisting upon production of a certified copy, and ordered no costs.

Detailed headnote1 paragraphs

Writ Petition - Registration records - Correction of Encumbrance Certificate - Petitioner bank's Sale Certificate issued under the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 was presented, registered and indexed, but the Encumbrance Certificate entry on the file of the Sub-Registrar, Thirumangalam did not reflect the correct particulars of the claimant/executant and the details of Document No.1/2026, dated 31.01.2026 - Petitioner had made a representation dated 08.02.2026 - Grievance found innocuous; Additional Government Pleader undertook that necessary steps would be taken to rectify the errors - Writ petition disposed of by directing the second respondent to correct the errors as detailed in the representation dated 08.02.2026 within four (4) weeks from receipt of a web copy of the order, without insisting upon production of a certified copy - No costs. (D. Bharatha Chakravarthy, J.; 02.03.2026)

W.P.(MD)No.5721 of 2026

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

DATED : 02.03.2026

CORAM:

THE HONOURABLE MR.JUSTICE D.BHARATHA CHAKRAVARTHY

W.P.(MD)No.5721 of 2026

M/s.Axis Bank Limited, Having Branch Office at No.5A, 2^nd Floor, OAA Complex, Scott Road, Meenakshi Bazaar, Madurai - 625 001, Rep. by its Authorized Officer, P.Koteeswaran, S/o.R.Padmanaban

... Petitioner

-vs-

1.The District Registrar (Madurai South), Registration Department, Palace Road, Madurai District.

2.The Sub-Registrar, Thirumangalam Sub-Registration Office, Thirumangalam, Madurai District. ... Respondents

PRAYER: Writ Petition filed under Article 226 of the Constitution of India, to issue a Writ of Mandamus, directing the second respondent to correct the errors made in the Encumbrance Certificate regarding Document No.1/2026, dated 31.01.2026, on the file of the second respondent in accordance with the petitioner's representation dated 08.02.2026, within a time frame.

For Petitioner : Mr.K.Prabhakar

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https://www.mhc.tn.gov.in/judis

W.P.(MD)No.5721 of 2026 For Respondents : Mrs.K.Malathi Additional Government Pleader

ORDER

This Writ Petition has been filed seeking a direction to the second respondent to correct the errors made in the Encumbrance Certificate regarding Document No.1/2026, dated 31.01.2026, on the file of the second respondent in accordance with the petitioner's representation dated 08.02.2026.

2 . Upon hearing the learned counsel for the petitioner and upon perusing the materials available on record, it is seen that the grievance of the petitioner is innocuous. The petitioner states that a Sale Certificate issued in respect of the property sold under the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 was presented for registration and the same was duly registered and indexed. However, the entry in the Encumbrance Certificate does not reflect the correct particulars of the claimant/executant and the details of the document. Hence, the present writ petition has been filed seeking correction of the said errors.

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W.P.(MD)No.5721 of 2026

3 . When the matter was taken up for hearing, the learned Additional Government Pleader, taking notice on behalf of the respondents, submitted that necessary steps would be taken to rectify the errors.

4 . In view of the above submission, this writ petition is disposed of on the following terms:

The second respondent is directed to correct the errors in the Encumbrance Certificate pertaining to Document No.1 of 2026 dated 31.01.2026 on the file of the second respondent, as detailed in the petitioner’s representation dated 08.02.2026, within a period of four (4) weeks from the date of receipt of a web copy of this order, without insisting upon production of a certified copy of the order.

No costs.

Neutral Citation : Yes / No smn2

02.03.2026

To:-

1.The District Registrar (Madurai South), Registration Department, Palace Road, Madurai District.

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W.P.(MD)No.5721 of 2026

2.The Sub-Registrar, Thirumangalam Sub-Registration Office, Thirumangalam, Madurai District.

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W.P.(MD)No.5721 of 2026

D.BHARATHA CHAKRAVARTHY, J.

smn2

W.P.(MD)No.5721 of 2026

02.03.2026

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