The submission made from the part of the Bank, as to the existence of the 'scheme' when the Original Petitions were disposed of, did not mean that it was 'Ashwas-2014' . A copy of the relevant scheme is placed for perusal of this Court, ( Co-Bank Ashwas 2014) , which is a modified version of Ashwas-2014. As per the relevant provisions of the said scheme, it is applicable only in respect of the loans, tenure of which was already over by 31.03.2014, which is not the case of the petitioners herein, where the tenure will come to an end only by next year. It was in the said circumstance, that the authorities of the Bank refused to extend the benefit of the Scheme to the petitioners and as such, there is nothing arbitrary or illegal on the part of the Bank. It is also pointed out that the Original petitions were disposed of, not merely with reference to the submission made on behalf of the Bank with reference to the Scheme or Adalat, but after considering the merits of the case as well; especially with regard to the scope of challenge, prayers contained in the I.A. and the order passed by the DRT.