the loan section of NSFDC has deposed that the letter marked as Ex.P.7 from the Industries Department dated 29.07.2003 received at her office and she has entrusted it to attend the letter to one Sundaramurthy to attend. In the cross examination she has deposed that prior to that, her seat was attended by one Bharathi, a temporary staff and he was removed from service for dereliction of duty. As a result , there was backlog in attending the files including the file pertaining to P.W.1 received from the Industries Department. She has categorically stated in her deposition that the accused is not cause for the delay. She has also specifically stated that P.W.1 after availing loan has not paid even a single installment. This evidence read along with the evidence of P.W.4 Pandurangan, Field Inspector, who accompanied the accused to the unit of P.W.1 on 20.09.2003 prove that when P.W.1 sought for NOC on 19.09.2003, the accused has informed P.W.1 that without inspecting the unit he will not give NOC. Accordingly, on the next day i.e. on 20.09.2003, the accused along with Pandurangan had inspected the unit. When they went to the unit of P.W.1, he was not present and he came late at about 11.45 a.m., and thereafter on completion of inspection Pandurangan along with the accused returned back to the office. According to P.W.1, at the
