Punjab & Sind Bank (Officers') Service (Amendment) Regulations, 2017

EXTRAORDINARY PART III—Section 4 PUBLISHED BY AUTHORITY No. 484] NEW DELHI, THURSDAY, DECEMBER 21, 2017/AGRAHAYANA 30, 1939 पंजाब ए�ड PUNJAB AND SIND BANK NOTIFICATION New Delhi, the 11th October, 2017 F. No. PSB/STAFF/OSR/2017.—In exercise of the powers conferred by Section 19, read with sub- section (2) of section 12 of the Banking Companies (Acquisition and Transfer of Undertakings) Act, 1980 (40 of 1980), the Board of Directors of the Punjab & Sind Bank in consultation with the Reserve Bank of India and with the previous sanction of the Central Government, hereby makes the following regulations further to amend the Punjab & Sind Bank (Officers’) Service Regulations, 1982, namely:- 1. (1) These regulations may be called the Punjab & Sind Bank (Officers') Service (Amendment) Regulations, 2017. (2) They shall be deemed to have come into force with effect from the 1st day of November, 2007, except as otherwise provided in these regulations. 2. In Punjab & Sind Bank (Officers’) Service Regulations, 1982 (hereinafter referred to as the said regulations), in regulations 3,- (i) for clause (f), the following clause shall be substituted, namely:- ‘(f) “family” means the spouse of the officer, wholly dependent unmarried children (including step children and legally adopted children), physically challenged brother or sister with forty per cent, or more disability and parents ordinarily residing with and wholly dependent on the officer.’ Explanation.- For the purposes of this clause a child or parent or physically challenged brother or sister shall be deemed to be dependent on the officer if the monthly income of such child, parent, brother or sister does not exceed Rs.3,500 per month. Provided that if the income of one of the parents exceeds Rs.3,500 per month or the aggregate income of both the parents exceeds Rs. 3,500 per month, both the parents shall not be considered as wholly dependent on the officer.’ (ii) Clause (o) shall be omitted 3. In regulation 4 of the said regulations,- (i) sub-regulation (4A) shall be omitted; (ii) after sub-regulation (4A) as so omitted, the following sub-regulations shall be inserted, namely:- “(5) With effect from the 1st November, 2007, the scales of pay specified against each grade shall be as under (a) Top Executive Grade (b) Senior Management Grade (c) Middle Management Grade (d) Junior Management Grade Explanation.- Every officer who is governed by the scales of pay in force as on the 31st October, 2007 shall be fitted in the scale of pay set out in this sub-regulation as on 1 st November, 2007 on stage to stage basis, i.e. on corresponding stages from first stage onwards in the respective scales and the increments shall fall on the anniversary date as usual except where provided otherwise. (6) Nothing in sub-regulations (1), (2), (3), (4) and (5) shall be construed as requiring the Bank to have at all times, officers serving in all these grades.”. 4. In regulation 5 of the said regulations,- (a) for sub-regulation (1), the following sub-regulation, shall be substituted, namely:- “(1) Subject to the provisions of sub-regulation (5) of regulation 4, on and from the 1st November, 2007, the increments shall be granted subject to the following, namely:- (a) the increments specified in the scales of pay set out in sub-regulation (5) of regulation 4 shall, subject to the sanction of the Competent Authority, accrue on an annual basis and shall be granted on the first day of the month in which these fall due; (b) officers in Junior Management Grade Scale I who have moved to scale of pay for Middle management Grade Scale II after reaching maximum of the higher scale shall be eligible for four stagnation increments for every three completed years of service of which first two shall be Rs.800 each and next two Rs.900 each: Provided that officers who have completed three years or more after receipt of the second stagnation increment as on 1 st November, 2007 shall get the third stagnation increment on 1 st November, 2007 and another stagnation increment on or after the 1 st November, 2008 on their completion of six years after receipt of second stagnation increment; (c) officers in Middle Management Grade Scale II