Mr Syed Raffiq v. United India Insurance Co. Ltd.
Motor Accident Claims – Enhancement under S.173(1) MV Act
Case brief
What is this about?
High Court of Karnataka, Bengaluru; MFA No.5865 of 2019 (MV-I); NC: 2025:KHC:37494; decided 17-09-2025 by Hon'ble Mrs. Justice P Sree Sudha (sole author). Parties: Syed Raffiq (injured claimant-appellant) v. United India Insurance Co Ltd (Respondent No.1, insurer) and Venkatesh S (Respondent No.2, vehicle owner/driver). Subject: enhancement of motor accident injury compensation under Section 173(1) MV Act for accident of 06.08.2018; claim of Rs.25,00,000/-; Tribunal award Rs.9,76,471/- plus Rs.50,000/- future medical expenses (total Rs.10,26,471/-) enhanced to Rs.10,96,471/- with 6% interest. Points: monthly income Rs.13,000/- upheld despite Ex.P.17 appointment letter (probation pay Rs.2,00,000/-) and Access6 Technologies offer of Rs.1,80,000/- p.a.; 15% disability (PW-2) retained over 30% (PW-4, AMA Guidelines cross-examination); facial disfigurement/maxillary sinus fracture; loss of teeth; loss of marriage prospects awarded; conveyance/nourishment/attendant enhanced Rs.10,000 to Rs.30,000; amenities and marriage prospects Rs.1,00,000; deposit and withdrawal directions against Respondent No.1. No precedent cases cited or discussed in the judgment.