On 31.07.2012, about 10.00 hours, when the deceased, D.Vasanth, was riding a Scooter, bearing Registration No.TN22-BR-2372, from his residence to St.Thomas Mount, along Medavakkam Main Road, from South to North direction, near Keelkattalai, opposite to Dominos Pizza, a borewell lorry, bearing Registration No.TN-28-W-5679, was parked in the middle of the road, obstructing the flow of traffic. While the motorcyclist was crossing the stationary borewell lorry, a tipper lorry, insured with the appellant herein, driven in a rash and negligent manner, came from behind and dashed against the scooter. In the result, the motorcyclist dashed against the borewell lorry, he fell down, the tipper lorry ran over him, he sustained injuries and died. In this regard, a case in Crime No.956 of 2012 has been registered against both the drivers of tipper lorry and borewell lorry. Mother of the deceased filed M.C.O.P.No.5586 of 2012 on the file of Motor Accident Claims Tribunal, (II Court of Small Causes), Chennai, claiming compensation of Rs.24,00,000/-. According to her, at the time of accident, the deceased was aged 30 years, and working as a Toner Delivery Man in M/s.Ricoh India Limited (a subsidiary of IKYA Capital Solutions Private Limited), earned Rs.15,000/- per month.