who have moved to scale of pay for Middle Management Grade Scale III after reaching maximum of higher scale shall be eligible for three stagnation increments of Rs.900 each for every three completed years of service: Provided that officers who have completed three years or more after receipt of the first stagnation increment as on the 1 st November, 2007 shall get the next stagnation increment with effect from the 1 st November, 2007 and a subsequent stagnation increment on or after the 1st November, 2008 on their completion of six years after receipt of the first stagnation increment: Provided further the officers appointed to or promoted in substantive Middle Management Grade Scale III, shall be eligible for four stagnation increments of Rs. 900 each for every three completed years of service or : Provided also that the officers who have already received two stagnation increments and completed more than three years of service after receipt of second stagnation increment as on the 1 st November, 2007 shall get the third stagnation increment on the 1st November, 2007 and the fourth stagnation increment, on or after the 1st November, 2008 on completion of six years after receipt of second stagnation increment. Explanation.- Grant of such increments in the next higher scale under this sub-regulation shall not amount to promotion and the privileges, perquisites, duties and responsibilities of the officers shall continue as of their substantive posts. (b) in sub regulation (2),- (i) in the explanation, after clause (e) and before the Note, the following clause shall be inserted, namely:- “(f) on and from the 1st day of November, 2007, other things being equal, the quantum of Professional Qualification Pay shall stand revised as under:- TABLE Those who have passed Junior Associate of Indian Institute of Bankers or Certified Associate of Indian Institute of Bankers (i) Rs.410 per month one year after reaching maximum of the Scale. Those who have passed both parts of Certified Associate of Indian Institute of Bankers (i) Rs.410 per month after one year on reaching maximum of the Scale. (i) Rs.1030 per month after two years on reaching maximum of the Scale; Provided that an Officer acquiring Junior Associate of Indian Institute of Bankers or Certified Associate of Indian Institute of Bankers (either or both parts) qualifications after reaching the maximum of the scale of pay, shall be granted from the date of acquiring such qualification the first installment of Professional Qualification Pay and the release of subsequent installments of Professional Qualification Pay shall be with reference to the date of release of first installment of Professional Qualification Pay: Provided further that in a case where an officer, has already acquired any of the above qualifications and has not earned any increment or Professional Qualification Pay on account of acquiring such qualification, he may be granted the Professional Qualification Pay, with effect from the 1 st November 2007 or the date of acquiring such qualification/s, whichever is later.”; (ii) in the Note, for clause (v), the following clause shall be substituted, namely:- “(v) if an officer, as on the 27 th April 2010 has already acquired any of the said qualifications referred to in clause (iv) and has not earned any increment or Professional Qualification Pay on account of acquiring such qualification, he shall be granted the Professional Qualification Pay, with effect from the 1st day of November, 2007 or the date of acquiring such qualification, whichever is later.”; (c) in sub-regulation (3), - (i) after clause (d) and before the Note, the following clause shall be inserted, namely:- “(e) on and from the 1 st November, 2007, other things being equal, Fixed Personal Pay together with House Rent Allowance shall be at the following rates and shall remain frozen for the entire period of service:- TABLE Increment Component (Rs.) Dearness Allowance as on 01.11.2007 on the increment components (Rs.) Total Fixed Personal Pay payable where bank’s accommodation is provided (Rs.) (A) (B) (C) (ii) in the Note, for clauses (i) and (ii), the following clauses shall be substituted, namely:- “(i) Fixed Personal Allowance or Fixed Personal Pay as indicated under column (C) of