Allowed

National General Insurance v. Fatima

Madras HC6 Jun 2024CMA(MD)/1689/2013

Case brief

AI extract

What is this about?

Insurance company appeal against a fatal motor accident award challenged only the 8% interest rate. The court reduced interest to 7.5%, enhanced loss of love and affection to Rs.40,000 each for the deceased's parents, denied it to non-dependent adult siblings, and enhanced total compensation from Rs.5,56,650/- to Rs.6,16,650/-, confirming other heads.

What did the court decide?

Interest reduced to 7.5%; loss of love and affection enhanced to Rs.80,000; insurer directed to deposit Rs.6,16,650 with interest within six weeks.

National General Insurance Vs Fatima — Insurance | Madras HC (2024)

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C.M.A(MD)No.1689 of 2013

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BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

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DATED: 06.06.2024

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CORAM

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THE HON'BLE MRS.JUSTICE S.SRIMATHY

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C.M.A(MD)No.1689 of 2013

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and

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MP(MD)No.1 of 2013

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National General Insurance Company Limited, Divisional Office II, No.16, State Bank Road, Coimbatore-641 018.

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... Appellant

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Vs.

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1.Fatima

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2.Chandrahasan

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3.Seethalakshmi

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4.Murugan

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5.R.Kathirvel

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6.Shanthi

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7.Bharathi AXA General Insurance Company Limited,

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1^st Floor, The Ferns Icon Survey No. 28, Next to Akme Ballet, Doddanekundi, Off outer Ring Road, Bangalore-560 037. ... Respondent

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(Notice to R5 to R7 may be dispensed with, since they are not necessary parties for deciding the appeal)

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PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of the Motor Vehicles Act 1988, against the judgment and decree in M.C.O.P.No.692 of 2012,

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https://www.mhc.tn.gov.in/judis

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C.M.A(MD)No.1689 of 2013

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dated 02.01.2013, on the file of the Motor Accidents Claims Tribunal, IV Additional District Court, Tirunelveli.

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For Appellant : Mr.J.S.Murali For R1 to R4 : No appearance R5 to R7 : Dispensed with

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JUDGMENT

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The Civil Miscellaneous Appeal is filed by the Insurance Company.

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2.It is a case of fatal. The contention of the Insurance Company is that the

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Tribunal has fixed 8% interest which ought to be fixed as 7.5%.

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After considering the submissions of the Insurance Company, this Court is of the considered opinion that the issue is already settled in several judgments. As far as the interest is concerned, the issue also settled by fixing 7.5% as statutory interest. Therefore, this Court is reducing the interest from 8% to 7.5%. The compensation granted under the other heads are confirmed.

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4.As far as loss of love and affection is concerned, the Tribunal had granted only Rs.20,000/-, but it has been held in several cases that the amount ought to be fixed as Rs.40,000/-. It is seen that the 1^st and 2^nd claimants are parents and the 3^rd

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https://www.mhc.tn.gov.in/judis

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C.M.A(MD)No.1689 of 2013

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and 4^th claimants are brother and sister of the deceased. Since the said brother and sister are major and they are not dependent and they are not entitled to any compensation. Therefore, the claimants 1 and 2 / parents of the deceased are entitled to Rs.40,000/- each and totally, Rs.80,000/- is granted under the head of loss of love and affection.

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5.The modified award amount granted by this Court is tabulated under:

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Sl. No.	Heads	Award granted by Tribunal	Award granted by this Court	Enhanced / Confirmed / Reduced
1.	Funeral Expenses	Rs.10,000/-	Rs.10,000/-	Confirmed
2.	Loss of Love and Affection	Rs.20,000/-	Rs.80,000/- (Rs.40,000/-*2)	Enhanced
3.	Loss of Income	Rs.4,75,000/-	Rs.4,75,000/-	Confirmed
4.	Medical Expenses	Rs.51,650/-	Rs.51,650/-	Confirmed
	Total	Rs.5,56,650/-	Rs.6,16,650/-	Enhanced

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Thus, the total compensation granted by the Tribunal is enhanced from Rs. 5,56,650/- to Rs.6,16,650/- by this Court.

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6.The appellant Insurance Company is directed to deposit Rs..6,16,650/-

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(Rupees Six Lakh Sixteen Thousand Six Hundred and Fifty only) with interest at

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https://www.mhc.tn.gov.in/judis

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C.M.A(MD)No.1689 of 2013

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the rate of 7.5% per annum and costs to the credit of M.C.O.P., on the file of claims Tribunal, less the amount already deposited, if any, within a period of six weeks from the date of receipt of a copy of this judgment. On such deposit, the claimants are permitted to withdraw their equal shares with proportionate accrued interests and costs, less the amount already withdrawn by them, if any, by filing appropriate application before the Tribunal.

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7.With the above said observations, the Civil Miscellaneous Appeal is

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allowed. No costs. Consequently, connected miscellaneous petition is closed.

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06.06.2024

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NCC : Yes / No Index : Yes / No Internet : Yes / No

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Tmg

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https://www.mhc.tn.gov.in/judis

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C.M.A(MD)No.1689 of 2013

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1.Motor Accident Claims Tribunal, IV Additional District Court, Tirunelveli.

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2.The Section Officer, Vernacular Section, Madurai Bench of Madras High Court, Madurai.

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https://www.mhc.tn.gov.in/judis

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C.M.A(MD)No.1689 of 2013

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S.SRIMATHY, J.

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Tmg

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C.M.A(MD)No.1689 of 2013

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06.06.2024

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https://www.mhc.tn.gov.in/judis

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National General Insurance v. Fatima

Case brief

What is this about?

What did the court decide?

National General Insurance v. Fatima

Case brief

What is this about?

What did the court decide?

What the court decided

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