Allowed

National Insurance Co.Ltd., v. Pandi @ Pandian

Madras HC25 Apr 2023CMA(MD)/398/2015

Case brief

AI extract

What is this about?

The Madras High Court allowed the insurance company's appeal, reducing the tribunal's award. It held that breath smelling of alcohol established contributory negligence (25%) and reduced loss of earning capacity due to lack of specific medical evidence.

What did the court decide?

The total award was reduced to Rs. 1,02,750/-, and interest at 7.5% was ordered from the date of the claim petition.

National Insurance Co.Ltd., Vs Pandi @ Pandian — Pension and Retirement Benefits | Madras HC (2023)

¶1

C.M.A(MD)No.398 of 2015

¶2

BEFORE THE MADURAI BENCH OF MADRAS HIGH COURT

¶3

DATED: 25.04.2023

¶4

CORAM

¶5

THE HON'BLE MR.JUSTICE R.VIJAYAKUMAR

¶6

C.M.A(MD)No.398 of 2015 and M.P(MD)No.2 of 2015

¶7

National Insurance Company Limited, Represented by its Branch Manager, 1^st Floor, 135/1, Rose Building Main Road, Kovilpatti. ... Appellant/2^nd Respondent Vs.

¶8

1.Pandi@Pandian ... Respondent/Petitioner 2.A.Vijayakumar ... Respondent/1^st Respondent

¶9

PRAYER: Civil Miscellaneous Appeal is filed under Section 173 of Motor Vehicles Act, to set aside the judgment and decree passed by the Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Thoothukudi in M.C.O.P.No.46 of 2011, dated 11.09.2012.

¶10

For Appellant : Mr.D.Sivaraman For R1 : No Appearance For R2 : Mr.S.C.Herold Singh

¶11

https://www.mhc.tn.gov.in/judis

¶12

1/8

¶13

C.M.A(MD)No.398 of 2015

¶14

JUDGMENT

¶15

The present appeal has been filed by the insurance company challenging the award of the Motor Accident Claims Tribunal, Thoothukudi in M.C.O.P.No.46 of 2011.

¶16

According to the injured claimant, he was a pedestrian walking north to south direction at Mukkani in Thoothukudi-Trichendur Main road on the extreme left side of the road. At about 07.00 p.m., a Tata Sumo car which was owned by the 1^st respondent and insured with the 2^nd respondent came from the opposite direction and driven in a rash and negligent manner, had dashed against the petitioner. The claimant had fallen down and sustained multiple grievous injuries including fracture. According to the claimant, he was a firewood cutter and he was earning a sum of Rs.10,000/- per month. He claimed a sum of Rs.5,00,000/towards compensation.

¶17

The owner of the Tata Sumo car had remained ex parte and the insurance company has filed a counter contending that the injured claimant had attempted to cross the road in a drunken mood without following traffic rules and hence, the claimant alone was responsible for https://www.mhc.tn.gov.in/judis

¶18

the accident and there was no negligence on the part of the driver of Tata

¶19

2/8

¶20

C.M.A(MD)No.398 of 2015

¶21

Sumo. The insurance company further disputed the quantum of compensation claimed by the petitioner.

¶22

The tribunal after hearing both the parties, arrived at a conclusion that the accident has happened only due to the rash and negligent driving on the part of the driver of the Tata Sumo car. The tribunal proceeded to fix the notional monthly income at Rs.4,500/- and awarded a sum of Rs.13,500/- towards loss of income. A sum of Rs. 1,000/- was awarded towards transport expenses and a sum of Rs.2,500/was awarded towards extra nourishment. Since no medical bills were produced, the tribunal has not awarded any amount towards medical expenses. For pain and suffering, a sum of Rs.50,000/- has been awarded. Based upon Exhibit P.6 disability certificate, the permanent partial disability was arrived at 45% and a sum of Rs.45,000/- has been awarded and another sum of Rs.45,000/- was awarded towards loss of earning capacity. Totally, a sum of Rs.1,57,000/- has been awarded. Challenging the said award, the present appeal has been filed.

¶23

According to the learned counsel appearing for the appellant, admittedly the injured claimant was in a drunken mood and he had attempted to cross the road and only because of the same, the accident https://www.mhc.tn.gov.in/judis has taken place. The learned counsel appearing for the appellant relied

¶24

3/8

¶25

C.M.A(MD)No.398 of 2015

¶26

upon Exhibit P.2 accident register which discloses that the Assistant Civil Surgeon has recorded that the patient was “conscious, not oriented breath smell of alcohol”. The learned counsel for the appellant further relied upon the evidence of the doctor R.W.2 who had recorded the accident register. R.W.2 in her chief examination, has stated that there was smell of alcohol when the patient was brought to the hospital. During cross-examination also she had confirmed the said finding. However, suggestions have been put to the said doctor to the effect that without conducting urine examination or blood test, it could not be finally concluded that the man was in a drunken mood. However, the said suggestion was negatived by the doctor.

