in favour of Vijaya Bank which is marked as Ex.P5. He has also executed a mortgage deed marked as Ex.P6. For the loan, A2[Robin] had stood as guarantor and given a letter of guarantee dated 11.02.1999. From his OLCC account No.9/99, he has withdrawn of Rs.1,55,000/- through cheque and issued a cheque for Rs.10,000/- to his friend Rejisamuvel. Except withdrawal of a sum of Rs.1,65,000/- from his cash credit account, he has not withdrawn any other money. While so, when he went to draw money, A1[K.V.Suresh] Branch Manager instructed him to come after two weeks, but without his knowledge, a sum of Rs.2,85,000/- has been withdrawn without his knowledge or consent. He has not issued any cheque for the said amount nor he has instructed the bank to transfer the amount of Rs.2,00,000/- and Rs.85,000/- from his account to C.C.No.27/98 and C.C.No.16/98 respectively. When he found withdrawal of Rs.2,85,000/unauthorisedly he gave a complaint to the Head Office about the fraudulent withdrawal of Rs.2,85,000/- from his account.