the Table under clauses (b), (c), (d) or (e) shall be payable to those officers who are provided with bank’s accommodation. (ii) Fixed Personal Allowance or Fixed Personal Pay for officers eligible for House Rent Allowance shall be aggregate amount specified under columns (A) and (B) of the Table under clause (e) and House Rent allowance drawn by the concerned officer employees when the last increment of the relevant scale of pay as specified in sub-regulations (2), (3), (4) or (5) of regulation 4 is earned.”; (iii) clause (e) occurring after the Note shall be renumbered as sub-clause (v) thereof and for clause (v) as so numbered, the following clause be substituted, namely:- “(v) An officer who has earned the advance increment as in clause (a) above shall draw the quantum of Fixed Personal Allowance/Fixed Personal Pay as mentioned in clause (b), (c), (d) or (e) above, one year after reaching the maximum of the scale”; 5. In regulation 21 of the said regulations,- (i) in sub-regulation (3), the Note shall be omitted; (ii) in sub-regulation (4), the Note shall be omitted; (iii) after sub-regulation (4), the following sub-regulation and Note shall be inserted, namely:- “(5) On and from the 1st day of November, 2007, dearness allowance shall be payable for every rise or fall of four points over 2836 points in the quarterly average of the All India Average Working Class Consumer Price Index (General) Base 1960=100 at 0.15% of Pay. Explanation.- For the purposes of this sub-regulation,- (a) “pay” for the purpose of Dearness Allowance shall mean basic pay including Stagnation Increments; (b) Professional Qualification Allowance or Professional Qualification Pay as specified in Explanations (c), (d), (e) and (f) to sub-regulation (2) of regulation 5 shall rank for dearness allowance’. 6. In regulation 22 of the said regulations, for sub-regulations (1) and (2), the following sub regulations shall be substituted, namely:- “(1) on and from the 1 st day of November, 2002, (a) where an officer is provided with residential accommodation by the Bank, a sum equal to 1.75 per cent of the basic pay in the first stage of the scale of pay in which he is placed or the standard rent for the accommodation, whichever is less, shall be recovered from him; (b) where an officer is not provided any residential accommodation by the Bank, he shall be eligible for House Rent Allowance at the rates specified in the following table, namely: TABLE Where the place of work is in HRA payable shall be (i) Major “A” Class Cities and project Area Centres in Group A 8.5% of Pay (ii) Other places in Area I and Project Area Centres in Group B 7.5% of Pay (iii) Other places 6.5% of Pay: Provided that if an officer produces a rent receipt, the House Rent Allowance payable to him shall be the actual rent paid by him for the residential accommodation in excess over 1.75 per cent of pay in the first stage of the scale of pay in which he placed with a maximum of 150 per cent of the House Rent Allowance payable as per column (2) of the above Table. (2) on and from the 1 st day of November, 2007,- (a) where an officer is provided with residential accommodation by the Bank, a sum equal to 1.20 per cent of the basic pay in the first stage of the scale of pay in which he is placed or the standard rent for the accommodation, whichever is less, shall be recovered from him; (b) where an officer is not provided any residential accommodation by the Bank, he shall be eligible for House Rent Allowance at the rates specified in the following table, namely:- TABLE Where the place of work is in HRA payable shall be (i) Major “A” Class Cities and Project Area Centres in Group A 8.5% of Pay (ii) Other places in Area I and Project Area Centres in Group B 7.5% of Pay (iii) Other places 6.5% of Pay Provided that if an officer produces a rent receipt, the House Rent Allowance payable to him shall be the actual rent paid by him for the residential accommodation in excess over 1.20 per cent of pay in the first stage of the Scale of Pay in which he is placed with a maximum of 150 per cent of the House Rent Allowance payable as per aforesaid rates mentioned in column (2) above. Note:- The claims of officers for House Rent allowance linked to the cost of their ownership