Insurance company appealed a motor accident award for injuries to a pillion rider. The court restored the appeal dismissed for default, upheld the negligence finding, reduced pain and sufferings to Rs.50,000 and deleted loss of earning power, fixing total compensation at Rs.2,31,700 with interest and costs.
This page shows the compact analysis of this judgement. The full analysis — procedural history, issue-by-issue holdings with ratio and obiter, advocates, and paragraph-level evidence for every claim — is being added to the record in batches and will appear here when this judgement has been through it.
IN THE HIGH COURT OF JUDICATURE AT MADRAS
DATED : 12.11.2024
CORAM
THE HONOURABLE MR.JUSTICE M. DHANDAPANI
Civil Miscellaneous Appeal No.1271 of 2018 and CMP. No.7776 of 2024
National Insurance Co. Ltd., Having Branch Office, at Perundurai Office, Erode Taluk, Erode. ... Appellant
Vs.
Respondent-1 Died. Respondents 4 to 6 brought on record as Lrs. Of the deceased first respondent vide court order dated 12.06.2023 made in CMP. No.21877 to 21897 of 2022 in CMA. No.1271 of 2018 by this Court.
... Respondents
Civil Miscellaneous Appeal filed under Section 173 of the Motor Vehicles Act, 1988, against the judgment and decree dated 21.02.2017 1/10
made in MCOP. No.64 of 2014 on the file of the Motor Accident Claims Tribunal (Special Sub Judge) Erode.
For Appellant : M/s.R.Sree Vidhya For Respondents : R1 – died RR2 & 3 Not ready in notice Mr.S.Kaithamalai Kumarn RR4 to 6
JUDGMENT
CMP. No.7776 of 2024 has been filed to restore the appeal which was dismissed for default on 01.09.2023.
am, when the first respondent was travelling as a pillion rider in the
2/10
motor cycle bearing Reg. No.TN 33 AF 9507 which was driven by the second respondent from south to north direction in the Periyavalasu to Sathy Road near, on hearing Muniappan Koil, the rider of the bike bearing Reg. No.TN 33 AF 9607, which drove in a rash and negligent manner and due to the said rashness, lost control and hit against the stone, by which, the first respondent was thrown from the vehicle and sustained grievous injuries over all his body. Since the claimant sustained severe injuries, he took treatment as an inpatient from 09.10.2010 to 20.10.2010. The first respondent herein has filed the said claim petition under Section 163(A) of the Motor Vehicles Act, 1988, claiming a sum of Rs.15,00,000/~ as compensation for the injuries sustained in the accident.
appellant~Insurance Company examined one witness as R.W.1 and 3/10
marked one document.
evidence, held that due to rash and negligent driving of the rider of the two wheeler, the accident had happened and directed the appellant~Insurance Company to pay a sum of Rs.5,62,500/-.
Company contended that as per the investigation of the insurance company, there are two vehicles involved. One unknown lorry has been hit against the two wheeler which was driven by the second respondent. Instead of implicating the lorry, the claimant set up the third respondent vehicle to get compensation from the appellant insurance company. As per Ex.P7, Accident Register, there are two vehicle involved in the accident. However, the claimant filed a petition as against the owner of 4/10
the vehicle and its insurer, which is not sustainable.
20%. However, To prove the case, the first respondent has examined PW2 who is the eyewitness to the occurence. To disprove the case, the insurance company has not examined any independent witness. In the absense of any eyewitness, the Tribunal has rightly assessed the issue and fixed the negligence as against the respondents 2 & 3 and fastended the liability as against the appellant insurance company, which is perfectly in order.
13. Heard the learned counsel appearing for the
appellant~Insurance Company and the learned counsel appearing for the first respondent and perused the entire materials on record.
occurred due to rash and negligent driving by the rider of the two wheeler, for which, the first respondent sustained injuries. Immediately after the accident, the first respondent admitted in the Government Hospital. To prove the same, Ex.P5/A.R. Copy has been marked. Apart from that, the wound certificates/Ex.P6,7 was issued by the Doctors and they have examined as PW3 and PW4. Discharge summary was marked as Ex.P8 and P9. Thereafter, a complaint has been registered. After perusing the above said documents, the Tribunal came to the conclusion that the accident had happened on 09.10.2010. To substantiate his claim, the first respondent examined himself as P.W.1. And PW2 eyewitness to the accident. However, the insurance company has examined any independent eyewitness before the Tribunal. Therefore, the Tribunal has rightly fixed the negligence as against the respondents 2 & 3 and fastened the liability as against the insurance company. This Court has also not inclined to interfere with the negligence aspect.
loss of earning power which is highly exorbitant and the same has to be 7/10
modified. The claimant has taken treatment for 10 days. Therefore, pain and suffering awarded by the Tribunal is excessive. The Doctors who treated the claimant has assessed the disability at 20% Without any supporting documents, the Tribunal has fixed the monthly income at Rs.6,000/- to the claimant and awarded huge compensation towards loss of earning power and the same is set aside. The other heads awarded by the Tribunal is just and reasonable, which does not warrant any interference. The compensation awarded by the Tribunal is modified as follows:
| Heads | Amount awarded by the Tribunal (Rs.) |
Modified Award Amount (Rs.) |
|---|---|---|
| Loss of income | 24,000 | 24,000 |
| Transportation | 4,000 | 4,000 |
| Extra nourishment | 12,000 | 12,000 |
| Damages for clothes & articles |
500 | 500 |
| Medical expenses | 1,01,200 | 1,01,200 |
| Pain and sufferings | 1,00,000 | 50,000 |
| Disability | 40,000 | 40,000 |
| Loss of earningpower | 2,80,000 | ...... |
| Total | 5,62,500 | 2,31,700/- |
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is allowed and a sum of Rs.2,31,700/~ awarded by the Tribunal as compensation to the first respondent, along with interest and costs is confirmed. The appellant insurance company is directed to deposit the award amount along with interest and costs, within a period of four weeks from the date of receipt of a copy of this judgment to the credit of M.C.O.P.No.64 of 2014 on the file of the Motor Accidents Claims Tribunal, Erode. On such deposit, the 4th respondent is permitted to withdraw the award amount at Rs.1,26,700/- along with proportionate interest and costs, and the respondents 5 and 6 are permitted to withdraw for a sum of Rs.50,000/- each along with proportionate interest and costs, after adjusting the amount, if any already withdrawn, by filing necessary applications before the Tribunal. The appellant~Insurance Company is permitted to withdraw the excess amount, if any already deposited before the Tribunal. No costs.
12.11.2024
Speaking Judgment/Non-speaking Judgment Index :Yes/No Neutral citation: Yes/No rli
9/10
M.DHANDAPANI.,J rli
To
Motor Accident Claims Tribunal Erode
Civil Miscellaneous Appeal No.1271 of 2018
12.11.2024
10/10
2 issues framed by the court
Whether the Tribunal's finding of negligence against the insured two-wheeler and the insurer's liability was sustainable.
Whether the compensation awarded for pain and sufferings and loss of earning power was excessive.
2 provisions across 1 enactments
National Insurance Co. Ltd.
Williams
S.Sakthivel
J.Inba Sathiyanathan
Vijaya
Clara
M. Dhandapani
As recorded by the court registry
Judgements on the same questions, provisions and authorities, from every court
