6.In the counter affidavit filed by the respondent bank, it is stated that as per the revised guidelines, it has been stressed that bankers while entertaining educational loan applications are to study the merit of the students and the employment opportunities, the course and the colleges fetch to the students on completion of the course. According to the bank, the petitioner's daughter was a mediocre student having 713 marks out of 1200 in the qualifying Higher Secondary Examination. According to the bank, many foreign universities admit the students liberally without insisting on merits through intermediary and pursue such education in foreign universities is not a positive factor for the bank to consider the application for the grant of educational loan. Moreover, it is stated in the counter affidavit that the petitioner had borrowed hand loans viz., Rs.30,000/-and another Rs.25,000/- on two occasions and failed to repay the loan amount and bank was ultimately forced to write off of the loan. In such circumstances, the bank is legitimately concerned with the repayment of the loan to be advanced to the petitioner under the scheme. In all the above said reasons, the learned counsel for the bank would submit that the claim of the petitioner has been rightly rejected and the same is not liable to be interfered with.
