2 .The case of the petitioner is that she has borrowed a sum of Rs.2,50,000/- from the respondent/complainant on 10.09.2017, for her emergency purpose, and she has also assured the complainant to repay the said amount with interest at the rate of 2% within a period of three months. For discharge her liability, the petitioner has handed over a post dated cheque bearing Registration No.460388 dated 05.12.2017 for a sum of Rs.2,50,000/-, drawn in State Bank of India, Gandhi Nagar Branch, Madurai. The respondent herein has presented the cheque for encashment on 05.12.2017, but the same was returned with a memo dated 06.12.2017 for the reason that “Insufficient Funds”, for which, on 07.12.2017, the respondent had also issued legal notice. The same was received by the petitioner and she again gave the false assurance to the respondent. The said cheque was again presented before the bank on 15.02.2018, once again the said cheque was returned with an endorsement “Funds Insufficient” vide a memo dated 16.02.2018. Due to which, the respondent herein has sent the second legal notice on 02.03.2018 and filed a complaint against the petitioner under Section 138(b) of the Negotiable Instrument Act. The same was taken on file in