4. On perusal of the counter filed by the fourth respondent and submissions made by the Deputy Solicitor General of India, it revealed that originally the petitioner was issued licence for her Agency for Tuticorin Division on 15.10.2019. Now, she is working as Direct Agent in Dindigul Division. The petitioner's husband, viz., P.Chinnadurai, is working in Dindigul District as Development Officer. When her husband was working as Development Officer in Tuticorin District, the petitioner got licence of Agency. After her husband transferred to Dindigul District, she also got transferred to Dindigul Division. As per clarification letter dated 31.08.2020, issued by the Directorate of Postal Life Insurance, New Delhi, in continuation on 19.06.2020 implemented in circles with effect from 01.07.2020. Now, the petitioner's husband transferred to some other place and he is not working as Development Officer, in order to avoid conflict of interest, members of family of Development Officer are not allowed to procure Postal Life Insurance / Rural Postal Life Insurance business and claim incentives. In pursuant to the clarification from the Directorate of Postal Life Insurance, New Delhi, the fourth respondent was intimated to terminate the licence of the