Sri Chethan Naik B T v. Smt Roja T N
Case brief
What is this about?
MFA 5927/2023 (MV-I), High Court of Karnataka, 10.11.2025, T.M. Nadaf J (author) with B M Shyam Prasad J; claimant Chethan Naik B.T. v. Roja T.N. and ICICI Lombard; enhancement of MVC 928/2021 (VI Addl. District & Sessions Judge, Tumakuru) award of Rs.12,11,200/-. Key points: paraplegia from T12-L1 fracture dislocation; 75% whole-body disability yet 100% loss of earning capacity; notional income Rs.15,000 p.m. per KSLSA Lok Adalat chart 2021 for unskilled labour (claimed Rs.25,000 unproved); 40% future prospects; multiplier 17; attendant charges Rs.5,000 p.m. x 12 x 17 = Rs.10,20,000 (gratuitous services not to be presumed); future medical expenses Rs.2,00,000 (bed sores, fortnightly catheter change); loss of marriage prospects Rs.3,00,000; loss of earning during treatment (Rs.45,000) deleted; medical expenses Rs.3,18,600 retained; total Rs.63,72,600; enhancement Rs.51,61,400 @ 6% p.a.; 25% release / 75% FDR directions; relies on Jithendran v. New India Assurance, Civil Appeal 6494/2021 (SC, 24.10.2021) - 100% earning-capacity loss despite 69% disability, 40% prospects, attendant charges, future medical expenses.