accommodation shall also be restricted to 150 per cent of House Rent Allowance as hitherto.”; 7. In regulation 23 of the said regulations,- (i) in sub-regulation (1), for the figures, letters and words “1 st day of November 2002” , the figures, letters and words “1 st day of November 2007” shall be substituted; (ii) in sub-regulation (2), for the figures, letters and words “1st day of November 2002, the figures, letters and words “1 st day of November 2007” shall be substituted; (iii) for sub-regulation (3), (4) and (5), the following sub-regulations shall be substituted namely:- “(3) On and from the 1st day of November, 2007, if an officer is serving in an area to be specified as Project Area falling in Group A or Group B, he shall be eligible for a Project Area Compensatory Allowance at the rate of Rs.290 per month or Rs.255 per month according to the classification of area as Group A or Group B. (4) On and from the 1 st day of November, 2007, if an officer is transferred from one place to another in the midst of an academic year and if he has one or more children studying in school or college, in the former place, he shall be eligible for a mid-academic year transfer allowance of Rs.700 per month from the date he reports to the latter place upto the end of the academic year in respect of all the children, provided that such allowance shall cease if all the children cease studying at the former place. (5) On and from the 1st day of May, 2010, if an officer is deputed to serve outside the Bank, he may opt to receive the emoluments attached to the post to which he is deputed, or he may in addition to his pay, draw a deputation allowance at the rate of 7.75 per cent of pay subject to a maximum Rs.2300 per month and such other allowances he would have drawn had he been posted in the Bank’s service at that place: Provided that where he is deputed to an organization which is located at the same place where he was posted immediately prior to his deputation, he shall receive a deputation allowance equal to 4 per cent of his pay subject to a maximum Rs.1200 per month: Provided further that an officer on deputation to the Training Establishment of the Bank as a faculty member shall be eligible for deputation allowance at the rate of 4 per cent of his pay subject to a maximum Rs. 1200 per month.”; (iv) for sub-regulation (8), the following sub-regulation shall be substituted, namely:- “(8) on and from the 1 st day of November 2007, if the working hours during a day are split with minimum interval of two hours, an officer shall be eligible for a Split Duty Allowance at the rate of Rs.165 per month.”; (v) in sub-regulation (10),- (a) for the figures, letters and words “1st day of November, 2002”, the figures, letters and words “1st day of November, 2007” shall be substituted; (b) for the Table, the following Table shall be substituted, namely:- “TABLE Place Rate (i) Place with an altitude of 1000 metres and above but less than 1500 metres and Mercara Town 2% of pay subject to a maximum of Rs.550 per month (ii) Place with an altitude of 1500 metres and above but less than 3000 metres 2½% of pay subject to a maximum of Rs.680 per month (iii) Place with an altitude of 3000 metres and above 5% of pay subject to a maximum of Rs.1570 per month”; 8. In regulation 24 of the said regulations, in sub-regulation (1), for clause (a), the following clause shall be substituted, namely:- “(a) Medical Expenses.- On and from the 1st day of November 2007, an officer shall be eligible for reimbursement of medical expenses for self and family on the strength of the officer’s own certificate of having incurred such expenditure supported by a statement of accounts for the amounts claimed as specified in the table below, namely:- TABLE Grade Maximum limit of reimbursement Junior management and Middle Management Grade Rs.5100 or the amount incurred whichever is less Senior Management and Top Executive Grade Rs.6320 or the amount incurred whichever is less Note:- (i) an officer may be allowed to accumulate unavailed medical aid so as not to exceed at any time three times the maximum amount provided above or; (ii) for the year 2007, the reimbursement of medical expenses under the medical aid scheme shall be enhanced proportionately for two months, that is, November 2007 and December, 2007. Explanation.