On 4.3.2008 at about 11.00 p.m. when the deceased Kannan was riding Hero Honda Dawn motorcycle bearing registration No.TN-30-F-1305 on the extreme left side of the 3 road to Lee bazaar main road and when he was coming near Lee Bazaar Petrol Bunk, a lorry bearing registration No.TML 4802 came from opposite direction was driven by its driver in a rash and negligent manner without blowing horn with great speed and hit against the motorcycle, thereby caused accident, resulting in Kannan sustained grievous injuries all over the body and immediately he was shifted to Government Mohan Kumaramangalam Medical College hospital where he died. A case has been registered in Cr.No.112 of 2008 under Section 279 and 304-A of I.P.C. Against the lorry driver by the Salem City Police. The legal heirs of the deceased have filed a claim petition before the tribunal claiming compensation of Rs.15,00,000/- against the appellant and the 5th respondent being the insurer of the vehicle and owner of the vehicle.