Taxes Department and is a service pensioner. While he was in service, he was enrolled in the MEDISEP scheme. He asserts that he had paid a monthly premium of Rs.500/- and he got included. He states that he was diagnosed with Parkinson’s disease and has been under the treatment for the same at Sree Chithira Thirunal Institute for Medical Science and Technology, Thiruvananthapuram. He was advised to undergo Deep Brain Stimulation Surgery to control the disease. He states that he sought a second opinion from Aster Medicity, Ernakulam and had to undergo surgery. As per the estimate, the amount for surgery would come to about Rs.10,30,000/-. In order to avail of the procedure of a cashless facility, the petitioner contacted the Oriental Insurance Company, the 4th respondent. However, he was informed that the hospital chosen by him has not been empanelled in the network hospitals of MEDISEP and the claim cannot be considered. He states that, being aggrieved he registered a complaint before the grievance cell. Immediately thereafter in terms of the provisions of Ext.P9, which provides for grievance redressal, he preferred