- for the purposes of this regulation,- (i) hospitalisation charges shall be reimbursed to the extent of 100 per cent in the case of an officer and 75 per cent, in the case of his family members in respect of all cases which require hospitalization or; (ii) on and from the 1st day of May, 2010, reimbursement of hospitalisation expenses under this regulation shall be in accordance with the terms and conditions of Hospitalisation Scheme as laid down under the Bipartite Settlement dated the 27 th day of April, 2010 for workmen employees, subject to the limits as specified in the table below, namely:- TABLE (a) Junior Management Grade Scale I and Middle Management Grade Scales II and III. (i) Bed Charges Self - Rs. 700 per day Family - Rs. 525 per day At the scale of 125% of the limits laid down under the Hospitalisation Scheme applicable to workmen employees. (b) Senior Management Grade Scales IV and V and Top Executive Grade Scales VI and VII (i) Bed Charges Self - Rs. 900 per day Family - Rs. 675 per day At the scale of 150% of the limits laid down under the Hospitalisation Scheme applicable to workmen employees.”; 9. In regulation 25 of the said regulations, for sub-regulation (2), the following sub-regulation shall be substituted, namely:- “(2) Notwithstanding anything contained in sub-regulation (1), it shall be open to the Bank to provide residential accommodation to an officer on payment by the officer, on and from the 1 st day of November, 2007, a sum equal to 1.20 per cent, of the basic pay in the first stage of the scale of pay in which he is placed or the standard rent for the accommodation, whichever is less: Provided that where the officer is provided with furniture at such residence, a further sum equal to 0.25 per cent of basic pay in the first stage of the scale of pay in which he is placed shall be recovered by the Bank from him: Provided further that, where such residential accommodation is provided by the bank, the charges for electricity, water, gas and conservancy shall be borne by the officer.”. 10. In regulation 36 of the said regulations, after sub-regulation (2), the following sub-regulation shall be inserted, namely :- “(3) With effect from the 1 st day of May 2010, within the overall period of 12 months, leave may also be granted in case of hysterectomy upto a maximum of 45 days.” 11. In regulation 41 of the said regulations, in sub-regulation (4), for clause (a), the following clause shall be substituted, namely:- ‘(a) Halting Allowance – On and from 1st day of May, 2010, an officer in the Grades or Scales set out in column (1) of the Table below shall be entitled to per diem’ Halting Allowance at the corresponding rates set out in column (2) thereof, namely:- TABLE Grades/Scales of officers Major ‘A’ Class cities Area I Other places Officers in Scale IV and above 1000 800 700 Officers in Scale I/II/III 800 700 600 Provided that in the case of officers in Scale IV and above, Halting Allowance payable per diem while on outstation work at the four metros, viz., Delhi, Mumbai, Kolkata and Chennai, shall be Rs.1200 and for officers in Scale I or II or III, the per diem Halting Allowance an shall be Rs.1000: Provided further that where the total period of absence is less than eight hours but more than four hours, Halting Allowance at half the above rates shall be payable. Explanation.- For the purpose of computing Halting allowance “per diem” shall mean each period of twenty-four hours or any subsequent part thereof, reckoned from the reporting time for departure in the case of air travel and the scheduled time of departure in other cases, to the actual time of arrival and where the total period of absence is less than twenty-four hours, “per diem” shall mean a period of not less than eight hours.’. 12. In regulation 42 of the said regulations, after sub-regulation (3), the following sub-regulation shall be inserted, namely:- “(4) On and from the first day of May 2010, an officer on transfer shall be eligible to draw a lump sum amount for expenses connected with packing, local transportation, insuring the baggage, etc., as specified in the Table below, namely:- “TABLE Grade Lump Sum Top Executive and Senior Management Rs.12000 Middle Management and Junior Management Rs.9000”. 