Dismissed¶26

J.Santhosh Naveen Chelliah v. M/s.Bajaj Finance Limited

SARFAESI Act, 2022 – Section 14(1)

Madras HC19 Dec 2025WP(MD)/36617/2025

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What is this about?

Madras High Court, Madurai Bench; W.P.(MD) No.36617 of 2025; writ of certiorarified mandamus; Crl.M.P.No.260 of 2025; Chief Judicial Magistrate, Tenkasi; Section 14(1) SARFAESI Act 2022; Bajaj Finance Limited; title dispute over secured property; adequate alternative remedy under SARFAESI; composite Act; writ petition dismissed; no costs.

What did the court decide?

On a reading of the affidavit filed in support of the writ petition, the Court found that there is a title dispute over the property which is the subject matter of the SARFAESI proceedings, and that the petitioner has to work out his remedy before the appropriate Court. ¶25

J.Santhosh Naveen Chelliah Vs M/s.Bajaj Finance Limited — Banking and Recovery | Madras HC (2025)

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W.P.(MD) No.36617 of 2025

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BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

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DATED : 19.12.2025

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CORAM:

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THE HONOURABLE DR.JUSTICE G.JAYACHANDRAN and THE HONOURABLE MR.JUSTICE K.K.RAMAKRISHNAN

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W.P.(MD) No.36617 of 2025 and

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W.M.P.(MD) No.29119 of 2025

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J.Santhosh Naveen Chelliah

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... Petitioner

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-vs-

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1.M/s.Bajaj Finance Limited rep.by its Authorised Officer Unit No.804, 805, 806 Delta Wing, 8^th Floor Raheja Tower 177, Anna Salai Chennai-600 002

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2.JMRC Fuel Service rep.by its Partner 1673/B, Bharathi Nagar Sankarankoil-627 756 Tenkasi District

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3.U.V.Baby Kousalya

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4.C.Jothiraj ... Respondents

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_____________ Page 1 of 4_

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https://www.mhc.tn.gov.in/judis

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W.P.(MD) No.36617 of 2025

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PRAYER: Petition filed under Article 226 of the Constitution of India, to issue a writ of certiorarified mandamus calling for the records relating to Crl.M.P.No. 260 of 2025, on the file of the learned Chief Judicial Magistrate, Tenkasi, and quash the order dated 15.04.2025 passed therein and consequently remit the matter to the learned Chief Judicial Magistrate, Tenkasi, to pass fresh orders in accordance with law, after affording a fair and effective opportunity of hearing to the petitioner within a time stipulated by this Court.

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O R D E R

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[Order of the Court was made by DR.G.JAYACHANDRAN, J.]

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The order, dated 15.04.2025, passed in Crl.M.P.No.260 of 2025, by the learned Chief Judicial Magistrate, Tenkasi, under Section 14(1) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2022 (in short, the “SARFAESI Act”), is under challenge in this writ petition.

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Page 2 of 4

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https://www.mhc.tn.gov.in/judis

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W.P.(MD) No.36617 of 2025

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2. A reading of the affidavit filed in support of this writ petition indicates that there is a title dispute over the property, which is the subject matter of the SARFAESI proceedings. The petitioner has to work out his remedy before the appropriate Court. We are not inclined to interfere with the proceedings initiated under SARFAESI Act, which is a composite Act and having adequate remedies for the person aggrieved.

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