“When an employee absents himself from duty for a period of 90 or more consecutive days, without submitting any application for leave or for its extension or without any leave to his credit or beyond the period of leave sanctioned originally/subsequently or when there is satisfactory evidence that he has taken up employment in India or when the management is reasonably satisfied that he has no intention of joining duties, the management may, at any time thereafter give a notice to the employee at his last known address calling upon him to report for duty within 30 days of the date of notice, stating interalia the grounds for coming to the conclusion that the employee has no intention cf joining duties and furnishing necessary evidence, where available. Unless the employee reports for duty within 30 days of the notice or given an explanation for his absence within the said period of 30 days satisfying the management that he has not taken up another employment or avocation and that he has no intention of not joining duties, the employee will be deemed to have voluntarily retired from the bank's service on the expiry of the said notice. In the event of the employee submitting a satisfactory reply, he shall be permitted to report for duty thereafter within 30 days from the date of of the expiry of the aforesaid notice without prejudice to the bank's right to take any action under the law or rules of service”