Hdfc Ergo General Insurance Co.Ltd, v. G. Kalaiarasan
Motor Vehicles Act, 1988 – Section 173 appeal by insurer against MCOP injury award
Case brief
What is this about?
Keywords: C.M.A. under Section 173 Motor Vehicles Act 1988; HDFC ERGO General Insurance Company Limited v. G.Kalaiarasan; motor accident 14.01.2016 GST Road Urapakkam Karanaiputhuchery Junction Chennai; lorry RJ14-GC-3741 hit motorcycle TN-19-Q-8589 from behind; rash and negligent driving; FIR Ex.P1; contributory negligence rejected; 100% negligence on lorry driver; 70% functional disability; salary certificate approximate income Rs.20,000/- reduced to Rs.15,000/-; future prospects 40%; multiplier 17; functional disability Rs.29,98,800/-; transport to hospital and extra nourishment reduced to Rs.50,000/- each; loss of income Rs.1,20,000/- deleted; M.C.O.P.No.949 of 2016; Motor Accidents Claims Tribunal Small Causes Court-II Chennai; award reduced from Rs.52,34,800/- to Rs.37,29,600/-; interest 7.5% per annum; partly allowed appeal; Madras High Court 06.03.2025.
What did the court decide?
Insurer's appeal allowed in part. Compensation reduced from Rs.52,34,800/- (Tribunal) to Rs.37,29,600/- with interest @ 7.5% per annum from the date of filing of the claim petition till the date of deposit. Monthly salary reduced from Rs.20,000/- to Rs.15,000/- (40% future prospects added, multiplier 17, 70% functional disability => Rs.29,98,800/- under functional disability); 'transport to hospital' and 'extra nourishment' reduced to Rs.50,000/- each; Rs.1,20,000/- 'loss of income' deleted; other heads confirmed. Appellant to deposit the remaining modified award amount within four weeks of receipt of a copy of the judgment; claimant may withdraw the remaining amount without further reference to the Court. No order as to costs; connected C.M.P.No.18041 of 2021 closed.