¶27

The learned counsel appearing for the appellant had contended that while cross-examining the officials of insurance corporation, a suggestion has put to him to the effect that the injured claimant had crossed the road only after giving signal. Therefore, according to the learned counsel appearing for the appellant, the claimant has admitted that he was crossing the road when the accident has taken place. A combined reading of Exhibit P.2 and cross examination of R.W.1 and R.W.2, it is clear that the injured claimant had crossed the road in a drunken mood. Therefore, the claimant has contributed to the accident https://www.mhc.tn.gov.in/judis and 50% of compensation should be reduced.

¶28

4/8

¶29

C.M.A(MD)No.398 of 2015

¶30

Though the claimant has been served, there is no appearance either in person or through counsel.

¶31

The main contention of the learned counsel appearing for the appellant is that the injured claimant had crossed the road in a drunken mood. The doctor who had examined the injured claimant at the first instance has recorded in Exhibit P.2 as “breath smell of alcohol”. She was examined as R.W.2. During her chief-examination, she has stated that she had recorded what she had found. In the cross-examination also she had confirmed her findings. The only objection that was raised on the side of the claimant is that without breath test or blood test, it cannot be confirmed that the claimant was under influence of alcohol. The Hon’ble Supreme Court in a judgment reported in 2021 (7) SCC 704 (Iffco Tokio General Insurance Company Limited Vs. Pearl Beverages Limited) in paragraph no.84 has held that it is not possible for the insurance company to establish that the claimant was in a drunken mood, especially, when the matter was taken up after a long time. The reference of breath of alcohol recorded by the concerned doctor is enough to conclude that the injured or the death person was under the influence of alcohol. Therefore, this Court is of the opinion that the recording of the https://www.mhc.tn.gov.in/judis doctor under Exhibit P.2 is enough to come to a conclusion that the

¶32

5/8

¶33

C.M.A(MD)No.398 of 2015

¶34

injured claimant was under the influence of alcohol at the time of accident. Therefore, this Court is of the view that he has contributed to the accident.

¶35

The learned counsel appearing for the appellant had further contended that according to the claimant, he was a firewood cutter. However, the injury said to have been sustained by him resulting in 45% permanent disability cannot be considered to be functional disability so as to make an award of Rs.45,000/- towards loss of earning capacity. A perusal of Exhibit P.6 disability certificate discloses that the claimant is aged about 70 years and 45% disability has been fixed under the said certificate. However, there is no reference about his loss of earning capacity. Without such an observations in the certificate, the tribunal was not right in awarding Rs.45,000/- towards loss of earning capacity.

¶36

In view of the above said facts, the award of the tribunal under the head of loss of earning capacity is reduced from Rs.45,000/- to Rs.25,000/- and the total award is reduced from Rs.1,57,000/- to Rs.1,37,000/-. In view of the fact that the claimant has also contributed to the accident by crossing the road under the influence of alcohol, this https://www.mhc.tn.gov.in/judis Court is inclined to fix the contributory negligence on the part of the

¶37

6/8

¶38

C.M.A(MD)No.398 of 2015

¶39

claimant at 25%. Therefore, the final award amount is Rs.1,02,750/-. The

¶40

said amount shall carry interest at 7.5% from the date of claim petition.

¶41

The award of the tribunal is modified and the Civil

¶42

Miscellaneous Appeal is allowed to the extent as stated above. No costs.

¶43

Consequently, connected Civil Miscellaneous Petition is closed.

¶44

25.04.2023

¶45

NCC : Yes / No Index : Yes / No Internet : Yes / No

¶46

gbg

¶47

¶48

1.The Motor Accident Claims Tribunal, Chief Judicial Magistrate Court, Thoothukudi.

¶49

2.The Section Officer, Vernacular Section, Madurai Bench of Madras High Court, Madurai.

¶50

https://www.mhc.tn.gov.in/judis

¶51

7/8

¶52

C.M.A(MD)No.398 of 2015

¶53

R.VIJAYAKUMAR,J.

¶54

gbg

¶55

Judgment made in C.M.A(MD)No.398 of 2015

¶56

25.04.2023

¶57

https://www.mhc.tn.gov.in/judis

¶58

8/8

National Insurance Co.Ltd., v. Pandi @ Pandian

Case brief

What is this about?

What did the court decide?

National Insurance Co.Ltd., v. Pandi @ Pandian

Case brief

What is this about?

What did the court decide?

What the court decided

A compact analysis

Issues for consideration

Cases cited

Statutes considered

Parties & counsel

Coram

Case details

Similar cases

Employees State Insurance Vs Tuticorin Permanent Fund Ltd.

C. Ramalingam Vs Vijaya Mayan

M/S.the Oriental Insurance Vs S.Natarajan

The Oriental Insurance Company Vs Valliammal

Esi Corporation Vs M/S.Shri Mookambiga Spinning

Alagarsamy (Died), 1. Chitra, Vs Arunachalam Chettiar