Case brief
What is this about?
Karnataka HC (Kalaburagi Bench), MFA No. 203341 of 2023 (MV-D), decided 03.07.2025 by Ravi V Hosmani J. (oral judgment). Appellants: parents, wife and minor daughter of deceased Sunil, rider of motorcycle Reg. No. KA33-R-8595; respondents: Gurappa Valasang (tipper owner, tipper No. KA-26/6328) and Shriram General Insurance Co. Ltd. Tribunal MACT-V Vijayapura (MVC No.956/2020, award dt. 18.03.2023) awarded `5,00,000/- at 6% interest but exonerated the insurer because the tipper driver had no valid and effective driving licence. Appeal allowed: (i) per Shivaji v. Divisional Manager, United India Insurance Co. Ltd., (2019) 12 SCC 395 (a three-judge Bench decision referring to United India Insurance Co. Ltd. v. Sunil Kumar, AIR 2017 SC 5710), the victim's own rashness/negligence is no bar to compensation in a claim petition under Section 163(A) MV Act; (ii) with no material that the tipper driver had any time to react, his holding a driving licence or otherwise is immaterial — insurer held liable; dismissal of claim petition against insurer set aside; award modified. Statutes: Section 173(1) MV Act (basis of appeal), Section 163 MV Act (claim petition), Section 163(A) MV Act. Keywords: insurer liability, invalid driving licence, victim negligence, motor accident compensation, MACT Vijayapura, three judges Bench.