unloading the vessels for business purposes. As per the averments in the first information report, six persons travelled in the goods vehicle. Rule 236 of the Motor Vehicles Act permits six persons to travel in a goods vehicle in addition to the driver. The policy of insurance stipulates that the seating capacity including the driver is two. R.W.1, the official of the appellant had admitted in the cross-examination that he had enquired with the third respondent as to whether the deceased was employed under the third respondent, and had not submitted any report in this regard. The Commissioner had drawn an adverse inference that the report was not produced since it was not in favour of the appellant. The Commissioner accepted the evidence of P.W.1 and the averments made in the first information report to hold that the claimants had established that the deceased worked as load-man with the third respondent herein. The Commissioner, being the final fact finding authority, this Court cannot re-appreciate the evidence. Further no substantial question of law is involved in the above appeal. The third respondent/insured who remained exparte before the Commissioner is now represented by a learned counsel. On instructions, he would submit that the deceased was working under the third respondent. Such submission made in Court cannot be a substitute for evidence. Hence, this Court is rejecting the said