2.It is the case of the 1st respondent/claimant that on 28.10.2012, when she was walking on the extreme left side of TrichyDindigul main road, a Maruthi Alto Car bearing registration No.TN45-AU-1077 belonging to the 2nd respondent insured with the appellant, driven by its driver in a rash and negligent manner dashed against her from behind. Due to the impact, the 1st respondent fell down and sustained multiple injuries all over the body including fracture in the right hand below knee, fracture in the left leg below knee, fracture in the right side spinal cord, fracture in the right thigh and severe head injury. Immediately, she was taken to Dr.Kalaiarasan Hospital, Manapparai, and thereafter, she took treatment as inpatient in Vikram Hospital, Madurai, for the period between 28.10.2012 and 18.11.2012. It is https://hcservices.ecourts.gov.in/hcservices/ the claim of the petitioner that she incurred Rs.3,50,000/- towards medical expenses. She made a claim in MCOP.No.359 of 2013 on the