13. In regulation 44 of the said regulations, in sub-regulation (3), the following proviso shall be inserted, namely:- “Provided that with effect from the 1st May 2010, an officer in Junior Management Grade Scale I while availing Leave Travel Concession shall be entitled to travel by air in the lowest fare economy class in which case the reimbursement will be the actual fare or the fare applicable to AC First Class fare by train for the distance travelled, whichever is less and the same rules shall apply to an officer in Middle Management Grade Scale II and Middle Management Grade Scale III while availing Leave Travel Concession where the distance is less than 1000 kms.”. 14. In regulation 45 of the said regulations,- (i) in sub-regulation (1), the following proviso shall be inserted, namely:- “Provided that there shall be no Provident Fund to Officers joining the services of the Banks on or after st day of April, 2010.”; (ii) in sub-regulation (3), after clause (b) and before the Note, the following clause shall be inserted, namely:- “(c) Officers who are covered under the Contributory Provident Fund Scheme who do not opt for Pension Scheme shall continue under the Contributory Provident Fund Scheme.”; (iii) after sub-regulation (3), the following sub-regulation shall be inserted, namely:- “(4) The officers joining the services of the Bank on or after the 1 st day of April 2010 shall be covered by a Defined Contributory Pension Scheme, where the officer shall contribute ten per cent, of pay plus Dearness Allowance and the Bank shall make the similar amount of contribution in accordance with the provisions of the Contributory Pension Scheme in accordance with New Pension Scheme notified by the Central Government vide notification of the Government of India, F.No.5/7/2003-ECB & PR dated the nd December, 2003, as amended from time to time.” 15. For the Schedule to the said regulations, the following Schedule shall be substituted, namely,:- “Schedule to (Officers’) Service Regulations, 1982 (See sub-regulation (2) of regulation 23) With effect from the 1 st day of November, 2007, an officer shall be eligible for the Special Area Allowance till such time they are withdrawn or modified either wholly or partially, as specified in the Table below, namely:- TABLE Sr. No. Pay above Rs. 14,700/- 1 Mizoram (a) Chimptuipui District of Mizoram and areas beyond 25 kms. from Lunglei Town in Lunglei District of Mizoram 1 (a) Throughout Lunglei District excluding areas beyond 25 kms, from Lunglei town of Mizoram. (c) Throughout Aizawl District of Mizoram 2 Nagaland 1600 2100 3. Andaman and Nicobar Islands (a) North Andaman, Middle Andamans, Little Andaman, Nicobar and Narcondum Islands (b) South Andaman (including Port Blair) 4. Sikkim 2000 2600 5. Lakshadweep Islands 2000 2600 6. Assam 320 400 7. Meghakaya 320 400 8. Tripura (a) Difficult areas of Tripura (b) Throughout Tripura except difficult areas. 9 Manipur 1200 1500 10. Arunachal Pradesh (a) Difficult areas of Arunachal Pradesh (b) Throughout of Arunachal Pradesh other than difficult areas. 11. Jammu and Kashmir (a) Kathua District: Niabat Bani, Lohi, Malhar and Machhodi (i) Dudu Basantgarh, Lander Bhamag Illaqa, other than those included in Part 2(b). (ii) Areas upto Goel from Kamban Side and areas upto Arnas from Keasi side in Tehsil Mohre. Illaquas of Padder and Niabat Nowgam in Kishtwar Tehsil All places in the District (i) Entire Gurez-Nirabat, Tangdar Sub-Division and keranlIllaaqua (ii) Matchill (f) Poonch and Rajouri District: Areas in Poonch and Rajouri District excluding the towns of Poonch and Rajouri and Sunderbani and other urban areas in the two Districts. (g) Areas not included in items (a) to (f) above, but which are within distance of 8kms. from the line of Actual Control or at places which may be declared as qualifying for border allowance from time to time by the State Government for their own staff. 12. Himachal Pradesh (a) Chamba District (i) Pangi Tehsil, Bharmour Tehsil, Panchayats : Badgaun, Bajol, Deol Kugti, Nayagam and Tundah, Villages: Ghatu of Gram Panchayat Jagat, Kanarsi of Gram Panchayat Chauhata (ii) Bharmour Tehsil, excluding Panchayats and Villages included in item (i) above. (iii) Jhandru panchayat in Bhatiyat Tehsil, Churah Tehsil, Dalhousie Town (including Banikhet proper). (i) Asrang, Chitkul and Hango Kuno/Charang Panchayats, 15/20 Area comprising the Gram Panchayats of Chhota Khamba, Nathpa and Rupi, Pooh Sub-Division, excluding the Panchayat Areas specified above. (ii) Entire District other than Areas included in (a) above, (i) 15/20 Area of Nirmand Tehsil, comprising the Gram Panchayats of Kharga, Kushwar and Sarga (ii) Outer-Saraj (excluding villages of Jakat-Khana and Burrow in Nirmand Tehsil) and entire District excluding outer Seraj area and pargana of Pandrabis but including villages Jagat-Khana and Burrow of Tehsil Nirmand). (d) Lahaul and Spiti District: Entire area of Lahaul and Spiti (i) 15/20 Area of Rampur Tehsil comprising of Panchayats of Koot, Labana-Sadana, Sarpara and Chadi-Branda. (ii) Dora-Kawar Tehsil, Gram Panchayat of Darkali in Rampur, Kashapath Tehsil and Munish, Ghori Chaibis of Pargana Sarahan. (iii) Chopal Tehsil and Ghoris, Panjgaon, Patsnau, Naubis and Teen Koti of Pargana Sarahan, Deothi Gram Panchayat of Taklesh Area, Pargana Barabis, Kasba Rampur and Ghori Nog of Pargana Rampur of Rampur Tehsil, Simla Town and its suburbs (Dhalli, Jatog, Kasumpti, Mashobra, Taradevi and Tutu). (i) Areas of Bara Bhangal and Chhota Bhangal (ii) Dharamshala Town of Kangra District and the following offices located outside the Municipal limits but included in Dharamshala Town-Women’s ITI, Dari, Mechanical Workshop, Ramnagar, Child Welfare and Town and Country Planning Offices, Sakoh, CRSF Office at lower Sakoh, Kangra Milk Supply Scheme, Dugiar, HRTC Workshop, Sadher, Zonal Malaria Office, Dari, Forest Corporation Office, Shamnagar, Tea Factory, Dari, I.P.H Sub- Division, Dan, Settlement Office, Shamnagar, Hinwa Project, Shamnagar. Palampur Town of Kangra District including HPKVV Campus at Palampur and the following offices located outside its municipal limits but included in Palampur Town – H.P. Krishi Vishwavidhalaya Campus, Cattle Development Office/Jersey Farm, Banuri, Sericulture Office/Indo-German Agriculture Lohna, D.P.O. Corporation, Bundla, Electrical HESEE Division, Ghuggar. Chhuhar Valley of Jogindernagar Tehsil, Panchayats in thunag Tehsil-of Bagraa, Chatri, Chhotdhar, Garagushain, Gatoo, Garyas, Janjehli, Jaryar, Johar, Kalhani, Kalwan, Kholanal, Loth, Silibagi, Somachan, Thachdhar, Tachi, Thana, Panchayats of Dharampur Block- Binga, Kamlah, Saklana, Tanyar and Tarakholah, Panchayats of Karsog Tehsil – Balidhar, Bagra, Gopalpur, Khajol, Mahog, Mehudi, Manj, Pekhi, Sainj, Sarahan and Teban, Panchayats of Sundernagar Tehsil – Bohi, Batwara, Dhanyara, Paura-Kothi, Seri and Shoja. Panchayats of Bani, Bakhali (Pachhad Tehsil), BharogBheneri (Paonta Tehsil), Birla (Nahan Tehsil), Dibber (Pachhad Tehsil) and Thana Kasoga (Nahan Tehsil) and Thansgiri tract (i) Solan District : Mangal Panchayat. (j) Remaining areas of Himachal Pradesh not included in items (a) to (i) above. 13. Uttarakhand Areas under Chamoli, Pithoragarh, utarkashi, Rudraprayad and Champavat Districts. EXPLANATORY MEMORANDUM The Regulations which have been given retrospective effect are as per the agreed terms and conditions of the Joint Notes signed between the Indian Banks’ Association on behalf of member banks on the basis of specific mandate given by the respective banks in this regard and apex level officers’ associations of the Banks. Therefore, interests of no person shall be adversely affected by such retrospective effect. Note: various amendments in the regulations were published in the Gazette of India on vide following notifications, namely:- S.No. NOTIFICATION NO. DATED PUBLICATION DATE AMENDMENT IN REGULATION No. 1 No. PSB/STAFF/OSR/1990 18.04.1990 2 2 No. PSB/STAFF/OSR/1991 03.05.1991 08.05.1991 21, 22, 24, 33, 41 3 No. PSB/STAFF/OSR/1992 19.05.1992 21.05.1992 23, 41, 44 4 No. PSB/STAFF/OSR/1995 15.02.1995 21.02.1995 19 5 No. PSB/STAFF/OSR/1996 08.10.1996 09.10.1996 4,5,21,22,23,24, 25,41,45,46 6 No. PSB/STAFF/OSR/1997 13.01.1997 27.01.1997 19 7 No. PSB/STAFF/OSR/1999 23.06.1999 24.07.1999 38 8 No. PSB/STAFF/OSR/2000 28.06.2000 07.07.2000 19 9 No. PSB/STAFF/OSR/2000 20.07.2000 12.08.2000 12,23,32,42 10 No. PSB/STAFF/OSR/2002 28.10.2002 06.11.2002 4,5,21,22,23,24,25,35,36,41,42,46